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Employee Benefits Survey
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Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers,  National Compensation Survey, March 2011

(All workers with family coverage medical care benefits = 100 percent)

Characteristics

Total

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

100

$835.52

10

$1,086.33

90

$808.29

$404.03

Worker characteristics

              

Management, professional, and related

100

901.27

8

1,142.65

92

878.89

404.65

    Management, business, and financial

100

893.10

8

1,142.87

92

872.01

409.33

    Professional and related

100

905.53

9

1,142.56

91

882.52

402.19

Service

100

739.50

8

1,125.40

92

705.38

447.00

    Protective service

100

752.62

3

1,148.86

97

741.44

492.29

Sales and office

100

799.48

7

992.79

93

784.13

411.08

    Sales and related

100

741.54

7

934.95

93

726.45

424.30

    Office and administrative support

100

828.12

7

1,020.72

93

812.70

404.53

Natural resources, construction, and maintenance

100

803.16

18

1,109.84

82

734.39

434.77

    Construction, extraction, farming, fishing, and
     forestry

100

751.59

24

1,067.41

76

650.92

478.77

    Installation, maintenance, and repair

100

849.63

13

1,180.66

87

799.97

400.21

Production, transportation, and material moving

100

851.37

12

1,070.45

88

820.16

351.14

    Production

100

854.70

12

1,104.52

88

820.76

341.60

    Transportation and material moving

100

847.22

13

1,031.58

87

819.40

363.24

Full time

100

837.91

9

1,134.29

91

807.01

401.81

Part time

100

801.83

15

654.78

85

827.29

437.09

Union

100

1,011.92

35

1,078.59

65

976.09

330.98

Nonunion

100

807.53

6

1,093.74

94

789.90

412.03

Average wage within the following categories:1

              

    Lowest 25 percent

100

708.51

8

903.89

92

691.63

433.32

        Lowest 10 percent

100

617.45

8

580.37

92

620.51

438.14

    Second 25 percent

100

770.75

7

981.18

93

755.81

412.76

    Third 25 percent

100

834.10

9

1,070.26

91

809.70

399.79

    Highest 25 percent

100

931.22

13

1,175.40

87

894.00

389.67

        Highest 10 percent

100

955.71

12

1,157.50

88

927.22

387.47

Establishment characteristics

              

Goods-producing industries

100

841.99

14

1,075.16

86

802.81

356.75

    Construction

100

676.90

24

1,026.10

76

564.51

535.21

    Manufacturing

100

880.54

12

1,108.41

88

849.65

316.82

Service-providing industries

100

833.62

8

1,091.90

92

809.79

416.98

    Trade, transportation, and utilities

100

817.72

10

937.59

90

804.87

395.17

        Wholesale trade

100

837.19

7

1,021.23

93

822.53

388.26

        Retail trade

100

721.80

10

760.80

90

717.25

439.87

        Transportation and warehousing

100

970.62

11

1,206.11

89

942.00

318.79

        Utilities

100

1,041.57

10

1,228.94

90

1,020.65

302.56

    Information

100

977.20

15

1,462.50

85

888.83

327.17

    Financial activities

100

842.86

5

1,075.41

95

829.61

396.56

        Finance and insurance

100

870.32

4

1,179.36

96

855.87

385.34

            Credit intermediation and related activities

100

832.30

3

1,083.14

97

824.47

398.48

            Insurance carriers and related activities

100

891.79

5

1,270.27

95

872.67

369.34

        Real estate and rental and leasing

100

694.49

–

–

–

–

–

    Professional and business services

100

862.43

10

1,315.60

90

814.05

430.56

        Professional and technical services

100

893.86

10

1,368.17

90

841.70

447.44

        Administrative and waste services

100

763.71

–

–

–

–

–

    Education and health services

100

846.66

6

910.45

94

842.74

450.37

        Educational services

100

840.32

1

1,230.34

99

834.60

472.06

            Junior colleges, colleges, and universities

100

920.71

1

1,503.84

99

914.63

412.93

        Health care and social assistance

100

847.81

7

897.68

93

844.30

446.22

    Leisure and hospitality

100

670.12

8

1,168.82

92

624.94

417.75

        Accommodation and food services

100

666.84

7

1,172.54

93

626.70

405.49

    Other services

100

819.38

14

1,155.53

86

764.18

437.87

1 to 99 workers

100

752.64

12

1,100.42

88

704.33

466.98

    1 to 49 workers

100

750.74

12

1,149.47

88

694.93

471.52

    50 to 99 workers

100

757.06

12

983.46

88

726.18

456.43

100 workers or more

100

895.49

8

1,070.89

92

880.13

360.52

    100 to 499 workers

100

839.78

7

978.05

93

829.48

389.21

    500 workers or more

100

959.92

9

1,150.45

91

940.26

326.45

Geographic areas

              

New England

100

923.06

7

1,010.00

93

916.48

392.65

Middle Atlantic

100

942.57

13

1,136.97

87

912.54

407.64

East North Central

100

881.47

12

1,081.34

88

854.28

352.74

West North Central

100

828.66

11

956.84

89

812.41

364.98

South Atlantic

100

768.75

4

1,198.74

96

750.35

422.31

East South Central

100

766.55

7

1,072.85

93

742.72

435.14

West South Central

100

787.34

6

1,196.70

94

758.95

423.34

Mountain

100

782.87

11

1,109.42

89

743.74

411.62

Pacific

100

804.97

13

1,027.47

87

771.57

430.43

1The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.


NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.