Table 5. Composition of consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2004 Husband and wife consumer units One Single Husband and wife with children Other parent, person Item Husband husband at least and other Total and wife and wife one child consumer only Oldest Oldest Oldest consumer under 18 units Total child child child 18 units under 6 6 to 17 or older Number of consumer units (in thousands)........... 59,797 25,585 29,279 5,604 15,376 8,300 4,933 6,892 49,592 Consumer unit characteristics: Income before taxes ............................. $73,001 $64,434 $79,764 $75,293 $78,508 $85,109 $77,287 $31,055 $35,341 Income after taxes .............................. 70,047 61,108 76,883 72,403 75,771 81,967 75,837 30,951 33,838 Age of reference person.......................... 48.8 56.7 42.0 32.6 40.3 51.5 47.8 37.9 49.6 Average number in consumer unit: Persons......................................... 3.2 2.0 3.9 3.5 4.1 3.9 4.9 2.9 1.6 Children under 18............................... .9 n.a. 1.6 1.5 2.1 .7 1.5 1.8 .2 Persons 65 and over............................. .3 .6 .1 a/ a/ .2 .5 a/ .3 Earners......................................... 1.7 1.2 2.0 1.7 1.8 2.5 2.3 1.0 1.0 Vehicles........................................ 2.6 2.4 2.7 2.2 2.6 3.3 2.6 1.2 1.3 Percent distribution: Sex of reference person: Male............................................ 57 61 54 52 52 59 53 15 42 Female.......................................... 43 39 46 48 48 41 47 85 58 Housing tenure: Homeowner....................................... 83 85 82 73 81 88 79 43 53 With mortgage.................................. 57 44 68 67 70 67 57 32 26 Without mortgage............................... 26 41 13 6 12 21 22 11 27 Renter.......................................... 17 15 18 27 19 12 21 57 47 Race of reference person: Black or African-American....................... 7 6 8 6 8 9 14 32 14 White, Asian, and All Other Races............... 93 94 92 94 92 91 86 68 86 Hispanic or Latino origin of reference person: Hispanic or Latino (new UCC Q20032)............. 11 5 14 15 14 13 26 15 9 Not Hispanic or Latino (new UCC Q20032)......... 89 95 86 85 86 87 74 85 91 Education of reference person: Elementary (1-8)................................ 5 4 4 3 4 6 11 3 7 High school (9-12).............................. 33 35 31 23 31 35 42 46 36 College......................................... 62 61 65 73 65 58 46 51 56 Never attended and other........................ b/ b/ b/ b/ b/ b/ 1 b/ b/ At least one vehicle owned or leased............. 97 97 97 95 97 97 93 78 80 Average annual expenditures....................... $55,607 $49,690 $60,661 $55,981 $60,578 $64,162 $56,290 $32,824 $30,085 Food............................................. 7,379 6,268 8,089 6,300 8,484 8,682 8,950 4,873 3,946 Food at home.................................... 4,303 3,574 4,711 3,765 4,887 5,104 5,692 3,015 2,218 Cereals and bakery products.................... 593 472 668 492 718 705 778 443 301 Cereals and cereal products................... 198 148 227 160 246 242 280 162 98 Bakery products............................... 395 324 441 333 472 463 498 281 202 Meats, poultry, fish, and eggs................. 1,121 923 1,210 875 1,216 1,465 1,641 835 589 Beef.......................................... 342 270 377 244 380 480 505 258 173 Pork.......................................... 227 190 240 175 236 300 344 188 124 Other meats................................... 140 115 155 100 162 184 185 106 68 Poultry....................................... 197 154 217 165 225 243 302 135 108 Fish and seafood.............................. 164 151 165 147 159 191 226 112 86 Eggs.......................................... 52 43 55 45 54 66 79 37 30 Dairy products................................. 480 390 542 437 580 549 579 317 243 Fresh milk and cream.......................... 187 137 220 190 233 219 249 140 92 Other dairy products.......................... 293 254 322 246 347 330 330 176 151 Fruits and vegetables.......................... 