Table 4. Size of consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2004 Two or more persons All Item consumer One units person Two Three Four Five or Total persons persons persons more persons Number of consumer units (in thousands)........... 116,282 33,686 82,596 37,542 17,806 16,388 10,859 Consumer unit characteristics: Income before taxes ............................. $54,453 $28,143 $65,183 $58,307 $66,762 $74,970 $71,600 Income after taxes .............................. 52,287 26,761 62,698 55,393 64,220 72,627 70,473 Age of reference person.......................... 48.5 51.9 47.1 52.9 44.0 41.1 41.1 Average number in consumer unit: Persons......................................... 2.5 1.0 3.1 2.0 3.0 4.0 5.6 Children under 18............................... .6 n.a. .9 .1 .8 1.6 2.8 Persons 65 and over............................. .3 .3 .3 .5 .2 .1 .1 Earners......................................... 1.3 .6 1.6 1.3 1.8 1.9 2.2 Vehicles........................................ 1.9 1.0 2.3 2.2 2.4 2.5 2.5 Percent distribution: Sex of reference person: Male............................................ 48 45 50 53 47 49 44 Female.......................................... 52 55 50 47 53 51 56 Housing tenure: Homeowner....................................... 68 51 74 75 71 77 74 With mortgage.................................. 42 23 50 40 54 65 58 Without mortgage............................... 25 29 24 35 17 12 16 Renter.......................................... 32 49 26 25 29 23 26 Race of reference person: Black or African-American....................... 12 12 12 10 14 13 15 White, Asian, and All Other Races............... 88 88 88 90 86 87 85 Hispanic or Latino origin of reference person: Hispanic or Latino (new UCC Q20032)............. 11 7 12 6 13 15 27 Not Hispanic or Latino (new UCC Q20032)......... 89 93 88 94 87 85 73 Education of reference person: Elementary (1-8)................................ 5 7 5 4 4 4 10 High school (9-12).............................. 35 34 36 36 37 33 40 College......................................... 59 59 59 60 59 62 50 Never attended and other........................ a/ a/ a/ a/ a/ a/ a/ At least one vehicle owned or leased............. 88 76 93 93 92 95 93 Average annual expenditures....................... $43,395 $25,423 $50,706 $45,855 $51,503 $57,866 $55,468 Food............................................. 5,781 3,095 6,866 5,808 6,930 8,171 8,516 Food at home.................................... 3,347 1,681 4,019 3,288 4,007 4,809 5,416 Cereals and bakery products.................... 461 229 555 435 556 673 791 Cereals and cereal products................... 154 73 186 135 190 224 303 Bakery products............................... 307 156 368 300 366 449 489 Meats, poultry, fish, and eggs................. 880 411 1,069 864 1,097 1,252 1,464 Beef.......................................... 265 117 325 251 342 394 455 Pork.......................................... 181 83 221 182 229 252 295 Other meats................................... 108 49 132 108 124 160 188 Poultry....................................... 156 75 188 146 200 215 274 Fish and seafood.............................. 128 63 154 138 152 176 180 Eggs.......................................... 42 24 49 40 49 55 71 Dairy products................................. 371 183 446 358 442 548 608 Fresh milk and cream.......................... 144 69 175 127 177 218 273 Other dairy products.......................... 226 114 271 231 265 330 335 Fruits and vegetables.......................... 561 298 667 576 643 745 908 Fresh fruits.................................. 187 101 221 198 204 243 299 Fresh vegetables.............................. 183 93 219 194 216 231 291 Processed fruits.............................. 110 62 129 105 129 154 177 Processed vegetables.......................... 82 42 98 79 94 117 141 Other food at home............................. 1,075 560 1,282 1,055 1,269 1,590 1,644 Sugar and other sweets........................ 128 63 154 133 149 178 204 Fats and oils................................. 89 47 106 89 104 125 139 Miscellaneous foods........................... 527 274 629 496 627 806 839 Nonalcoholic beverages........................ 290 155 344 286 349 427 415 Food prepared by consumer unit on out-of-town trips............................ 41 20 49 52 40 54 47 Food away from home............................. 2,434 1,414 2,847 2,520 2,924 3,362 3,100 Alcoholic beverages.............................. 459 359 500 569 468 478 345 Housing.......................................... 13,918 9,244 15,822 14,036 16,177 18,360 17,593 Shelter......................................... 7,998 5,841 8,878 7,866 9,036 10,382 9,849 Owned dwellings................................ 5,324 2,916 6,307 5,311 6,263 7,977 7,299 Mortgage interest and charges................. 