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Employee Benefits Survey
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Health care benefits: Access, participation, and take-up rates

Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers,  National Compensation Survey, March 2011

(All workers = 100 percent)

Characteristics

Health care2

Medical care

Dental care

Vision care

Outpatient prescription drug
coverage

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

All workers

70

55

79

69

51

73

45

35

78

26

20

76

68

50

73

Worker characteristics

                             

Management, professional, and related

87

74

85

87

66

77

61

50

81

36

28

76

85

65

77

    Management, business, and financial

95

81

85

94

72

76

69

57

82

40

31

78

93

71

76

    Professional and related

84

71

84

83

64

77

57

46

81

34

26

76

81

62

77

Service

42

29

68

42

27

65

25

18

70

15

10

71

41

26

64

    Protective service

47

33

71

47

32

68

32

24

75

17

13

76

46

32

68

Sales and office

71

55

77

71

50

70

45

34

75

23

18

76

69

49

70

    Sales and related

63

46

74

63

42

66

39

28

72

18

14

76

61

40

66

    Office and administrative support

77

61

79

76

55

73

49

38

77

26

20

77

75

54

72

Natural resources, construction, and maintenance

75

60

80

75

56

75

43

35

80

29

23

78

73

55

76

    Construction, extraction, farming, fishing, and
     forestry

69

56

81

69

54

79

35

30

86

26

22

88

67

53

79

    Installation, maintenance, and repair

82

64

78

81

58

72

51

39

76

33

23

71

80

58

72

Production, transportation, and material moving

76

62

82

75

58

77

47

38

79

29

23

78

74

57

77

    Production

82

69

84

82

65

80

51

42

83

29

24

82

80

64

80

    Transportation and material moving

70

55

80

69

52

75

44

33

75

29

21

75

68

51

75

Full time

86

70

81

85

64

75

56

44

79

32

24

77

84

63

75

Part time

23

15

62

23

13

57

14

9

65

9

6

67

22

13

57

Union

92

79

86

92

75

82

72

60

83

57

46

81

90

74

82

Nonunion

67

53

78

67

48

72

42

32

77

23

17

75

66

47

72

Average wage within the following categories:3

                             

    Lowest 25 percent

36

23

63

36

21

59

18

11

64

10

7

68

34

20

59

        Lowest 10 percent

20

11

55

20

11

53

11

6

56

7

4

63

20

10

52

    Second 25 percent

75

57

76

74

53

71

46

34

74

24

18

75

73

51

71

    Third 25 percent

85

71

83

85

66

77

55

45

81

31

24

79

83

64

77

    Highest 25 percent

91

79

86

91

71

79

66

55

82

42

32

77

89

70

79

        Highest 10 percent

93

82

88

93

73

79

71

59

84

44

35

79

91

72

79

Establishment characteristics

                             

Goods-producing industries

85

73

85

85

68

81

54

46

84

32

27

83

83

67

81

    Construction

70

56

79

70

54

77

32

28

85

22

19

87

68

52

77

    Manufacturing

91

78

87

90

73

81

62

52

84

36

30

83

88

72

81

Service-providing industries

67

52

78

66

47

71

43

33

76

25

18

74

65

46

71

    Trade, transportation, and utilities

72

56

77

72

51

71

45

33

74

24

18

75

70

50

71

        Wholesale trade

84

70

83

83

66

79

49

40

81

30

24

80

83

65

79

        Retail trade

64

45

71

63

41

64

37

25

68

17

12

73

62

40

65

        Transportation and warehousing

84

69

82

84

63

75

63

48

77

38

28

72

82

61

74

        Utilities

95

89

94

95

82

86

72

64

89

49

44

89

94

82

87

    Information

88

71

80

88

62

70

76

56

73

58

40

69

86

60

70

    Financial activities

87

73

84

86

64

75

65

52

80

34

27

80

84

63

75

        Finance and insurance

92

79

86

91

69

76

71

57

80

37

30

80

89

67

76

            Credit intermediation and related activities

94

81

86

93

69

74

75

59

79

39

31

79

92

68

74

            Insurance carriers and related activities

90

76

84

89

68

77

65

54

82

36

30

82

86

66

76

        Real estate and rental and leasing

68

51

76

67

47

71

41

31

75

24

18

75

65

46

70

    Professional and business services

67

56

83

67

50

75

42

35

82

27

21

78

66

49

75

        Professional and technical services

84

72

86

83

65

78

52

44

85

33

27

81

82

64

78

        Administrative and waste services

45

34

77

44

32

72

24

19

79

17

13

73

44

31

72

    Education and health services

74

57

77

74

53

72

45

34

76

24

17

72

72

52

72

        Educational services

78

61

79

78

56

73

51

39

77

27

19

71

77

56

73

            Junior colleges, colleges, and universities

91

77

85

90

70

78

66

52

79

36

25

70

90

70

78

        Health care and social assistance

73

56

77

73

52

72

44

34

76

24

17

72

71

51

72

    Leisure and hospitality

34

22

63

34

20

60

23

15

65

14

9

68

33

20

59

        Accommodation and food services

32

19

60

32

18

56

22

14

63

13

9

66

31

17

56

    Other services

50

37

75

50

33

67

26

21

79

18

13

69

48

32

68

1 to 99 workers

57

43

76

56

41

72

29

22

76

17

13

76

55

40

72

    1 to 49 workers

53

40

76

53

38

71

25

19

76

14

11

76

52

37

72

    50 to 99 workers

68

52

77

68

50

73

39

30

77

24

18

75

66

48

73

100 workers or more

85

69

82

84

63

74

64

50

79

36

28

76

83

61

74

    100 to 499 workers

81

64

79

81

58

72

56

43

76

28

22

76

79

57

72

    500 workers or more

89

77

86

89

69

77

73

59

81

47

36

76

87

67

77

Geographic areas

                             

New England

69

56

81

68

47

70

49

38

77

21

17

79

66

46

70

Middle Atlantic

71

58

81

71

53

76

46

37

80

30

24

81

69

52

75

East North Central

71

57

80

71

53

75

45

35

77

24

18

74

70

52

75

West North Central

68

55

81

67

50

74

45

35

79

19

15

78

66

49

74

South Atlantic

69

52

76

69

48

70

40

30

75

24

16

69

67

47

70

East South Central

74

59

80

74

55

74

51

38

75

30

23

78

73

54

74

West South Central

67

52

77

67

48

72

38

28

75

19

14

72

65

47

73

Mountain

70

54

77

70

49

71

43

34

79

25

20

79

69

49

70

Pacific

69

57

83

69

52

76

52

41

80

35

28

79

67

51

76

1The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for
presentation. See Technical Note for more details.

3The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note for more details.

2Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient
prescription drug coverage. If workers have access to or participate in at least one of these benefits, they are considered as having
access to or participating in health care.


NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.