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Employee Benefits Survey
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Life insurance plans: Employee contribution requirement Data Table

Table 13. Life insurance plans: Employee contribution
requirement, private industry workers, National
Compensation Survey, March 2008

(All workers with basic life insurance coverage = 100 percent)

Characteristics

Employee
contribution
not required

Employee
contribution
required

All workers

94

6

Worker characteristics

   

Management, professional, and related

97

3

    Management, business, and financial

97

3

    Professional and related

97

3

Service

90

10

Sales and office

94

6

    Sales and related

92

8

    Office and administrative support

95

5

Natural resources, construction, and maintenance

91

9

    Construction, extraction, farming, fishing, and
     forestry

88

12

    Installation, maintenance, and repair

93

7

Production, transportation, and material moving

95

5

    Production

95

5

    Transportation and material moving

94

6

Full time

94

6

Part time

94

6

Union

96

4

Nonunion

94

6

Average wage within the following percentiles:1

   

    Less than 10

82

18

    10 to under 25

94

6

    25 to under 50

93

7

    50 to under 75

94

6

    75 to under 90

96

4

    90 or greater

97

3

Establishment characteristics

   

Goods-producing industries

94

6

    Construction

89

11

    Manufacturing

96

4

Service-providing industries

94

6

    Trade, transportation, and utilities

93

7

        Wholesale trade

94

6

        Retail trade

91

9

        Transportation and warehousing

96

4

    Information

98

2

    Financial activities

96

4

        Finance and insurance

97

3

            Credit intermediation and related activities

97

3

            Insurance carriers and related activities

96

4

    Professional and business services

95

5

        Administrative and waste services

90

10

    Education and health services

96

4

        Educational services

95

5

            Junior colleges, colleges, and universities

97

3

        Health care and social assistance

96

4

    Leisure and hospitality

84

16

        Accommodation and food services

84

16

    Other services

94

6

1 to 99 workers

93

7

    1 to 49 workers

93

7

    50 to 99 workers

94

6

100 workers or more

95

5

    100 to 499 workers

94

6

    500 workers or more

96

4

Geographic areas

   

Metropolitan areas

95

5

Nonmetropolitan areas

89

11

New England

98

2

Middle Atlantic

97

3

East North Central

94

6

West North Central

95

5

South Atlantic

94

6

East South Central

86

14

West South Central

93

7

Mountain

93

7

Pacific

97

3

Footnotes:

1The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria.