Short-term disability plans: method of benefit payment Data Table

Table 24. Short-term disability plans: Method of benefit payment, private industry
workers,  National Compensation Survey, March 2010

(All workers with short-term disability coverage = 100 percent)

Characteristics

Flat dollar
amounts

Dollar
amount
varies

Fixed
percent of
annual
earnings

Percent
varies by
annual
earnings

Other

All workers

7

2

66

22

2

Worker characteristics

 

 

 

 

 

Management, professional, and related

1

1

62

33

2

    Management, business, and financial

2

[1]

58

38

1

    Professional and related

1

1

64

31

3

Service

3

2

84

8

2

    Protective service

–

–

88

9

–

Sales and office

4

1

66

27

3

    Sales and related

5

1

68

25

2

    Office and administrative support

3

1

65

28

3

Natural resources, construction, and maintenance

17

7

59

15

2

    Construction, extraction, farming, fishing, and
     forestry

24

11

58

6

2

    Installation, maintenance, and repair

12

4

60

21

2

Production, transportation, and material moving

20

6

63

10

1

    Production

21

8

60

10

1

    Transportation and material moving

20

–

67

9

–

Full time

8

3

64

23

2

Part time

4

1

81

13

1

Union

22

9

50

17

3

Nonunion

4

1

69

23

2

Average wage within the following categories:2

 

 

 

 

 

    Lowest 25 percent

6

2

82

9

1

        Lowest 10 percent

2

–

91

4

–

    Second 25 percent

10

2

71

16

2

    Third 25 percent

10

2

65

22

2

    Highest 25 percent

5

3

58

32

2

        Highest 10 percent

3

1

58

37

2

Establishment characteristics

 

 

 

 

 

Goods-producing industries

19

7

57

16

1

    Construction

24

–

65

5

–

    Manufacturing

19

7

56

16

1

Service-providing industries

4

1

68

24

2

    Trade, transportation, and utilities

9

2

69

18

1

        Wholesale trade

8

3

63

22

3

        Retail trade

6

–

74

18

–

        Transportation and warehousing

18

–

70

10

–

        Utilities

6

–

44

41

–

    Information

–

–

43

51

5

    Financial activities

1

[1]

48

50

[1]

        Finance and insurance

–

1

43

55

–

            Credit intermediation and related activities

–

1

35

63

–

            Insurance carriers and related activities

–

–

53

46

–

        Real estate and rental and leasing

–

–

82

–

–

    Professional and business services

2

–

70

27

–

        Professional and technical services

–

–

74

25

–

        Administrative and waste services

–

–

79

–

–

    Education and health services

2

1

78

14

6

        Educational services

3

–

81

16

–

            Junior colleges, colleges, and universities

2

–

74

24

–

        Health care and social assistance

1

1

77

13

7

    Leisure and hospitality

4

–

90

3

–

        Accommodation and food services

4

–

90

–

–

    Other services

7

–

86

6

–

1 to 99 workers

8

1

73

17

1

    1 to 49 workers

7

1

74

17

1

    50 to 99 workers

10

1

72

16

1

100 workers or more

7

3

62

26

3

    100 to 499 workers

9

2

68

20

1

    500 workers or more

6

4

55

31

4

Geographic areas

 

 

 

 

 

New England

6

1

62

29

1

Middle Atlantic

4

1

81

13

1

East North Central

14

5

56

24

2

West North Central

13

3

62

19

3

South Atlantic

8

2

61

27

2

East South Central

9

–

74

12

–

West South Central

6

–

53

34

–

Mountain

5

–

62

29

–

Pacific

4

2

61

28

6

1Less than 0.5 percent.

2The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2009." See Technical Note for more details.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.