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Life insurance plans: Employee contribution requirement Data Table

Table 13. Life insurance plans: Employee contribution
requirement, State and local government workers, National
Compensation Survey, March 2008

(All workers with basic life insurance coverage = 100 percent)

Characteristics

Employee
contribution
not required

Employee
contribution
required

All workers

89

11

Worker characteristics

   

Management, professional, and related

88

12

    Professional and related

88

12

        Teachers

89

11

            Primary, secondary, and special education
             school teachers

89

11

Service

89

11

    Protective service

89

11

Sales and office

90

10

    Office and administrative support

90

10

Natural resources, construction, and maintenance

91

9

Production, transportation, and material moving

96

4

Full time

89

11

Part time

92

8

Union

91

9

Nonunion

87

13

Average wage within the following percentiles:1

   

    10 to under 25

90

10

    25 to under 50

88

12

    50 to under 75

91

9

    75 to under 90

91

9

    90 or greater

86

14

Establishment characteristics

   

Service-providing industries

89

11

    Education and health services

89

11

        Educational services

88

12

            Elementary and secondary schools

90

10

        Health care and social assistance

92

8

            Hospitals

92

8

    Public administration

89

11

1 to 99 workers

90

10

    1 to 49 workers

89

11

    50 to 99 workers

91

9

100 workers or more

89

11

    100 to 499 workers

88

12

    500 workers or more

89

11

State government

83

17

Local government

91

9

Geographic areas

   

New England

69

31

Middle Atlantic

93

7

East North Central

86

14

West North Central

94

6

South Atlantic

87

13

West South Central

94

6

Mountain

96

4

Pacific

97

3

Footnotes:

1The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria.