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Employee Benefits Survey
EBS EBS Program Links

Health care benefits: Share of premiums paid by employer and employee

Table 10. Health care benefits:1 Share of premiums paid by employer and
employee, private industry workers,  National Compensation Survey, March
2011

(In percent)

Characteristics

Single coverage

Family coverage

Employer
share

Employee
share

Employer
share

Employee
share

All workers

76

24

66

34

Worker characteristics

       

Management, professional, and related

76

24

66

34

    Management, business, and financial

76

24

66

34

    Professional and related

77

23

66

34

Service

76

24

62

38

    Protective service

74

26

61

39

Sales and office

73

27

63

37

    Sales and related

70

30

61

39

    Office and administrative support

75

25

64

36

Natural resources, construction, and maintenance

79

21

67

33

    Construction, extraction, farming, fishing, and
     forestry

82

18

66

34

    Installation, maintenance, and repair

78

22

68

32

Production, transportation, and material moving

78

22

71

29

    Production

79

21

72

28

    Transportation and material moving

77

23

69

31

Full time

76

24

66

34

Part time

74

26

64

36

Union

87

13

81

19

Nonunion

74

26

63

37

Average wage within the following categories:2

       

    Lowest 25 percent

74

26

61

39

        Lowest 10 percent

72

28

60

40

    Second 25 percent

74

26

63

37

    Third 25 percent

76

24

65

35

    Highest 25 percent

78

22

69

31

        Highest 10 percent

77

23

69

31

Establishment characteristics

       

Goods-producing industries

79

21

71

29

    Construction

81

19

63

37

    Manufacturing

79

21

73

27

Service-providing industries

75

25

64

36

    Trade, transportation, and utilities

74

26

65

35

        Wholesale trade

77

23

66

34

        Retail trade

70

30

61

39

        Transportation and warehousing

76

24

69

31

        Utilities

81

19

77

23

    Information

78

22

71

29

    Financial activities

73

27

61

39

        Finance and insurance

73

27

62

38

            Credit intermediation and related activities

72

28

59

41

            Insurance carriers and related activities

74

26

66

34

        Real estate and rental and leasing

73

27

58

42

    Professional and business services

76

24

67

33

        Professional and technical services

78

22

67

33

        Administrative and waste services

73

27

64

36

    Education and health services

76

24

61

39

        Educational services

77

23

60

40

            Junior colleges, colleges, and universities

75

25

63

37

        Health care and social assistance

76

24

62

38

    Leisure and hospitality

75

25

62

38

        Accommodation and food services

73

27

62

38

    Other services

82

18

66

34

1 to 99 workers

77

23

62

38

    1 to 49 workers

77

23

61

39

    50 to 99 workers

77

23

63

37

100 workers or more

75

25

68

32

    100 to 499 workers

75

25

66

34

    500 workers or more

76

24

70

30

Geographic areas

       

New England

72

28

67

33

Middle Atlantic

78

22

70

30

East North Central

76

24

70

30

West North Central

76

24

67

33

South Atlantic

74

26

62

38

East South Central

74

26

63

37

West South Central

76

24

62

38

Mountain

76

24

64

36

Pacific

78

22

64

36

1Health care is a collective term for the following
benefits: medical, dental, and vision care benefits; and
outpatient prescription drug coverage.


NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.

2The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more&nb sp;details.