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Employee Benefits Survey
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Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2011

(All workers with family coverage medical care benefits = 100 percent)

Characteristics

Total

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

100

$853.41

10

$1,115.64

90

$823.64

$402.85

Worker characteristics

             

Management, professional, and related

100

903.87

10

1,177.47

90

875.14

407.73

    Management, business, and financial

100

903.03

8

1,133.85

92

882.53

397.40

    Professional and related

100

904.20

10

1,191.46

90

872.16

411.89

        Teachers

100

884.57

12

1,272.58

88

829.72

465.58

            Primary, secondary, and special education
             school teachers

100

874.21

14

1,277.50

86

806.12

492.20

        Registered nurses

100

925.04

6

1,014.98

94

918.99

378.17

Service

100

802.31

9

1,145.96

91

766.66

426.03

    Protective service

100

949.43

10

1,210.27

90

920.52

368.77

Sales and office

100

816.77

8

1,024.14

92

799.37

406.50

    Sales and related

100

745.26

7

936.88

93

730.09

423.27

    Office and administrative support

100

846.70

8

1,058.03

92

828.55

399.44

Natural resources, construction, and maintenance

100

817.63

17

1,117.53

83

755.76

423.18

    Construction, extraction, farming, fishing, and
     forestry

100

774.23

22

1,078.09

78

688.15

453.04

    Installation, maintenance, and repair

100

858.46

12

1,183.49

88

812.36

398.18

Production, transportation, and material moving

100

855.16

13

1,074.99

87

823.15

354.48

    Production

100

858.78

12

1,104.08

88

824.78

340.92

    Transportation and material moving

100

850.94

13

1,044.04

87

821.23

370.50

Full time

100

855.42

10

1,153.64

90

822.53

400.85

Part time

100

822.23

14

705.35

86

841.74

435.60

Union

100

1,044.85

28

1,130.09

72

1,012.14

347.81

Nonunion

100

801.86

5

1,095.93

95

784.84

414.18

Average wage within the following categories:2

             

    Lowest 25 percent

100

714.08

7

925.68

93

697.09

441.13

        Lowest 10 percent

100

662.54

8

624.73

92

665.80

441.28

    Second 25 percent

100

789.03

7

1,036.33

93

770.39

411.00

    Third 25 percent

100

863.97

10

1,091.99

90

838.72

388.59

    Highest 25 percent

100

944.59

14

1,198.74

86

903.86

393.80

        Highest 10 percent

100

988.56

15

1,190.27

85

953.69

383.42

Establishment characteristics

             

Goods-producing industries

100

842.40

14

1,076.15

86

803.45

356.10

Service-providing industries

100

855.83

9

1,128.96

91

827.83

412.55

    Education and health services

100

857.63

9

1,120.97

91

832.77

447.54

        Educational services

100

855.28

11

1,249.08

89

807.33

457.68

            Elementary and secondary schools

100

848.53

14

1,256.83

86

781.04

496.98

            Junior colleges, colleges, and universities

100

888.43

4

1,199.23

96

874.46

378.20

        Health care and social assistance

100

859.83

7

921.84

93

855.49

438.49

            Hospitals

100

972.09

4

1,207.34

96

962.27

355.52

    Public administration

100

1,002.02

11

1,142.14

89

985.11

320.38

1 to 99 workers

100

763.36

12

1,110.61

88

716.18

460.61

    1 to 49 workers

100

759.48

12

1,152.81

88

705.76

464.85

    50 to 99 workers

100

772.01

12

1,015.23

88

739.34

451.18

100 workers or more

100

902.80

9

1,119.22

91

880.80

372.13

    100 to 499 workers

100

862.02

8

1,054.82

92

845.93

391.41

    500 workers or more

100

936.21

10

1,157.99

90

910.25

355.84

Geographic areas

             

New England

100

989.23

8

1,087.05

92

980.64

377.55

Middle Atlantic

100

980.30

19

1,146.40

81

940.85

390.04

East North Central

100

929.86

13

1,135.64

87

899.90

337.74

West North Central

100

850.45

11

1,030.77

89

827.46

379.27

South Atlantic

100

771.66

3

1,197.68

97

757.21

417.14

East South Central

100

712.79

5

1,072.74

95

693.68

449.84

West South Central

100

742.36

5

1,179.64

95

718.72

449.66

Mountain

100

790.38

9

1,107.19

91

757.62

417.80

Pacific

100

859.03

13

1,061.01

87

829.39

422.18

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.

2The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note
for more details.


NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.