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Employee Benefits Survey
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Healthcare benefits: Access, participation, and take-up rates

Table 9. Healthcare benefits: Access, participation, and take-up rates,1 private industry workers,  National Compensation Survey, March 2013

(All workers = 100 percent)

Characteristics

Healthcare2

Medical care

Dental care

Vision care

Outpatient prescription drug
coverage

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

All workers

70

55

79

70

51

73

45

35

78

24

19

78

68

50

73

Worker characteristics

                              

Management, professional, and related

88

74

85

87

67

77

64

52

81

35

28

80

85

66

77

    Management, business, and financial

94

81

86

94

73

77

69

57

83

36

30

82

92

71

77

    Professional and related

84

71

84

84

65

77

61

49

80

35

27

79

82

63

77

Service

41

27

65

40

25

61

22

15

68

13

9

69

40

24

60

    Protective service

45

33

74

45

32

71

27

19

69

13

8

61

45

32

72

Sales and office

71

56

78

71

52

72

45

34

76

21

16

77

70

51

72

    Sales and related

62

46

74

62

43

69

39

29

74

15

11

76

60

42

69

    Office and administrative support

78

62

80

77

57

74

49

38

78

25

20

77

76

56

74

Natural resources, construction, and maintenance

77

61

79

77

58

75

44

34

77

30

24

80

75

57

75

    Construction, extraction, farming, fishing, and
     forestry

70

56

80

70

54

77

38

32

82

31

26

85

68

52

76

    Installation, maintenance, and repair

83

65

78

83

61

74

49

36

74

29

22

75

81

60

74

Production, transportation, and material moving

76

62

81

76

57

75

47

37

79

26

21

81

74

56

75

    Production

84

69

83

84

64

76

53

43

81

27

23

83

82

63

76

    Transportation and material moving

69

55

80

69

51

74

42

32

77

24

19

80

67

49

74

Full time

85

69

81

85

64

75

56

44

79

30

24

79

84

63

75

Part time

24

15

60

24

13

54

13

8

60

8

5

68

23

13

54

Union

95

84

88

95

79

83

73

62

84

58

48

83

94

78

83

Nonunion

67

53

78

67

48

72

42

32

76

21

16

77

66

47

72

Average wage within the following categories:3

                              

    Lowest 25 percent

35

21

62

34

20

57

16

10

64

9

7

70

33

19

57

        Lowest 10 percent

20

10

52

20

10

50

9

5

55

6

3

57

20

10

49

    Second 25 percent

75

57

77

74

53

72

45

33

74

21

16

75

73

52

72

    Third 25 percent

86

71

83

86

66

77

55

44

80

30

24

81

84

65

77

    Highest 25 percent

93

80

86

93

72

78

71

58

83

41

33

80

91

71

78

        Highest 10 percent

94

82

88

94

74

79

77

64

83

43

35

81

92

72

79

Establishment characteristics

                              

Goods-producing industries

86

73

84

86

68

79

57

47

83

32

27

84

84

66

78

    Construction

71

56

78

71

53

75

38

31

82

25

23

89

69

52

74

    Manufacturing

92

79

85

92

73

79

64

53

83

35

29

83

90

71

79

Service-providing industries

67

52

78

66

48

72

43

32

76

23

17

76

65

47

72

    Trade, transportation, and utilities

72

56

79

71

52

73

45

34

76

21

16

79

70

51

73

        Wholesale trade

84

70

83

84

67

80

50

41

82

25

21

82

84

67

80

        Retail trade

62

46

74

62

43

69

38

27

71

14

11

77

60

42

69

        Transportation and warehousing

85

70

83

84

62

73

60

48

80

33

26

78

83

60

73

        Utilities

99

92

93

98

83

85

85

77

90

55

49

88

97

83

85

    Information

91

73

80

91

66

72

77

57

74

56

37

66

90

65

72

    Financial activities

88

72

83

88

65

74

67

53

79

29

22

77

86

64

74

        Finance and insurance

93

78

85

92

70

75

75

60

79

31

24

78

91

68

75

            Credit intermediation and related activities

94

78

84

94

70

75

78

60

77

26

20

77

93

69

74

            Insurance carriers and related activities

90

77

85

90

67

75

70

57

81

36

28

78

89

66

74

        Real estate and rental and leasing

71

53

74

71

50

70

41

31

74

22

17

75

70

49

70

    Professional and business services

70

57

81

69

52

75

44

35

80

28

22

80

68

51

74

        Professional and technical services

84

71

85

84

67

79

59

49

84

37

30

81

82

65

79

        Administrative and waste services

49

36

74

48

33

68

22

16

72

14

11

77

48

32

67

    Education and health services

74

57

77

74

52

71

44

33

76

23

17

76

72

51

71

        Educational services

77

62

80

77

57

74

51

39

75

27

19

69

76

56

74

            Junior colleges, colleges, and universities

90

73

82

90

68

76

64

48

76

34

23

66

90

68

76

        Healthcare and social assistance

73

56

77

73

52

71

43

32

76

22

17

77

72

51

70

    Leisure and hospitality

31

18

58

31

17

55

18

11

63

12

8

66

30

17

55

        Accommodation and food services

30

16

53

30

15

50

17

10

60

11

7

62

29

14

49

    Other services

51

40

79

50

38

76

26

21

79

17

14

82

48

37

75

1 to 99 workers

57

43

75

57

40

71

30

22

76

16

12

76

55

39

71

    1 to 49 workers

53

40

75

53

38

71

26

20

78

13

10

77

52

37

71

    50 to 99 workers

69

52

75

69

48

70

42

30

72

27

20

74

67

47

70

100 workers or more

85

70

82

85

63

75

63

50

79

34

27

80

83

62

75

    100 to 499 workers

83

66

80

82

61

74

56

43

78

27

21

79

81

59

73

    500 workers or more

89

76

86

88

67

76

74

58

79

45

36

80

87

67

76

Geographic areas

                              

New England

70

56

80

70

49

70

50

39

78

19

14

75

67

46

69

Middle Atlantic

70

56

81

70

52

75

47

37

80

27

22

81

69

52

75

East North Central

72

56

78

72

51

71

46

35

77

22

17

74

71

51

71

West North Central

68

54

79

67

48

72

46

34

75

22

17

76

67

48

72

South Atlantic

70

54

77

70

50

72

41

31

75

21

16

76

69

49

72

East South Central

72

56

78

72

53

74

41

31

76

20

16

81

69

51

73

West South Central

70

55

79

70

51

74

41

31

77

19

16

81

69

50

73

Mountain

67

52

77

67

48

72

44

34

78

24

18

78

65

47

71

Pacific

68

56

83

68

52

77

50

40

81

36

29

80

66

51

77

1The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for
presentation. See Technical Note for more details.

3Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold.  The categories were formed using percentile estimates generated
using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013."

2Healthcare is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription
drug coverage. If workers have access to or participate in at least one of these benefits, they are considered as having access to
or participating in healthcare.


NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.