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Long-term disability insurance plans: Fixed percent of earnings Data Table

Table 19. Long-term disability insurance plans: Fixed percent of earnings, State and local government
workers, National Compensation Survey, March 2008

(All workers with a fixed percent of earnings long-term disability insurance coverage = 100 percent)

Characteristics

Mean fixed
percent of
earnings

Median
fixed
percent of
earnings

Fixed percent of earnings

Less than
60 percent

60 percent

61 to 66
percent

67 percent

Greater
than 67
percent

All workers

60.4

60.0

19

42

22

11

5

Worker characteristics

             

Management, professional, and related

60.6

60.0

18

39

25

12

6

    Professional and related

60.6

60.0

19

38

25

12

7

        Teachers

60.7

60.0

20

33

26

12

9

            Primary, secondary, and special education
             school teachers

60.4

60.0

22

31

25

14

9

        Registered nurses

57.7

60.0

23

56

5

Service

60.4

60.0

21

45

19

9

5

    Protective service

61.2

60.0

18

47

21

8

7

Sales and office

59.7

60.0

20

48

18

11

2

    Office and administrative support

59.8

60.0

20

48

18

12

2

Natural resources, construction, and maintenance

60.1

60.0

18

45

22

Production, transportation, and material moving

60.7

60.0

22

44

18

Full time

60.5

60.0

18

43

23

11

5

Part time

59.4

60.0

33

33

14

12

Union

60.3

60.0

25

39

14

14

8

Nonunion

60.5

60.0

14

45

30

10

2

Average wage within the following percentiles:1

             

    Less than 10

59.9

60.0

23

42

22

    10 to under 25

60.5

60.0

17

41

29

3

    25 to under 50

60.3

60.0

20

44

22

11

4

    50 to under 75

61.0

60.0

17

41

25

13

4

    75 to under 90

60.4

60.0

18

44

18

11

8

    90 or greater

59.6

60.0

23

44

17

12

4

Establishment characteristics

             

Service-providing industries

60.5

60.0

19

42

22

12

5

    Education and health services

60.3

60.0

20

39

24

11

6

        Educational services

60.9

60.0

20

34

27

12

7

            Elementary and secondary schools

60.8

60.0

22

31

26

13

7

            Junior colleges, colleges, and universities

60.9

60.0

14

45

29

        Health care and social assistance

57.1

60.0

23

63

4

            Hospitals

56.0

60.0

29

59

    Public administration

60.5

60.0

18

48

20

11

3

1 to 99 workers

61.6

60.0

14

44

24

13

4

    1 to 49 workers

61.8

60.0

41

30

    50 to 99 workers

61.5

60.0

47

6

100 workers or more

60.2

60.0

20

42

22

11

5

    100 to 499 workers

60.0

60.0

22

43

13

15

7

    500 workers or more

60.3

60.0

19

42

26

10

4

State government

61.1

60.0

12

48

29

8

Local government

60.3

60.0

21

41

21

12

5

Geographic areas

             

New England

66.1

66.0

47

33

Middle Atlantic

62.9

60.0

8

55

22

5

East North Central

56.9

50.0

50

22

7

10

11

West North Central

61.0

60.0

47

South Atlantic

61.2

62.0

7

40

51

2

East South Central

56.5

60.0

53

West South Central

59.5

60.0

77

1

Mountain

63.1

66.0

39

23

Pacific

60.8

60.0

16

49

19

12

Footnotes:

1The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria.