Table 2100. Race of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2003 White And All Other Races, and Asian All Black or Item consumer African units White and American Total All Other Asian Races a/ Number of consumer units (in thousands)...... 115,356 101,614 98,041 3,573 13,743 Income before taxes b/ ...................... $51,128 $53,292 $53,039 $60,393 $34,485 Income after taxes b/ ....................... 48,596 50,557 50,309 57,511 33,519 Age of the reference person.................. 48.4 48.6 48.8 42.4 46.7 Average number in consumer unit: Persons..................................... 2.5 2.5 2.5 2.8 2.6 Children under 18........................... .6 .6 .6 .7 .9 Persons 65 and over......................... .3 .3 .3 .2 .2 Earners..................................... 1.3 1.3 1.3 1.5 1.2 Vehicles.................................... 1.9 2.0 2.1 1.6 1.3 Percent distribution: Male........................................ 50 52 52 62 36 Female...................................... 50 48 48 38 64 Homeowner................................... 67 69 70 57 49 With mortgage.............................. 41 42 42 42 30 Without mortgage........................... 26 27 28 15 19 Renter...................................... 33 31 30 43 51 Black or African American................... 12 n.a. n.a. n.a. 100 White, Asian, and All Other Races........... 88 100 100 100 n.a. Elementary (1-8)............................ 6 6 6 4 7 High school (9-12).......................... 36 35 35 21 48 College..................................... 57 59 58 75 45 Never attended and other.................... c/ c/ c/ 1 c/ At least one vehicle owned or leased........ 88 90 90 83 73 Average annual expenditures.................. $40,817 $42,451 $42,360 $44,923 $28,708 Food........................................ 5,340 5,518 5,488 6,285 4,007 Food at home............................. 3,129 3,191 3,186 3,302 2,664 Cereals and bakery products............ 442 451 452 437 370 Cereals and cereal products.......... 150 152 151 180 139 Bakery products...................... 292 300 301 257 231 Meats, poultry, fish, and eggs......... 825 817 811 978 882 Beef................................. 246 247 249 193 232 Pork................................. 171 166 166 174 206 Other meats.......................... 102 104 104 81 90 Poultry.............................. 145 140 139 182 177 Fish and seafood..................... 124 122 115 304 140 Eggs................................. 37 38 37 43 36 Dairy products......................... 328 342 345 247 227 Fresh milk and cream................. 127 131 132 112 94 Other dairy products................. 201 211 214 136 133 Fruits and vegetables.................. 535 548 539 788 438 Fresh fruits......................... 171 177 173 275 128 Fresh vegetables..................... 172 177 172 322 133 Processed fruits..................... 108 109 109 123 100 Processed vegetables................. 84 85 86 68 77 Other food at home..................... 999 1,033 1,040 852 747 Sugar and other sweets............... 119 122 123 102 93 Fats and oils........................ 86 87 87 63 80 Miscellaneous foods.................. 490 507 511 400 360 Nonalcoholic beverages............... 268 277 278 248 202 Food prepared by consumer unit on out-of-town trips................... 36 40 40 40 12 Food away from home.................... 2,211 2,327 2,302 2,983 1,343 Alcoholic beverages......................... 391 421 425 308 169 Housing..................................... 13,432 13,811 13,719 16,326 10,622 Shelter.................................. 7,887 8,127 8,026 10,902 6,117 Owned dwellings........................ 5,263 5,563 5,517 6,835 3,042 Mortgage interest and charges........ 2,954 3,104 3,058 4,348 1,848 Property taxes....................... 1,344 1,424 1,414 1,713 748 Maintenance, repairs, insurance,other expenses............................ 965 1,035 1,045 774 446 Rented dwellings....................... 2,179 2,076 2,018 3,661 2,946 Other lodging.......................... 445 488 491 406 129 Utilities, fuels, and public services.... 2,811 2,798 2,808 2,536 2,910 Natural gas............................ 392 382 382 385 465 Electricity............................ 1,028 1,019 1,028 780 1,094 Fuel oil and other fuels............... 110 118 121 d/ 27 46 Telephone services..................... 956 946 943 1,026 1,027 Water and other public services........ 326 333 333 318 278 Household operations..................... 707 742 740 783 453 Personal services...................... 294 300 297 381 247 Other household expenses............... 414 442 443 403 206 Housekeeping supplies.................... 529 552 555 471 357 Laundry and cleaning supplies.......... 132 132 133 96 137 Other household products............... 263 276 278 228 168 Postage and stationery................. 133 144 144 146 53 Household furnishings and equipment...... 1,497 1,593 1,591 1,634 785 Household textiles..................... 113 120 122 67 61 Furniture.............................. 401 423 427 334 234 Floor coverings........................ 52 57 59 21 11 Major appliances....................... 196 206 203 283 118 Small appliances, miscellaneous housewares............................ 88 94 92 128 43 Miscellaneous household equipment...... 648 692 688 802 318 Apparel and services........................ 1,640 1,645 1,642 1,736 1,601 Men and boys............................. 372 382 384 342 292 Men, 16 and over....................... 282 296 296 290 181 Boys, 2 to 15.......................... 89 86 88 52 112 Women and girls.......................... 634 644 645 609 565 Women, 16 and over..................... 529 540 540 538 446 Girls, 2 to 15......................... 106 104 105 71 118 Children under 2......................... 81 79 77 125 104 Footwear................................. 294 274 274 292 440 Other apparel products and services...... 