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Employee Benefits Survey
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Healthcare benefits: Access, participation, and take-up rates

Table 9. Healthcare benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2012

(All workers = 100 percent)

Characteristics

Healthcare3

Medical care

Dental care

Vision care

Outpatient prescription drug
coverage

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

All workers

73

59

81

73

54

74

47

37

80

27

21

78

71

53

74

Worker characteristics

                              

Management, professional, and related

88

76

86

88

69

78

61

51

83

36

29

79

86

68

78

    Management, business, and financial

94

80

86

93

73

78

68

56

83

39

31

80

92

72

78

    Professional and related

86

74

86

86

67

78

58

49

83

35

28

79

84

66

78

        Teachers

87

76

88

86

70

81

53

46

86

34

27

81

85

69

81

            Primary, secondary, and special education
             school teachers

97

85

88

97

79

81

59

50

86

37

31

82

95

77

81

        Registered nurses

82

70

86

82

64

77

62

49

80

32

24

75

81

62

77

Service

47

34

73

47

32

68

28

21

74

17

13

72

46

31

68

    Protective service

68

60

87

68

56

83

46

39

85

32

25

76

67

55

82

Sales and office

73

57

78

73

52

71

46

36

78

23

18

77

72

51

71

    Sales and related

63

46

73

63

42

67

39

29

74

16

12

75

62

41

67

    Office and administrative support

79

63

80

79

58

73

50

40

80

27

21

77

78

57

73

Natural resources, construction, and maintenance

79

64

81

78

60

76

47

38

81

31

26

82

77

58

76

    Construction, extraction, farming, fishing, and
     forestry

73

59

81

72

57

78

40

34

85

30

26

86

71

55

78

    Installation, maintenance, and repair

84

68

81

84

62

75

53

42

78

32

25

78

83

62

75

Production, transportation, and material moving

76

62

82

76

57

76

47

37

78

27

21

80

74

56

76

    Production

82

69

83

82

64

78

51

42

82

27

22

82

81

63

78

    Transportation and material moving

70

55

79

69

51

74

43

32

74

27

20

77

68

50

74

Full time

88

73

83

88

67

76

58

47

81

33

26

79

87

66

76

Part time

24

15

61

24

13

56

13

9

65

9

6

68

23

13

55

Union

95

85

89

95

79

83

74

63

86

56

47

84

93

77

83

Nonunion

69

54

79

69

50

72

42

33

78

22

16

75

68

49

72

Average wage within the following categories:4

                              

    Lowest 25 percent

38

24

64

38

22

59

18

12

65

10

7

67

37

22

59

        Lowest 10 percent

21

11

53

21

11

51

9

5

58

5

3

60

21

10

51

    Second 25 percent

77

60

78

77

55

72

46

35

77

24

18

76

75

54

72

    Third 25 percent

88

74

85

87

68

78

58

48

82

33

27

80

86

67

78

    Highest 25 percent

94

82

88

93

75

80

69

58

84

43

34

80

92

74

80

        Highest 10 percent

95

84

89

95

76

80

74

62

84

45

36

81

93

75

80

Establishment characteristics

                              

Goods-producing industries

86

72

84

86

67

78

56

46

83

32

26

82

84

66

79

Service-providing industries

71

57

80

70

52

74

45

36

79

26

20

77

69

51

73

    Education and health services

81

66

82

80

60

75

49

40

81

28

22

78

79

59

75

        Educational services

86

75

87

86

69

80

53

44

84

33

26

79

85

68

80

            Elementary and secondary schools

89

77

87

88

70

79

53

45

85

34

28

80

87

68

79

            Junior colleges, colleges, and universities

86

77

89

86

71

82

57

48

84

33

25

76

86

71

82

        Healthcare and social assistance

76

59

77

76

54

71

47

37

78

24

18

77

75

53

71

            Hospitals

89

77

86

89

68

77

71

58

81

40

30

77

88

68

77

    Public administration

88

81

92

88

77

87

63

56

89

48

40

82

86

75

87

1 to 99 workers

58

44

76

58

41

72

31

23

77

17

13

76

57

41

71

    1 to 49 workers

54

41

75

54

38

71

27

21

77

14

11

76

53

38

71

    50 to 99 workers

70

54

77

70

51

72

41

32

76

26

20

76

68

49

72

100 workers or more

86

72

84

86

66

76

62

50

81

36

28

79

85

64

76

    100 to 499 workers

82

66

80

82

60

73

56

43

78

28

23

79

81

59

73

    500 workers or more

90

79

87

90

71

79

68

57

83

44

34

79

89

70

79

Geographic areas

                              

New England

75

61

82

74

54

72

52

41

80

20

15

75

71

51

72

Middle Atlantic

73

61

83

73

57

78

50

42

83

33

27

84

72

56

78

East North Central

74

59

80

73

54

73

51

40

79

26

20

76

72

53

73

West North Central

71

58

82

71

52

74

49

39

80

19

14

75

69

51

73

South Atlantic

72

56

77

72

52

72

40

31

77

24

17

69

71

51

72

East South Central

77

63

82

77

59

77

40

30

75

18

14

79

76

59

77

West South Central

72

57

79

72

53

74

37

28

77

19

14

76

71

53

74

Mountain

71

56

79

71

50

71

45

37

81

24

20

82

70

50

72

Pacific

72

62

85

72

56

78

56

46

82

42

34

82

71

55

78

1The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for
presentation. See Technical Note for more details.

4The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note for more details.

2Includes workers in the private nonfarm economy except those in private households, and workers in the public sector,
except the federal government. See Technical Note for further explanation.


NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.

3Healthcare is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription
drug coverage. If workers have access to or participate in at least one of these benefits, they are considered as having access to
or participating in healthcare.