2,936 1,360 3,579 2,566 3,712 5,023 4,683 Property taxes................................ 1,391 832 1,619 1,552 1,515 1,864 1,654 Maintenance, repairs, insurance, other expenses..................................... 997 725 1,108 1,193 1,036 1,090 963 Rented dwellings............................... 2,201 2,659 2,014 1,930 2,213 1,921 2,121 Other lodging.................................. 473 265 558 625 561 484 429 Utilities, fuels, and public services........... 2,927 1,830 3,374 3,004 3,470 3,757 3,917 Natural gas.................................... 424 274 485 429 498 538 580 Electricity.................................... 1,064 649 1,234 1,101 1,256 1,379 1,440 Fuel oil and other fuels....................... 121 84 135 138 132 138 126 Telephone services............................. 990 634 1,135 997 1,207 1,270 1,293 Water and other public services................ 327 188 384 339 377 432 479 Household operations............................ 753 443 879 595 980 1,346 993 Personal services.............................. 300 125 371 55 516 808 565 Other household expenses....................... 453 318 508 540 464 537 427 Housekeeping supplies........................... 594 315 707 661 713 802 720 Laundry and cleaning supplies.................. 149 73 179 147 181 219 230 Other household products....................... 290 147 348 331 350 397 334 Postage and stationery......................... 155 95 180 184 182 187 156 Household furnishings and equipment............. 1,646 816 1,983 1,909 1,977 2,073 2,114 Household textiles............................. 158 87 186 199 167 173 195 Furniture...................................... 417 174 516 487 488 568 585 Floor coverings................................ 52 24 64 67 70 64 43 Major appliances............................... 204 88 251 245 232 244 314 Small appliances, miscellaneous housewares.................................... 105 59 123 123 142 110 112 Miscellaneous household equipment.............. 711 385 843 790 878 914 866 Apparel and services............................. 1,816 949 2,167 1,758 2,266 2,601 2,784 Men and boys.................................... 406 169 502 374 497 642 746 Men, 16 and over............................... 317 153 384 341 397 418 459 Boys, 2 to 15.................................. 89 16 118 33 100 224 287 Women and girls................................. 739 416 869 751 922 1,034 951 Women, 16 and over............................. 631 401 724 702 788 757 647 Girls, 2 to 15................................. 108 14 145 49 134 277 303 Children under 2................................ 79 12 105 42 137 170 178 Footwear........................................ 329 186 386 271 435 480 570 Other apparel products and services............. 264 166 304 319 275 276 339 Transportation................................... 7,801 3,941 9,376 8,151 9,790 11,148 10,258 Vehicle purchases (net outlay).................. 3,397 1,600 4,130 3,412 4,297 5,298 4,575 Cars and trucks, new........................... 1,748 796 2,137 1,921 2,154 2,726 1,966 Cars and trucks, used.......................... 1,582 776 1,911 1,373 2,094 2,506 2,573 Other vehicles................................. 66 28 82 118 49 66 36 Gasoline and motor oil.......................... 1,598 806 1,920 1,634 1,994 2,250 2,293 Other vehicle expenses.......................... 2,365 1,281 2,808 2,543 2,976 3,136 2,951 Vehicle finance charges........................ 323 127 404 342 420 479 477 Maintenance and repairs........................ 652 404 753 699 794 804 793 Vehicle insurance.............................. 964 537 1,139 1,019 1,218 1,285 1,200 Vehicle rental, leases, licenses, other charges....................................... 426 213 513 483 543 568 482 Public transportation........................... 441 254 518 561 523 464 439 Health care...................................... 2,574 1,697 2,932 3,212 2,865 2,635 2,520 Health insurance................................ 1,332 850 1,528 1,648 1,476 1,443 1,328 Medical services................................ 648 391 753 768 804 686 723 Drugs........................................... 480 383 520 651 472 384 352 Medical supplies................................ 114 73 130 146 114 123 116 Entertainment.................................... 2,218 1,162 2,649 2,618 2,417 2,910 2,743 Fees and admissions............................. 528 283 628 579 551 809 650 Television, radios, sound equipment............. 788 516 898 795 973 1,023 946 Pets, toys, hobbies, and playground equipment... 381 196 456 431 468 489 470 Other entertainment supplies, equipment, and services................................... 522 167 667 813 426 588 677 Personal care products and services.............. 581 355 673 631 650 740 753 Reading.......................................... 