Table 22. Standard errors for short-term and long-term
disability plans: Employee contribution requirement, State
and local government workers, National Compensation
Survey, March 2009

Characteristics

Employee
contribution
required

Employee
contribution
not required

All workers

1.1

1.1

Worker characteristics

Management, professional, and related

0.9

0.9

    Professional and related

1.0

1.0

        Teachers

1.2

1.2

            Primary, secondary, and special education
             school teachers

1.7

1.7

Service

2.3

2.3

    Protective service

4.3

4.3

Sales and office

2.5

2.5

    Office and administrative support

2.5

2.5

Natural resources, construction, and maintenance

3.0

3.0

Full time

1.2

1.2

Part time

2.2

2.2

Union

1.6

1.6

Nonunion

1.4

1.4

Wage percentiles:1

    Lowest 25 percent

2.0

2.0

    Second 25 percent

1.7

1.7

    Third 25 percent

1.4

1.4

    Highest 25 percent

1.1

1.1

    Highest 10 percent

1.1

1.1

Establishment characteristics

Service-providing industries

1.2

1.2

    Education and health services

1.4

1.4

        Educational services

1.0

1.0

            Elementary and secondary schools

1.3

1.3

            Junior colleges, colleges, and universities

0.9

0.9

        Health care and social assistance

4.7

4.7

            Hospitals

5.8

5.8

    Public administration

1.9

1.9

1 to 99 workers

3.0

3.0

100 workers or more

1.2

1.2

    100 to 499 workers

3.1

3.1

    500 workers or more

1.1

1.1

State government

1.9

1.9

Local government

1.3

1.3

Geographic areas

New England

0.0

Middle Atlantic

3.2

3.2

East North Central

3.9

3.9

West South Central

0.0

Mountain

3.6

3.6

Pacific

1.5

1.5

1The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2008." See Technical Note for more details.

NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.