Subscribe to Employee Benefits in the United States
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Medical care benefits, family coverage: Employee participation by type of contribution
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1 National Compensation Survey, March 2013
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(All workers with contributory coverage = 100 percent)
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Characteristics
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Family coverage
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Total with contributory coverage
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Flat dollar amount
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Composite rate2
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Varies3
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Flexible benefits4
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Percent of earnings
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Exists, but unknown
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Other
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Management, professional, and related
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Management, business, and financial
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Primary, secondary, and special education school teachers
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Office and administrative support
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Natural resources, construction, and maintenance
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Construction, extraction, farming, fishing, and forestry
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Installation, maintenance, and repair
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Production, transportation, and material moving
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Transportation and material moving
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Average wage within the following categories:6
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Establishment characteristics
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Goods-producing industries
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Service-providing industries
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Education and health services
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Elementary and secondary schools
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Junior colleges, colleges, and universities
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Healthcare and social assistance
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1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation.
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2A composite rate is a set contribution covering more than one benefit area, for example, healthcare and life insurance. Cost data for individual plans cannot be determined.
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3Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.
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4Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account.
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5Less than 0.5.
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6Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013."
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NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
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