726 644 756 634 771 823 980 456 373 Fresh fruits.................................. 244 225 248 211 255 263 319 149 122 Fresh vegetables.............................. 241 222 242 205 239 278 331 130 120 Processed fruits.............................. 138 112 154 136 160 155 180 102 76 Processed vegetables.......................... 103 85 112 82 116 128 150 75 56 Other food at home............................. 1,383 1,145 1,535 1,327 1,602 1,561 1,714 964 712 Sugar and other sweets........................ 168 148 176 140 187 183 217 123 80 Fats and oils................................. 113 98 121 88 125 137 146 78 61 Miscellaneous foods........................... 683 538 788 772 813 750 815 474 343 Nonalcoholic beverages........................ 361 298 399 292 421 439 455 269 205 Food prepared by consumer unit on out-of-town trips............................ 58 64 50 35 55 51 82 19 23 Food away from home............................. 3,076 2,694 3,378 2,535 3,597 3,578 3,258 1,858 1,729 Alcoholic beverages.............................. 493 567 443 330 455 506 410 219 452 Housing.......................................... 17,005 14,706 18,912 21,045 18,900 17,503 17,595 12,030 10,451 Shelter......................................... 9,427 8,031 10,658 11,944 10,838 9,455 9,365 7,043 6,408 Owned dwellings................................ 7,291 5,947 8,473 9,254 8,644 7,628 7,253 3,314 3,232 Mortgage interest and charges................. 4,152 2,793 5,315 6,243 5,433 4,470 4,297 2,037 1,595 Property taxes................................ 1,885 1,814 1,958 1,907 1,961 1,987 1,817 729 888 Maintenance, repairs, insurance, other expenses..................................... 1,255 1,340 1,200 1,104 1,250 1,171 1,138 548 749 Rented dwellings............................... 1,463 1,308 1,558 2,334 1,545 1,058 1,708 3,510 2,909 Other lodging.................................. 673 776 628 357 650 769 404 219 267 Utilities, fuels, and public services........... 3,572 3,176 3,839 3,325 3,809 4,240 4,041 2,755 2,173 Natural gas.................................... 512 448 561 546 549 594 546 380 324 Electricity.................................... 1,302 1,173 1,381 1,114 1,419 1,489 1,507 1,065 777 Fuel oil and other fuels....................... 156 163 149 110 149 177 164 67 85 Telephone services............................. 1,179 1,013 1,300 1,166 1,249 1,487 1,321 979 764 Water and other public services................ 422 378 447 389 444 492 505 263 222 Household operations............................ 996 638 1,299 2,699 1,167 599 1,058 759 458 Personal services.............................. 416 19 749 2,146 608 69 496 483 134 Other household expenses....................... 580 619 550 554 558 531 562 276 324 Housekeeping supplies........................... 771 729 815 820 824 794 724 453 397 Laundry and cleaning supplies.................. 183 145 206 174 217 208 244 158 105 Other household products....................... 387 368 413 450 415 379 319 193 186 Postage and stationery......................... 202 215 196 196 192 207 161 102 106 Household furnishings and equipment............. 2,238 2,133 2,301 2,257 2,262 2,415 2,407 1,020 1,015 Household textiles............................. 204 211 199 168 164 299 191 85 111 Furniture...................................... 575 541 587 626 590 556 682 357 235 Floor coverings................................ 72 78 61 47 64 66 101 42 29 Major appliances............................... 286 278 297 333 276 311 259 101 119 Small appliances, miscellaneous housewares.................................... 139 136 141 180 130 133 140 70 68 Miscellaneous household equipment.............. 963 889 1,015 903 1,038 1,049 1,035 365 452 Apparel and services............................. 2,263 1,745 2,680 2,583 2,757 2,617 2,463 1,859 1,263 Men and boys.................................... 547 399 673 575 739 618 563 304 248 Men, 16 and over............................... 423 369 469 443 456 516 427 111 217 Boys, 2 to 15.................................. 