U.S. flag

An official website of the United States government

Department of Labor Logo United States Department of Labor
Dot gov

The .gov means it's official.
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you're on a federal government site.

Https

The site is secure.
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.

Employee Benefits Survey
EBS EBS Program Links

Medical care benefits, family coverage: Employee participation by type of contribution

Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2013

(All workers with contributory coverage = 100 percent)

Characteristics

Family coverage

Total with
contributory
coverage

Flat dollar
amount

Composite
rate2

Varies3

Flexible
benefits4

Percent of
earnings

Exists, but
unknown

Other

All workers

100

71

[5]

14

1

[5]

12

[5]

Worker characteristics

                

Management, professional, and related

100

73

[5]

14

1

[5]

11

[5]

    Management, business, and financial

100

74

–

12

2

[5]

11

–

    Professional and related

100

72

1

14

1

1

11

[5]

        Teachers

100

76

–

14

1

1

7

–

            Primary, secondary, and special education
             school teachers

100

76

–

12

–

1

8

–

        Registered nurses

100

66

–

20

1

–

11

–

Service

100

75

–

11

1

1

12

–

    Protective service

100

79

–

9

3

2

6

–

Sales and office

100

66

[5]

21

1

[5]

12

[5]

    Sales and related

100

56

[5]

30

–

–

13

–

    Office and administrative support

100

70

[5]

17

1

[5]

12

[5]

Natural resources, construction, and maintenance

100

75

–

8

–

[5]

15

1

    Construction, extraction, farming, fishing, and
     forestry

100

75

–

9

–

–

13

–

    Installation, maintenance, and repair

100

74

–

8

–

[5]

17

1

Production, transportation, and material moving

100

73

–

10

[5]

–

16

–

    Production

100

73

–

12

–

–

14

–

    Transportation and material moving

100

74

–

7

–

–

18

–

Full time

100

72

[5]

13

1

[5]

12

[5]

Part time

100

63

[5]

23

[5]

–

13

–

Union

100

72

–

11

2

2

12

–

Nonunion

100

71

–

15

1

–

13

[5]

Average wage within the following categories:6

                

    Lowest 25 percent

100

70

–

17

[5]

–

12

–

        Lowest 10 percent

100

81

–

7

–

–

12

–

    Second 25 percent

100

68

–

17

1

–

13

[5]

    Third 25 percent

100

74

–

11

1

1

13

–

    Highest 25 percent

100

73

[5]

13

1

1

12

1

        Highest 10 percent

100

72

–

13

1

1

12

–

Establishment characteristics

                

Goods-producing industries

100

74

–

11

[5]

–

13

–

Service-providing industries

100

71

[5]

15

1

[5]

12

[5]

    Education and health services

100

73

–

15

1

1

9

–

        Educational services

100

75

–

16

1

1

6

–

            Elementary and secondary schools

100

77

–

13

1

1

7

–

            Junior colleges, colleges, and universities

100

72

–

24

1

–

3

–

        Healthcare and social assistance

100

71

–

15

1

–

12

[5]

            Hospitals

100

66

–

20

1

–

11

–

    Public administration

100

74

–

12

5

2

7

–

1 to 99 workers

100

75

–

8

[5]

–

16

[5]

    1 to 49 workers

100

74

–

9

[5]

–

17

[5]

    50 to 99 workers

100

77

–

8

–

–

14

–

100 workers or more

100

70

[5]

17

1

1

11

[5]

    100 to 499 workers

100

71

1

16

[5]

1

11

[5]

    500 workers or more

100

69

–

18

2

1

10

–

Geographic areas

                

New England

100

83

–

7

–

–

–

–

Middle Atlantic

100

68

–

14

1

3

13

–

East North Central

100

71

–

16

[5]

–

13

[5]

West North Central

100

63

–

14

–

–

22

–

South Atlantic

100

76

–

13

–

–

10

1

East South Central

100

75

–

15

–

–

9

–

West South Central

100

73

–

15

–

–

11

–

Mountain

100

69

–

14

1

–

16

–

Pacific

100

69

–

14

3

–

12

–

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note
for further explanation.

2A composite rate is a set contribution covering more than one benefit area, for example, healthcare and life insurance. Cost data for individual plans cannot be determined.

3Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.

4Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account.

5Less than 0.5.

6Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the
threshold.  The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."


NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.