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Employee Benefits Survey
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Medical plans, family coverage: Employer and employee premiums by employee contribution requirement Standard Errors

Table 9. Standard errors for medical plans, family coverage: Employer and employee premiums by
employee contribution requirement, State and local government workers, National Compensation
Survey, March 2008

(All workers with family coverage medical plans = 100 percent)

Characteristics

Total

Employee contribution not
required

Employee contribution required

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

$11.70

0.6

$14.06

0.6

$12.74

$9.59

Worker characteristics

           

Management, professional, and related

13.81

0.8

15.98

0.8

15.05

11.66

    Professional and related

14.15

0.9

17.46

0.9

15.45

12.08

        Teachers

16.58

1.2

20.19

1.2

19.16

16.83

            Primary, secondary, and special education
             school teachers

18.69

1.3

21.80

1.3

21.54

18.86

        Registered nurses

46.51

1.5

57.34

1.5

49.80

17.70

Service

15.75

1.1

20.26

1.1

17.40

9.97

    Protective service

18.13

1.8

38.27

1.8

19.95

9.02

Sales and office

17.09

1.6

34.07

1.6

17.66

10.79

    Office and administrative support

17.61

1.4

32.26

1.4

18.32

11.05

Natural resources, construction, and maintenance

21.65

1.9

44.94

1.9

20.90

18.28

Production, transportation, and material moving

24.66

2.9

37.39

2.9

26.81

18.30

Full time

11.87

0.6

13.67

0.6

12.97

9.84

Part time

37.08

2.9

84.23

2.9

35.67

21.72

Union

11.18

1.0

12.72

1.0

13.69

15.15

Nonunion

17.11

0.5

43.34

0.5

17.47

11.62

Average wage within the following percentiles:1

           

    Less than 10

36.17

1.2

86.32

1.2

36.28

22.61

    10 to under 25

15.51

1.0

36.42

1.0

15.98

11.01

    25 to under 50

15.04

0.9

26.09

0.9

15.44

11.74

    50 to under 75

15.76

1.0

22.20

1.0

17.09

14.51

    75 to under 90

16.16

1.1

23.23

1.1

17.71

12.57

    90 or greater

17.17

1.4

18.36

1.4

21.11

13.84

Establishment characteristics

           

Service-providing industries

$11.86

0.6

$14.16

0.6

$12.91

$9.68

    Education and health services

14.34

0.8

16.08

0.8

15.46

14.46

        Educational services

14.73

0.9

15.75

0.9

16.04

16.11

            Elementary and secondary schools

14.52

1.0

15.19

1.0

16.23

18.46

            Junior colleges, colleges, and universities

36.45

1.4

63.50

1.4

37.54

30.26

        Health care and social assistance

26.83

1.4

48.25

1.4

29.25

11.50

            Hospitals

31.68

1.3

41.19

1.3

34.10

13.07

    Public administration

11.72

1.0

22.01

1.0

12.54

7.75

1 to 99 workers

24.79

1.8

82.75

1.8

26.00

14.08

    1 to 49 workers

30.22

2.3

99.94

2.3

32.94

17.98

    50 to 99 workers

32.68

2.5

101.72

2.5

33.73

19.18

100 workers or more

12.07

0.7

12.21

0.7

13.31

10.70

    100 to 499 workers

27.53

1.6

28.00

1.6

29.84

13.59

    500 workers or more

12.23

0.7

12.12

0.7

13.69

13.53

State government

22.44

0.9

53.14

0.9

23.06

14.82

Local government

12.18

0.8

14.11

0.8

13.40

10.77

Geographic areas

           

New England

31.31

2.7

67.05

2.7

27.27

11.81

Middle Atlantic

19.46

3.6

9.39

3.6

40.19

10.80

East North Central

31.13

2.3

31.53

2.3

35.60

13.89

West North Central

20.74

2.8

94.59

2.8

15.26

37.98

South Atlantic

23.52

0.4

171.78

0.4

23.07

27.33

East South Central

52.54

1.0

154.23

1.0

52.74

49.64

West South Central

19.18

Mountain

25.67

1.3

67.18

1.3

26.22

27.88

Pacific

13.55

1.6

35.42

1.6

12.90

11.53

Footnotes:

1The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details.