130 97 144 161 129 138 118 Education........................................ 905 629 1,018 793 1,019 1,417 1,190 Tobacco products and smoking supplies............ 288 167 338 309 374 346 365 Miscellaneous.................................... 690 517 761 780 763 745 714 Cash contributions............................... 1,408 1,027 1,563 1,888 1,393 1,162 1,327 Personal insurance and pensions.................. 4,823 2,184 5,899 5,141 6,263 7,014 6,242 Life and other personal insurance............... 390 146 490 486 479 496 513 Pensions and Social Security.................... 4,433 2,039 5,409 4,655 5,783 6,518 5,729 Sources of income and personal taxes: Money income before taxes........................ 54,453 28,143 65,183 58,307 66,762 74,970 71,600 Wages and salaries.............................. 43,192 19,003 53,058 42,375 57,054 66,662 62,907 Self-employment income.......................... 3,008 1,270 3,717 3,266 3,718 4,510 4,075 Social Security, private and government retirement..................................... 5,848 5,570 5,962 9,936 3,813 1,779 2,060 Interest, dividends, rental income, other property income................................ 1,261 1,366 1,218 1,795 731 755 716 Unemployment and workers' compensation, veterans' benefits............................. 237 135 278 227 350 312 287 Public assistance, supplemental security income, food stamps............................ 308 204 350 189 385 323 892 Regular contributions for support............... 413 358 435 328 554 505 505 Other income.................................... 187 237 166 191 157 124 158 Personal taxes................................... 2,166 1,383 2,485 2,914 2,541 2,343 1,127 Federal income taxes............................ 1,519 990 1,735 2,137 1,759 1,547 588 State and local income taxes.................... 472 280 550 539 596 632 390 Other taxes..................................... 175 113 200 237 186 164 149 Income after taxes............................... 52,287 26,761 62,698 55,393 64,220 72,627 70,473 Addenda: Net change in total assets and liabilities....... -7,567 -2,105 -9,794 -5,793 -8,102 -16,238 -16,678 Net change in total assets...................... 9,211 5,128 10,876 9,104 12,719 12,092 12,147 Net change in total liabilities................. 16,778 7,233 20,670 14,897 20,821 28,330 28,825 Other financial information: Other money receipts............................ 556 373 631 713 999 268 294 Mortgage principal paid on owned property....... -1,791 -763 -2,210 -1,877 -2,139 -2,871 -2,481 Estimated market value of owned home............ 137,639 83,166 159,855 154,853 147,212 178,021 170,465 Estimated monthly rental value of owned home.... 781 497 897 856 857 1,008 936 Gifts of goods and services...................... 1,215 860 1,359 1,546 1,465 1,178 819 Food............................................ 74 29 92 96 122 85 43 Alcoholic beverages............................. 20 16 21 24 23 21 8 Housing......................................... 283 193 319 359 342 288 191 Housekeeping supplies.......................... 61 30 73 77 84 68 54 Household textiles............................. 19 10 23 24 25 24 14 Appliances and miscellaneous housewares.................................... 32 15 39 42 32 45 32 Major appliances.............................. 12 6 14 16 5 27 b/ 5 Small appliances and miscellaneous housewares................................... 20 9 25 26 26 19 27 Miscellaneous household equipment.............. 72 42 84 99 81 74 48 Other housing.................................. 99 96 101 118 121 77 43 Apparel and services............................ 286 202 320 328 277 374 285 Males, 2 and over.............................. 76 49 86 95 69 96 71 Females, 2 and over............................ 101 65 116 120 84 156 94 Children under 2............................... 38 12 49 38 59 56 62 Other apparel products and services............ 71 76 69 76 66 65 58 Jewelry and watches........................... 24 46 15 19 14 11 7 All other apparel products and services....... 47 30 54 57 51 55 51 Transportation.................................. 51 45 53 57 74 47 15 Health care..................................... 49 81 36 39 55 15 26 Entertainment................................... 78 63 84 94 88 74 61 Toys, games, arts and crafts, and tricycles.... 28 24 29 37 31 22 11 Other entertainment............................ 51 39 55 57 57 52 50 Personal care products and services............. 29 20 32 24 32 49 34 Reading......................................... 1 1 1 2 1 a/ a/ Education....................................... 250 120 303 383 377 158 123 All other gifts................................. 94 88 97 139 74 68 32 a Value less than 0.5. b Data are likely to have large sampling errors. n.a. Not applicable.