Long-term disability plans: Method of benefit payment

Table 29. Long-term disability plans: Method of benefit payment, State and
local government workers, National Compensation Survey, March 2013

(All workers with long-term disability coverage = 100 percent)

Characteristics

Fixed
percent of
annual
earnings

Percent
varies by
annual
earnings

Flat dollar
amounts

Other

All workers

95

4

–

–

Worker characteristics

        

Management, professional, and related

95

3

–

–

    Professional and related

95

3

–

–

        Teachers

96

–

2

–

            Primary, secondary, and special education
             school teachers

96

–

2

–

Service

94

5

–

–

    Protective service

93

7

–

–

Sales and office

95

5

–

–

    Office and administrative support

94

5

–

–

Natural resources, construction, and maintenance

98

–

–

–

Production, transportation, and material moving

96

–

–

–

Full time

95

4

–

–

Part time

95

–

–

–

Union

95

3

–

–

Nonunion

95

4

–

–

Average wage within the following categories:1

        

    Lowest 25 percent

94

5

–

–

        Lowest 10 percent

97

–

–

–

    Second 25 percent

94

5

–

–

    Third 25 percent

95

4

–

–

    Highest 25 percent

96

2

–

–

        Highest 10 percent

95

–

2

–

Establishment characteristics

        

Service-providing industries

95

4

–

–

    Education and health services

96

3

–

–

        Educational services

96

2

–

–

            Elementary and secondary schools

97

–

2

–

            Junior colleges, colleges, and universities

95

–

–

–

        Healthcare and social assistance

94

–

–

–

            Hospitals

94

–

–

–

    Public administration

93

6

–

–

1 to 99 workers

91

6

2

–

    1 to 49 workers

89

–

–

–

    50 to 99 workers

94

–

–

–

100 workers or more

96

3

–

–

    100 to 499 workers

96

–

–

–

    500 workers or more

96

4

–

–

State government

89

–

–

–

Local government

97

2

–

–

Geographic areas

        

New England

100

–

–

–

Middle Atlantic

95

–

–

–

East North Central

90

9

–

–

West North Central

96

–

–

–

South Atlantic

98

–

–

–

East South Central

89

–

–

–

West South Central

100

–

–

–

Mountain

98

–

–

–

Pacific

94

–

2

–

1Surveyed occupations are classified into wage
categories based on the average wage for the
occupation, which may include workers with earnings
both above and below the threshold.  The categories
were formed using percentile estimates generated using
data from the National Compensation Survey
publication, "Employer Costs for Employee< /span>
Compensation - March 2013."


NOTE: Because of rounding, sums of individual items
may not equal totals. Dash indicates no workers in this
category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.