Department of Labor Logo United States Department of Labor
Dot gov

The .gov means it's official.
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you're on a federal government site.

Https

The site is secure.
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.

Employee Benefits Survey
EBS EBS Program Links

Short-term disability plans: Method of funding

Table 22. Short-term disability plans: Method of funding, civilian workers,1
National Compensation Survey, March 2014

(All workers with short-term disability coverage = 100 percent)

Characteristics

Non-
commercially
insured2

Commercially
insured

Legally
required

Other

All workers

44

39

17

1

Worker characteristics

       

Management, professional, and related

48

38

12

1

    Management, business, and financial

51

39

10

1

    Professional and related

46

38

14

2

        Teachers

44

38

16

2

            Primary, secondary, and special education
             school teachers

41

42

14

3

        Registered nurses

55

32

12

2

Service

30

35

35

1

    Protective service

38

41

19

1

Sales and office

46

36

18

1

    Sales and related

47

34

    Office and administrative support

46

36

17

1

Natural resources, construction, and maintenance

40

46

13

2

    Construction, extraction, farming, fishing, and
     forestry

31

47

18

4

    Installation, maintenance, and repair

45

45

Production, transportation, and material moving

43

43

13

1

    Production

39

50

10

1

    Transportation and material moving

48

34

17

1

Full time

44

40

14

1

Part time

36

20

42

1

Union

44

37

16

3

Nonunion

43

39

17

1

Average wage within the following categories3:

       

    Lowest 25 percent

31

34

34

1

        Lowest 10 percent

30

48

    Second 25 percent

40

42

17

1

    Third 25 percent

45

40

14

1

    Highest 25 percent

49

37

12

2

        Highest 10 percent

50

36

12

2

Establishment characteristics

       

Goods-producing industries

39

49

10

1

Service-providing industries

45

36

18

1

    Education and health services

40

38

20

2

        Educational services

45

37

14

4

            Elementary and secondary schools

38

45

11

6

            Junior colleges, colleges, and universities

62

24

        Health care and social assistance

37

39

23

1

            Hospitals

55

29

15

1

    Public administration

50

38

9

2

1 to 99 workers

30

42

28

[4]

    1 to 49 workers

29

38

32

[4]

    50 to 99 workers

32

49

19

[4]

100 workers or more

51

37

    100 to 499 workers

44

44

10

1

    500 workers or more

57

31

10

2

Geographic areas

       

Northeast

25

27

47

1

    New England

50

48

    Middle Atlantic

20

23

57

[4]

South

53

47

    South Atlantic

52

48

[4]

    East South Central

47

52

    West South Central

58

42

Midwest

55

42

3

    East North Central

54

42

4

    West North Central

58

42

West

48

43

9

1

    Mountain

45

54

1

    Pacific

49

37

13

1

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector,
except the federal government. See Technical Note for further explanation.

2Employer assumes all risks and expenses of providing the benefit.

3Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold.  The categories were formed using percentile estimates
generated using ECEC data for March 2014.

4Less than 0.5.


Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.