Long-term disability plans: Fixed percent of annual earnings Data Table

Table 30. Long-term disability plans: Fixed percent of annual earnings, civilian workers,1 National
Compensation Survey, March 2010

(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)

Characteristics

Fixed percent of annual earnings

Mean fixed
percent of
annual
earnings

Median
fixed
percent of
annual
earnings

Less than
60 percent

60 percent

61 to 66
percent

67 percent

Greater
than 67
percent

All workers

20

60

10

7

2

59.2

60.0

Worker characteristics

 

 

 

 

 

 

 

Management, professional, and related

20

58

12

7

3

59.3

60.0

    Management, business, and financial

18

63

11

7

1

59.3

60.0

    Professional and related

20

56

13

8

3

59.2

60.0

        Teachers

14

43

22

14

7

61.4

60.0

            Primary, secondary, and special education
             school teachers

16

37

24

15

7

61.5

60.0

        Registered nurses

35

53

8

–

–

56.6

60.0

Service

32

50

9

6

3

58.0

60.0

    Protective service

21

53

17

–

–

59.7

60.0

Sales and office

16

63

11

7

2

59.7

60.0

    Sales and related

16

64

12

7

2

60.0

60.0

    Office and administrative support

16

63

11

7

2

59.7

60.0

Natural resources, construction, and maintenance

22

62

7

7

2

59.0

60.0

    Construction, extraction, farming, fishing, and
     forestry

20

66

6

–

–

59.3

60.0

    Installation, maintenance, and repair

23

60

8

7

2

58.8

60.0

Production, transportation, and material moving

19

69

5

5

2

58.7

60.0

    Production

17

69

6

–

–

58.9

60.0

    Transportation and material moving

21

69

3

5

2

58.5

60.0

Full time

20

61

10

7

2

59.1

60.0

Union

26

47

9

11

6

59.6

60.0

Nonunion

19

63

11

6

2

59.1

60.0

Average wage within the following categories:2

 

 

 

 

 

 

 

    Lowest 25 percent

26

55

8

7

3

59.1

60.0

    Second 25 percent

19

64

9

7

2

59.0

60.0

    Third 25 percent

18

62

10

7

3

59.4

60.0

    Highest 25 percent

21

58

11

7

2

59.1

60.0

        Highest 10 percent

21

57

12

7

2

59.0

60.0

Establishment characteristics

 

 

 

 

 

 

 

Goods-producing industries

18

67

8

6

2

59.1

60.0

Service-providing industries

20

59

11

7

3

59.2

60.0

    Education and health services

22

54

12

–

–

59.1

60.0

        Educational services

14

45

21

13

7

61.3

60.0

            Elementary and secondary schools

17

35

26

15

7

61.6

60.0

            Junior colleges, colleges, and universities

11

61

15

–

–

60.7

60.0

        Health care and social assistance

29

61

5

–

–

57.2

60.0

            Hospitals

37

57

3

–

–

56.0

60.0

    Public administration

20

46

22

–

–

60.0

60.0

1 to 99 workers

13

67

9

9

3

60.2

60.0

    1 to 49 workers

13

69

9

7

2

59.9

60.0

    50 to 99 workers

14

64

8

12

3

60.6

60.0

100 workers or more

23

57

11

6

2

58.7

60.0

    100 to 499 workers

16

65

10

8

2

59.5

60.0

    500 workers or more

28

53

12

–

–

58.2

60.0

Geographic areas

 

 

 

 

 

 

 

New England

16

63

7

12

2

59.7

60.0

Middle Atlantic

19

64

8

7

2

59.4

60.0

East North Central

26

58

6

7

3

58.6

60.0

West North Central

14

61

11

–

–

60.3

60.0

South Atlantic

16

63

17

3

1

59.2

60.0

East South Central

–

50

5

5

–

56.8

60.0

West South Central

18

68

6

6

2

59.0

60.0

Mountain

16

57

14

–

–

59.8

60.0

Pacific

22

54

14

8

2

59.4

60.0

Footnotes:

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.

2The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold.
The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical
Note for more details.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.