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to Employee Benefits in the United States
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Retirement benefits: Access, participation, and take-up rates
Table 2. Retirement benefits: Access, participation, and take-up rates,1 State and local government workers, National
Compensation Survey, March 2013
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(All workers = 100 percent)
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Characteristics
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All retirement benefits2
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Defined benefit
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Defined contribution
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Access
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Participation
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Take-up
rate
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Access
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Participation
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Take-up
rate
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Access
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Participation
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Take-up
rate
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Management, professional, and related
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Primary, secondary, and special education
school teachers
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Office and administrative support
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Natural resources, construction, and maintenance
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Production, transportation, and material moving
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Average wage within the following categories:3
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Establishment characteristics
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Service-providing industries
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Education and health services
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Elementary and secondary schools
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Junior colleges, colleges, and universities
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Healthcare and social assistance
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1The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
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3Surveyed occupations are classified into wage categories based on the average wage
for the occupation, which may include workers with earnings both above and below the
threshold. The categories were formed using percentile estimates generated using data
from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
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2Includes defined benefit pension plans and defined contribution retirement plans.
Workers are considered as having access or as participating if they have access to or are
participating in at least one of these plan types.
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NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
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United States Department of Labor
