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Long-term disability insurance plans: Fixed percent of earnings Data Table

Table 19. Long-term disability insurance plans: Fixed percent of earnings, private industry workers,
National Compensation Survey, March 2008

(All workers with a fixed percent of earnings long-term disability insurance coverage = 100 percent)

Characteristics

Mean fixed
percent of
earnings

Median
fixed
percent of
earnings

Fixed percent of earnings

Less than
60 percent

60 percent

61 to 66
percent

67 percent

Greater
than 67
percent

All workers

59.0

60.0

20

63

10

7

1

Worker characteristics

             

Management, professional, and related

58.9

60.0

21

61

10

7

1

    Management, business, and financial

59.1

60.0

21

59

11

8

1

    Professional and related

58.9

60.0

21

62

10

6

1

Service

54.6

60.0

37

55

4

4

Sales and office

59.7

60.0

16

63

12

8

1

    Sales and related

59.4

60.0

17

64

8

10

1

    Office and administrative support

59.8

60.0

15

63

13

7

2

Natural resources, construction, and maintenance

59.6

60.0

12

74

7

5

    Construction, extraction, farming, fishing, and
     forestry

59.5

60.0

82

3

2

    Installation, maintenance, and repair

59.6

60.0

14

71

8

6

1

Production, transportation, and material moving

59.8

60.0

18

66

7

5

3

    Production

58.9

60.0

19

64

11

5

1

    Transportation and material moving

60.9

60.0

17

69

2

5

6

Full time

58.8

60.0

20

63

9

6

1

Part time

62.4

60.0

16

55

12

10

7

Union

59.7

60.0

24

61

4

5

6

Nonunion

58.9

60.0

19

63

10

7

1

Average wage within the following percentiles:1

             

    Less than 10

53.1

50.0

56

37

    10 to under 25

58.0

60.0

18

63

7

11

1

    25 to under 50

59.0

60.0

17

68

9

5

1

    50 to under 75

59.5

60.0

17

64

11

7

2

    75 to under 90

58.9

60.0

22

62

9

6

2

    90 or greater

58.9

60.0

22

58

11

8

1

Establishment characteristics

             

Goods-producing industries

59.0

60.0

18

66

10

4

1

    Construction

61.0

60.0

83

    Manufacturing

58.8

60.0

20

64

11

4

1

Service-providing industries

59.0

60.0

20

62

9

7

2

    Trade, transportation, and utilities

60.3

60.0

17

64

6

10

3

        Wholesale trade

59.7

60.0

12

69

7

12

        Retail trade

59.7

60.0

13

72

5

8

        Transportation and warehousing

62.6

60.0

20

63

5

        Utilities

58.3

60.0

35

29

2

    Information

59.4

60.0

15

72

7

3

    Financial activities

59.9

60.0

15

63

15

5

2

        Finance and insurance

60.0

60.0

15

62

16

6

2

            Credit intermediation and related activities

60.6

60.0

11

60

22

7

2

            Insurance carriers and related activities

59.1

60.0

21

63

10

4

2

        Real estate and rental and leasing

59.5

60.0

71

    Professional and business services

59.6

60.0

19

53

15

13

        Professional and technical services

60.9

60.0

11

54

19

16

        Administrative and waste services

57.8

60.0

58

    Education and health services

57.9

60.0

24

65

6

3

1

        Educational services

60.7

60.0

7

74

9

7

3

            Junior colleges, colleges, and universities

60.3

60.0

8

73

10

6

3

        Health care and social assistance

57.2

60.0

29

63

5

3

    Leisure and hospitality

51.3

60.0

44

52

        Accommodation and food services

50.1

60.0

47

51

    Other services

58.8

60.0

66

6

1 to 99 workers

59.6

60.0

13

65

12

9

1

    1 to 49 workers

59.6

60.0

14

65

13

7

1

    50 to 99 workers

59.6

60.0

13

65

10

11

1

100 workers or more

58.7

60.0

23

62

8

6

2

    100 to 499 workers

59.9

60.0

14

67

10

7

2

    500 workers or more

57.7

60.0

30

57

7

4

2

Geographic areas

             

Metropolitan areas

59.0

60.0

20

62

9

7

2

Nonmetropolitan areas

59.1

60.0

19

65

10

5

1

New England

59.2

60.0

61

4

14

Middle Atlantic

59.1

60.0

19

66

8

5

2

East North Central

58.3

60.0

20

67

7

5

1

West North Central

60.0

60.0

12

70

8

8

2

South Atlantic

58.9

60.0

19

65

9

7

1

East South Central

57.1

60.0

28

60

5

6

West South Central

58.7

60.0

17

70

9

3

Mountain

60.0

60.0

17

62

16

3

Pacific

59.8

60.0

25

43

19

9

3

Footnotes:

1The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria.