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Life insurance plans: Employee contribution requirement Data Table
Table 17. Life insurance plans: Employee contribution requirement, State and local government workers, National Compensation Survey, March 2009
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(All workers with basic life insurance coverage = 100 percent)
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Characteristics
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Employee contribution not required
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Employee contribution required
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All workers
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89 |
11 |
Worker characteristics
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Management, professional, and related
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89 |
11 |
Professional and related
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89 |
11 |
Teachers
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90 |
10 |
Primary, secondary, and special education school teachers
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90 |
10 |
Service
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88 |
12 |
Protective service
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89 |
11 |
Sales and office
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90 |
10 |
Office and administrative support
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90 |
10 |
Natural resources, construction, and maintenance
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92 |
8 |
Production, transportation, and material moving
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93 |
7 |
Full time
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89 |
11 |
Part time
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92 |
8 |
Union
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92 |
8 |
Nonunion
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87 |
13 |
Wage percentiles:1
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Lowest 25 percent
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88 |
12 |
Second 25 percent
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89 |
11 |
Third 25 percent
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90 |
10 |
Highest 25 percent
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90 |
10 |
Highest 10 percent
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87 |
13 |
Establishment characteristics
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Service-providing industries
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89 |
11 |
Education and health services
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89 |
11 |
Educational services
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90 |
10 |
Elementary and secondary schools
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91 |
9 |
Health care and social assistance
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87 |
13 |
Hospitals
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89 |
11 |
Public administration
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89 |
11 |
1 to 99 workers
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91 |
9 |
1 to 49 workers
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91 |
9 |
50 to 99 workers
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91 |
9 |
100 workers or more
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89 |
11 |
100 to 499 workers
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89 |
11 |
500 workers or more
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89 |
11 |
State government
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83 |
17 |
Local government
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92 |
8 |
Geographic areas
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New England
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70 |
30 |
Middle Atlantic
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93 |
7 |
East North Central
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86 |
14 |
West North Central
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95 |
5 |
South Atlantic
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88 |
12 |
West South Central
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94 |
6 |
Mountain
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94 |
6 |
Pacific
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99 |
1 |
1The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
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