124 30 204 132 283 103 136 193 32 Women and girls................................. 897 741 1,033 873 1,023 1,189 889 880 525 Women, 16 and over............................. 743 706 782 719 671 1,061 704 608 496 Girls, 2 to 15................................. 153 35 251 154 352 128 186 272 29 Children under 2................................ 116 42 168 518 100 35 190 89 31 Footwear........................................ 389 255 485 323 545 490 516 424 241 Other apparel products and services............. 314 307 321 294 351 285 305 164 218 Transportation................................... 10,486 8,975 11,884 10,599 11,377 13,694 10,021 5,446 4,892 Vehicle purchases (net outlay).................. 4,724 3,806 5,579 5,142 5,370 6,263 4,402 2,304 1,949 Cars and trucks, new........................... 2,609 2,295 2,969 2,944 2,769 3,354 2,104 798 843 Cars and trucks, used.......................... 2,021 1,369 2,546 2,169 2,526 2,837 2,282 1,463 1,070 Other vehicles................................. 94 142 65 c/ 29 75 72 c/ 16 c/ 44 37 Gasoline and motor oil.......................... 2,087 1,752 2,362 1,991 2,277 2,770 2,192 1,216 1,061 Other vehicle expenses.......................... 3,080 2,753 3,381 3,015 3,188 3,986 2,985 1,716 1,594 Vehicle finance charges........................ 451 372 519 484 516 548 459 211 185 Maintenance and repairs........................ 830 771 881 722 881 987 834 477 460 Vehicle insurance.............................. 1,226 1,075 1,356 1,105 1,199 1,818 1,231 725 682 Vehicle rental, leases, licenses, other charges....................................... 573 534 625 703 593 634 462 302 266 Public transportation........................... 595 664 561 451 542 674 442 209 288 Health care...................................... 3,345 3,761 3,009 2,369 2,948 3,554 3,191 1,384 1,809 Health insurance................................ 1,750 1,945 1,589 1,275 1,579 1,820 1,693 705 914 Medical services................................ 863 880 859 690 872 947 802 415 422 Drugs........................................... 581 762 427 305 372 611 565 213 395 Medical supplies................................ 151 175 134 99 125 176 132 51 77 Entertainment.................................... 2,945 2,919 3,051 2,442 3,320 2,975 2,449 1,573 1,430 Fees and admissions............................. 722 656 819 479 991 729 494 391 312 Television, radios, sound equipment............. 946 814 1,060 1,001 1,070 1,081 952 695 610 Pets, toys, hobbies, and playground equipment... 496 456 537 520 570 495 458 285 254 Other entertainment supplies, equipment, and services................................... 782 993 636 442 690 670 544 203 254 Personal care products and services.............. 711 656 748 604 732 891 773 517 432 Reading.......................................... 166 186 153 139 158 154 135 68 97 Education........................................ 1,154 828 1,485 414 1,439 2,294 880 700 633 Tobacco products and smoking supplies............ 301 249 324 211 318 413 429 277 274 Miscellaneous.................................... 800 790 757 687 650 1,011 1,101 643 564 Cash contributions............................... 1,836 2,316 1,481 1,189 1,517 1,610 1,459 587 1,006 Personal insurance and pensions.................. 6,722 5,723 7,645 7,069 7,524 8,257 6,434 2,648 2,836 Life and other personal insurance............... 594 604 570 389 543 742 688 204 170 Pensions and Social Security.................... 6,128 5,119 7,075 6,680 6,981 7,516 5,745 2,444 2,665 Sources of income and personal taxes: Money income before taxes........................ 73,001 64,434 79,764 75,293 78,508 85,109 77,287 31,055 35,341 Wages and salaries.............................. 59,467 45,294 71,345 71,369 70,537 72,827 62,474 24,450 26,174 Self-employment income.......................... 4,365 3,823 4,747 2,492 5,340 5,172 4,909 1,362 1,600 Social Security, private and government retirement..................................... 6,957 12,579 1,917 263 858 4,996 7,709 985 5,187 Interest, dividends, rental income, other property income................................ 