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Employee Benefits Survey
EBS EBS Program Links

Life insurance plans: Employee contribution requirement

Table 17. Life insurance plans: Employee contribution
requirement, State and local government workers, National
Compensation Survey, March 2012

(All workers with basic life insurance coverage = 100 percent)

Characteristics

Employee
contribution
required

Employee
contribution not
required

All workers

10

90

Worker characteristics

    

Management, professional, and related

10

90

    Professional and related

11

89

        Teachers

10

90

            Primary, secondary, and special education
             school teachers

9

91

Service

11

89

    Protective service

10

90

Sales and office

9

91

    Office and administrative support

9

91

Natural resources, construction, and maintenance

7

93

Production, transportation, and material moving

7

93

Full time

10

90

Part time

9

91

Union

9

91

Nonunion

12

88

Average wage within the following categories:1

    

    Lowest 25 percent

11

89

    Second 25 percent

9

91

    Third 25 percent

11

89

    Highest 25 percent

10

90

        Highest 10 percent

12

88

Establishment characteristics

    

Service-providing industries

10

90

    Education and health services

10

90

        Educational services

10

90

            Elementary and secondary schools

9

91

        Healthcare and social assistance

13

87

            Hospitals

12

88

    Public administration

10

90

1 to 99 workers

9

91

    1 to 49 workers

8

92

100 workers or more

10

90

    100 to 499 workers

10

90

    500 workers or more

10

90

State government

15

85

Local government

8

92

Geographic areas

    

New England

40

60

Middle Atlantic

7

93

East North Central

15

85

West North Central

5

95

South Atlantic

8

92

West South Central

7

93

Mountain

2

98

Pacific

2

98

1The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2010." See
Te chnical Note for more details.


NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of
major plans, key provisions, and related terms,
see the "Glossary of Employee Benefit Terms"
at www.bls.gov/ncs/ebs/glossary20112012.htm.