Standard Errors
Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement

Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2012

Characteristics

Average
flat monthly
employer
premium

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

$2.71

0.6

$6.79

0.6

$2.00

$0.95

Worker characteristics

            

Management, professional, and related

3.19

0.9

7.48

0.9

2.78

1.42

    Management, business, and financial

4.13

0.8

11.55

0.8

4.29

1.78

    Professional and related

3.69

1.1

8.64

1.1

3.49

1.89

        Teachers

5.75

1.9

11.72

1.9

5.74

3.73

            Primary, secondary, and special education
             school teachers

6.90

2.0

11.72

2.0

7.64

5.00

        Registered nurses

8.52

1.7

39.97

1.7

7.64

3.54

Service

10.14

1.6

23.81

1.6

7.10

2.51

    Protective service

8.64

2.3

14.82

2.3

9.77

3.77

Sales and office

2.89

0.9

10.68

0.9

3.05

1.72

    Sales and related

3.97

1.1

18.25

1.1

3.48

3.28

    Office and administrative support

3.63

1.0

11.27

1.0

3.91

1.95

Natural resources, construction, and maintenance

5.97

1.6

13.38

1.6

5.23

2.61

    Construction, extraction, farming, fishing, and
     forestry

8.28

2.5

15.23

2.5

9.91

4.43

    Installation, maintenance, and repair

8.44

2.1

21.90

2.1

6.04

3.64

Production, transportation, and material moving

5.19

1.3

14.38

1.3

4.37

1.97

    Production

5.71

1.6

18.56

1.6

5.34

3.07

    Transportation and material moving

9.07

2.0

20.97

2.0

8.45

2.98

Full time

2.72

0.7

7.00

0.7

2.01

0.99

Part time

8.30

1.6

17.68

1.6

8.56

4.67

Union

5.79

1.4

10.74

1.4

3.76

2.26

Nonunion

2.25

0.6

5.85

0.6

2.16

1.10

Average wage within the following categories:2

            

    Lowest 25 percent

5.22

1.2

16.67

1.2

4.57

3.27

        Lowest 10 percent

13.40

2.1

35.56

2.1

12.07

8.30

    Second 25 percent

3.90

0.9

12.38

0.9

3.33

1.54

    Third 25 percent

4.49

1.0

11.51

1.0

2.97

1.71

    Highest 25 percent

3.03

1.0

7.14

1.0

2.35

1.37

        Highest 10 percent

4.54

1.2

9.77

1.2

3.36

1.67

Establishment characteristics

            

Goods-producing industries

4.34

1.3

11.82

1.3

4.22

2.24

Service-providing industries

3.19

0.8

8.49

0.8

2.22

1.05

    Education and health services

4.71

1.2

10.05

1.2

4.15

2.37

        Educational services

4.21

1.8

8.28

1.8

4.10

3.25

            Elementary and secondary schools

5.41

1.7

10.10

1.7

5.69

4.19

            Junior colleges, colleges, and universities

7.21

4.2

19.14

4.2

5.23

4.56

        Healthcare and social assistance

6.93

1.3

22.95

1.3

6.15

2.97

            Hospitals

6.44

1.9

26.20

1.9

5.17

2.82

    Public administration

10.51

2.2

29.49

2.2

6.83

2.80

1 to 99 workers

4.27

1.0

9.10

1.0

3.47

1.89

    1 to 49 workers

4.66

1.3

10.22

1.3

4.29

2.28

    50 to 99 workers

7.13

2.1

18.07

2.1

5.23

3.11

100 workers or more

3.34

0.7

8.01

0.7

2.54

1.16

    100 to 499 workers

3.85

0.8

9.11

0.8

3.79

1.84

    500 workers or more

4.14

1.3

10.36

1.3

3.03

1.51

Geographic areas

            

New England

5.76

1.1

18.09

1.1

6.12

2.46

Middle Atlantic

9.65

2.4

16.72

2.4

4.40

2.19

East North Central

6.87

1.6

26.27

1.6

4.73

2.23

West North Central

9.44

3.1

18.72

3.1

5.76

3.42

South Atlantic

4.15

1.0

9.08

1.0

4.69

2.08

East South Central

8.39

2.4

15.44

2.4

9.34

6.13

West South Central

6.58

1.9

14.94

1.9

7.41

1.98

Mountain

10.36

2.6

17.41

2.6

9.85

4.66

Pacific

8.39

1.5

13.46

1.5

5.52

2.29

1Includes workers in the private nonfarm economy except those in
private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.


NOTE: For definitions of major plans, key provisions, and related terms,
see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.

2The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note
for more details.