258 266 263 368 201 Transportation.............................. 7,781 8,147 8,172 7,454 5,074 Vehicle purchases (net outlay)........... 3,732 3,953 3,988 2,992 2,097 Cars and trucks, new................... 2,052 2,204 2,206 2,156 929 Cars and trucks, used.................. 1,611 1,672 1,702 836 1,164 Other vehicles......................... 68 77 79 e/ d/ 4 Gasoline and motor oil................... 1,333 1,376 1,378 1,313 1,016 Other vehicle expenses................... 2,331 2,412 2,414 2,383 1,728 Vehicle finance charges................ 371 379 383 282 308 Maintenance and repairs................ 619 647 651 546 413 Vehicle insurance...................... 905 929 927 989 730 Vehicle rental, leases, licenses, other charges.............................. 436 458 454 565 278 Public transportation.................... 385 406 393 766 233 Health care................................. 2,416 2,566 2,588 1,955 1,309 Health insurance......................... 1,252 1,316 1,325 1,071 774 Medical services......................... 591 640 646 476 229 Drugs.................................... 467 494 500 340 263 Medical supplies......................... 107 116 117 69 43 Entertainment............................... 2,060 2,202 2,220 1,713 1,007 Fees and admissions...................... 494 539 540 516 163 Television, radios, sound equipment...... 730 745 750 621 616 Pets, toys, and playground equipment..... 378 412 421 197 123 Other entertainment supplies, equipment,and services.................. 457 504 509 378 105 Personal care products and services......... 527 536 536 520 461 Reading..................................... 127 137 138 111 52 Education................................... 783 829 791 1,890 442 Tobacco products and smoking supplies....... 290 305 311 119 180 Miscellaneous............................... 606 627 635 432 447 Cash contributions.......................... 1,370 1,443 1,447 1,311 832 Personal insurance and pensions............. 4,055 4,265 4,247 4,762 2,504 Life and other personal insurance........ 397 411 411 414 295 Pensions and Social Security............. 3,658 3,854 3,836 4,348 2,209 Sources of income and personal taxes: b/ Money income before taxes.................. 51,128 53,292 53,039 60,393 34,485 Wages and salaries....................... 41,200 42,871 42,527 52,532 28,351 Self-employment income................... 2,138 2,358 2,357 2,389 450 Social Security, private and government retirement................... 5,601 5,821 5,937 2,551 3,905 Interest, dividends, rental income, other property income................... 1,097 1,217 1,206 1,525 179 Unemployment and workers'' compensation, veterans'' benefits..................... 269 271 272 229 257 Public assistance, supplemental security, income, food stamps..................... 314 247 244 317 832 Regular contributions for support........ 343 353 346 538 266 Other income............................. 165 155 149 312 245 Personal taxes............................. 2,532 2,735 2,730 2,882 966 Federal income taxes..................... 1,843 2,006 2,006 1,993 592 State and local income taxes............. 502 525 521 650 317 Other taxes.............................. 187 204 203 240 57 Income after taxes......................... 48,596 50,557 50,309 57,511 33,519 Net change in total assets and liabilities... -14,376 -15,377 -14,829 -30,412 -6,972 Net change in total assets............... 6,451 6,876 6,548 15,855 3,313 Net change in total liabilities.......... 20,827 22,253 21,378 46,268 10,284 Other financial information: Other money receipts..................... 530 583 540 1,756 142 Mortgage principal paid on owned property................................ -1,565 -1,685 -1,661 -2,329 -677 Estimated market value of owned home..... 122,059 130,477 129,233 164,619 59,819 Estimated monthly rental value of owned home.................................... 750 790 786 902 450 Gifts of goods and services................. 1,007 1,072 1,062 1,342 524 Food..................................... 78 84 83 116 32 Alcoholic beverages...................... 16 18 18 12 4 Housing.................................. 220 237 241 139 96 Housekeeping supplies.................. 42 45 46 20 13 Household textiles..................... 13 14 15 d/ 1 d/ 2 Appliances and miscellaneous housewares........................... 25 26 26 d/ 20 15 Major appliances..................... 7 6 7 d/ 5 d/ 8 Small appliances and miscellaneous housewares......................... 18 19 19 d/ 15 7 Miscellaneous household equipment...... 57 62 63 50 15 Other housing.......................... 85 90 91 47 50 Apparel and services..................... 225 226 227 179 222 Males, 2 and over...................... 56 59 59 57 30 Females, 2 and over.................... 80 79 80 53 93 Children under 2....................... 39 38 38 46 44 Other apparel products and services.... 50 50 51 24 54 Jewelry and watches.................. 26 26 27 d/ 20 21 All other apparel products and services............................ 25 24 24 d/ 4 33 Transportation........................... 60 63 53 324 38 Health care.............................. 48 51 52 d/ 34 22 Entertainment............................ 69 75 75 55 26 Toys, games, hobbies, and tricycles.... 26 28 28 13 13 Other entertainment.................... 43 47 47 43 14 Personal care products and services...... 16 17 17 23 8 Reading.................................. 1 2 2 d/ 1 c/ Education................................ 200 221 215 388 45 All other gifts.......................... 74 80 81 71 30 a All other races includes Native Hawaiian or other Pacific Islander, American Indian or Alaska Native, and approximately 1.3 percent reporting more than one race. b Components of income and taxes are derived from "complete income reporters" only; see glossary. c Value less than 0.5. d Data are likely to have large sampling errors. e No data reported. n.a. Not applicable.