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Life insurance plans: Method of benefit payment Data Table

Table 14. Life insurance plans: Method of benefit payment, civilian workers,1 National
Compensation Survey, March 2008

(All workers with basic life insurance coverage = 100 percent)

Characteristics

Basic life insurance method of payment

Fixed
multiple of
earnings

Variable
multiple of
earnings

Flat dollar
amount

Variable
dollar
amount

Other

All workers

52

2

40

4

1

Worker characteristics

         

Management, professional, and related

60

4

32

3

2

    Management, business, and financial

65

5

26

2

2

    Professional and related

57

3

35

3

1

        Teachers

37

2

54

5

2

            Primary, secondary, and special education
             school teachers

33

1

59

6

2

        Registered nurses

67

2

28

2

[2]

Service

46

1

47

5

1

Sales and office

59

2

35

3

1

    Sales and related

56

1

39

2

1

    Office and administrative support

60

3

34

3

1

Natural resources, construction, and maintenance

35

2

57

5

1

    Construction, extraction, farming, fishing, and
     forestry

21

1

71

4

    Installation, maintenance, and repair

47

2

45

5

[2]

Production, transportation, and material moving

42

2

48

7

1

    Production

40

2

49

8

1

    Transportation and material moving

44

2

47

5

1

Full time

53

3

40

4

1

Part time

48

1

46

3

2

Union

35

2

52

10

1

Nonunion

57

3

37

2

1

Average wage within the following percentiles:3

         

    Less than 10

46

48

6

    10 to under 25

49

1

46

4

[2]

    25 to under 50

50

2

44

3

1

    50 to under 75

51

2

42

4

1

    75 to under 90

55

3

35

6

1

    90 or greater

60

5

31

2

2

Establishment characteristics

         

Goods-producing industries

41

3

49

6

1

Service-providing industries

55

2

38

3

1

    Education and health services

50

2

42

4

1

        Educational services

38

2

52

5

2

            Elementary and secondary schools

31

1

61

6

1

            Junior colleges, colleges, and universities

53

5

34

4

3

        Health care and social assistance

61

2

33

3

            Hospitals

74

3

20

3

    Public administration

38

3

48

8

3

1 to 99 workers

43

2

52

3

1

    1 to 49 workers

43

2

52

2

1

    50 to 99 workers

43

1

52

3

1

100 workers or more

57

3

34

5

1

    100 to 499 workers

56

2

38

3

1

    500 workers or more

58

3

31

6

2

Geographic areas

         

New England

58

5

32

3

Middle Atlantic

56

2

36

6

1

East North Central

50

2

43

5

[2]

West North Central

51

3

43

3

1

South Atlantic

57

2

34

4

2

East South Central

52

2

37

8

West South Central

51

3

43

1

1

Mountain

49

2

46

2

Pacific

48

2

45

3

1

Footnotes:

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation.

2Less than 0.5 percent.

3The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria.