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Employee Benefits Survey
EBS EBS Program Links

Health-related benefits: Access

Table 42. Health-related benefits: Access, civilian workers,1
National Compensation Survey, March 2011

(All workers = 100 percent)

Characteristics

Long-term
care
insurance2

Retiree health care
benefits3

Under age
65

Age 65 and
over

All workers

17

25

23

Worker characteristics

      

Management, professional, and related

27

40

36

    Management, business, and financial

31

39

36

    Professional and related

26

40

36

        Teachers

26

63

57

            Primary, secondary, and special education
             school teachers

21

67

59

        Registered nurses

24

24

19

Service

8

14

13

    Protective service

18

46

41

Sales and office

17

23

22

    Sales and related

12

18

18

    Office and administrative support

19

26

25

Natural resources, construction, and maintenance

12

20

18

    Construction, extraction, farming, fishing, and
     forestry

8

17

16

    Installation, maintenance, and repair

16

23

21

Production, transportation, and material moving

11

18

15

    Production

9

17

14

    Transportation and material moving

12

20

17

Full time

19

29

26

Part time

8

13

12

Union

23

58

52

Nonunion

15

19

18

Average wage within the following categories:4

      

    Lowest 25 percent

6

9

9

        Lowest 10 percent

5

6

5

    Second 25 percent

13

21

19

    Third 25 percent

19

29

26

    Highest 25 percent

30

45

40

        Highest 10 percent

33

46

43

Establishment characteristics

      

Goods-producing industries

12

20

18

Service-providing industries

17

26

24

    Education and health services

21

35

32

        Educational services

29

63

58

            Elementary and secondary schools

21

67

61

            Junior colleges, colleges, and universities

51

62

60

        Health care and social assistance

15

16

13

            Hospitals

29

29

21

    Public administration

25

72

67

1 to 99 workers

7

8

7

    1 to 49 workers

6

7

6

    50 to 99 workers

11

13

11

100 workers or more

25

40

37

    100 to 499 workers

16

26

24

    500 workers or more

33

54

49

Geographic areas

      

New England

12

24

23

Middle Atlantic

15

28

25

East North Central

15

24

22

West North Central

14

22

18

South Atlantic

21

27

23

East South Central

20

28

23

West South Central

16

27

23

Mountain

15

21

22

Pacific

17

23

23

1Includes workers in the private nonfarm economy except those in private households, and
workers in the public sector, except the federal government. See Technical Note for further explanation.

2A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing
home care. The plan, although sponsored by the employer, may be fully paid for by the employee.

3A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other
health continuation laws. The plan, although sponsored by the employer, may be fully paid for by the
employee.

4The categories are based on the average wage for each occupation surveyed, which may include
workers with earnings both above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.


NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.