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to Employee Benefits in the United States
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Long-term disability plans: Maximum benefit amounts
Table 31. Long-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2012
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(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)
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Characteristics
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With
maximum
benefit
amount
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Maximum monthly benefit amount1
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With no
maximum
benefit
amount
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10th
percentile
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25th
percentile
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50th
percentile
(median)
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75th
percentile
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90th
percentile
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Management, professional, and related
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Management, business, and financial
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Office and administrative support
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Natural resources, construction, and maintenance
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Construction, extraction, farming, fishing, and
forestry
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Installation, maintenance, and repair
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Production, transportation, and material moving
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Transportation and material moving
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Average wage within the following categories:2
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Establishment characteristics
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Goods-producing industries
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Service-providing industries
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Trade, transportation, and utilities
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Transportation and warehousing
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Credit intermediation and related activities
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Insurance carriers and related activities
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Professional and business services
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Professional and technical services
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Education and health services
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Junior colleges, colleges, and universities
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Healthcare and social assistance
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Leisure and hospitality:
Accommodation and food services
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1The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers re
ceive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
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NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
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2The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
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