1,373 2,063 854 591 805 1,122 868 346 1,253 Unemployment and workers' compensation, veterans' benefits............................. 292 229 339 271 354 356 337 214 173 Public assistance, supplemental security income, food stamps............................ 182 100 204 89 210 272 473 1,183 339 Regular contributions for support............... 224 162 267 158 330 223 298 2,173 395 Other income.................................... 141 184 91 60 75 140 219 342 220 Personal taxes................................... 2,953 3,326 2,881 2,891 2,738 3,142 1,450 103 1,503 Federal income taxes............................ 2,069 2,416 1,970 1,947 1,836 2,233 863 -195 1,093 State and local income taxes.................... 650 630 712 788 697 690 393 217 293 Other taxes..................................... 234 281 199 156 205 219 194 82 117 Income after taxes............................... 70,047 61,108 76,883 72,403 75,771 81,967 75,837 30,951 33,838 Addenda: Net change in total assets and liabilities....... -12,329 -7,856 -15,290 -12,253 -15,991 -16,043 -17,946 -3,797 -2,349 Net change in total assets...................... 11,055 8,464 13,516 24,722 14,909 3,369 9,883 6,861 7,314 Net change in total liabilities................. 23,383 16,320 28,806 36,974 30,900 19,412 27,829 10,659 9,664 Other financial information: Other money receipts............................ 660 681 684 167 386 1,583 412 451 446 Mortgage principal paid on owned property....... -2,612 -2,150 -3,010 -3,191 -2,924 -3,049 -2,648 -994 -911 Estimated market value of owned home............ 187,674 182,558 192,705 187,863 190,703 199,684 184,340 64,770 87,436 Estimated monthly rental value of owned home.... 1,037 994 1,084 1,016 1,079 1,138 975 420 523 Gifts of goods and services...................... 1,575 1,855 1,425 1,078 1,393 1,722 1,004 649 857 Food............................................ 109 121 104 63 106 129 70 55 35 Alcoholic beverages............................. 21 27 17 24 16 14 17 14 19 Housing......................................... 365 422 338 311 334 364 220 158 200 Housekeeping supplies.......................... 78 74 84 87 85 80 55 35 44 Household textiles............................. 26 30 23 13 19 40 21 9 12 Appliances and miscellaneous housewares.................................... 46 49 45 83 30 43 34 12 18 Major appliances.............................. 18 22 16 c/ 37 2 29 c/ 12 c/ 2 5 Small appliances and miscellaneous housewares................................... 27 27 29 47 29 14 22 10 13 Miscellaneous household equipment.............. 95 118 83 61 90 86 43 41 47 Other housing.................................. 120 150 103 67 110 115 67 60 80 Apparel and services............................ 360 380 359 408 327 384 255 212 206 Males, 2 and over.............................. 101 116 97 124 77 115 50 28 51 Females, 2 and over............................ 136 145 135 109 132 164 89 67 64 Children under 2............................... 55 42 61 136 47 30 79 39 18 Other apparel products and services............ 68 77 66 40 71 75 37 78 74 Jewelry and watches........................... 14 19 12 11 8 18 c/ 6 15 37 All other apparel products and services....... 54 58 54 c/ 29 62 57 31 63 37 Transportation.................................. 64 66 66 80 47 90 44 9 41 Health care..................................... 37 39 36 c/ 7 45 39 c/ 28 c/ 6 70 Entertainment................................... 97 110 89 53 95 103 80 40 61 Toys, games, arts and crafts, and tricycles.... 33 42 27 22 23 38 26 12 23 Other entertainment............................ 64 68 62 31 72 65 54 27 38 Personal care products and services............. 35 23 48 35 33 88 26 16 23 Reading......................................... 2 3 b/ b/ b/ 1 b/ b/ 1 Education....................................... 380 501 312 c/ 42 353 418 158 104 113 All other gifts................................. 107 164 56 55 38 92 106 37 88 a Value less than 0.05. b Value less than 0.5. c Data are likely to have large sampling errors. n.a. Not applicable.