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Employee Benefits Survey
EBS EBS Program Links

Medical care benefit combinations: Access

Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March 2014

(All workers = 100 percent)

Characteristics

Medical care and retirement benefits

Medical care and life insurance benefits

Medical care benefits and defined benefit
retirement

Medical care benefits and defined contribution
retirement

Medical
care and
retirement
benefits

Medical
care and no
retirement
benefits

Retirement
benefits
and no
medical
care
benefits

No medical
care and no
retirement
benefits

Medical
care and
life
insurance
benefits

Medical
care and no
life
insurance
benefits

Life
insurance
and no
medical
care
benefits

No medical
care and no
life
insurance
benefits

Medical
care
benefits
and defined
benefit
retirement

Medical
care
benefits
and no
defined
benefit
retirement

Defined
benefit
retirement
and no
medical
care
benefits

No medical
care
benefits
and no
defined
benefit
retirement

Medical
care
benefits
and defined
contribution
retirement

Medical
care
benefits
and no
defined
contribution
retirement

Defined
contribution
retirement
and no
medical
care
benefits

No medical
care
benefits
and no
defined
contribution
retirement

All workers

63

9

6

22

59

13

1

27

27

45

1

27

51

21

5

23

Worker characteristics

                               

Management, professional, and related

80

8

3

9

77

10

1

12

42

46

1

12

62

25

3

10

    Management, business, and financial

84

10

1

4

86

8

1

5

38

56

[2]

5

75

19

1

5

    Professional and related

78

7

4

11

74

11

1

14

43

42

1

14

57

28

3

12

        Teachers

83

2

3

12

73

12

1

14

70

16

2

13

37

49

1

14

            Primary, secondary, and special education
             school teachers

94

2

81

16

87

10

1

2

30

67

        Registered nurses

76

6

3

15

75

8

1

16

38

44

1

17

67

16

3

15

Service

37

9

8

46

33

13

2

52

16

30

1

53

26

19

7

47

    Protective service

67

2

11

19

63

6

7

24

49

20

2

29

35

34

10

21

Sales and office

62

10

9

19

57

15

1

27

21

51

1

27

55

17

8

20

    Sales and related

52

9

15

24

45

16

1

38

10

51

1

38

48

13

15

24

    Office and administrative support

68

11

5

17

65

14

1

21

27

51

1

21

58

20

5

17

Natural resources, construction, and maintenance

67

12

3

19

59

20

1

21

30

48

[2]

22

55

24

3

19

    Construction, extraction, farming, fishing, and
     forestry

60

11

4

25

52

27

32

39

44

27

4

25

    Installation, maintenance, and repair

73

12

2

14

65

19

1

14

28

56

64

21

2

14

Production, transportation, and material moving

66

10

4

19

65

11

1

22

25

52

1

23

56

21

4

19

    Production

73

11

2

14

73

11

1

15

23

62

15

68

17

2

14

    Transportation and material moving

60

9

6

24

58

11

1

30

27

43

1

30

45

25

6

25

Full time

76

11

2

10

74

14

1

11

33

54

[2]

12

63

25

2

10

Part time

19

3

18

60

12

11

2

75

8

14

3

75

14

9

16

61

Union

92

2

2

3

85

9

1

4

81

13

2

4

44

51

1

4

Nonunion

58

11

6

25

55

13

1

31

18

50

1

31

52

16

6

26

Average wage within the following categories3:

                               

    Lowest 25 percent

29

9

12

50

24

13

1

61

7

31

1

61

25

13

12

51

        Lowest 10 percent

15

7

14

64

12

10

1

77

3

18

1

77

12

9

14

64

    Second 25 percent

65

12

5

18

61

16

1

22

22

55

1

22

54

22

4

19

    Third 25 percent

78

10

3

9

75

13

1

11

36

52

[2]

12

62

26

2

10

    Highest 25 percent

87

7

2

4

85

9

1

6

50

44

1

6

68

26

2

5

        Highest 10 percent

88

6

2

3

89

6

1

4

49

45

1

5

72

22

2

4

Establishment characteristics

                               

Goods-producing industries

74

12

2

12

72

14

1

13

26

60

[2]

14

68

18

2

12

Service-providing industries

61

9

6

24

57

13

1

29

28

42

1

29

48

22

6

25

    Education and health services

72

8

5

15

67

13

1

19

41

39

1

19

48

32

4

16

        Educational services

83

2

3

11

75

11

1

13

69

16

3

12

35

51

1

13

            Elementary and secondary schools

87

1

4

8

75

13

1

11

82

6

4

8

25

63

1

11

            Junior colleges, colleges, and universities

85

2

2

12

82

4

1

13

52

34

1

12

60

26

1

13

        Health care and social assistance

64

12

6

18

61

14

1

23

22

54

[2]

24

56

19

6

18

            Hospitals

87

2

3

8

86

3

1

10

49

40

[2]

10

73

16

3

8

    Public administration

88

9

81

7

1

11

83

5

2

9

35

53

1

11

1 to 99 workers

43

14

7

35

40

18

1

41

10

48

[2]

42

39

18

7

35

    1 to 49 workers

39

15

7

39

35

18

1

45

8

46

[2]

46

36

18

7

39

    50 to 99 workers

57

13

8

22

54

16

1

29

16

54

1

29

49

21

7

23

100 workers or more

80

5

4

11

77

8

1

14

43

42

1

14

61

24

4

11

    100 to 499 workers

73

7

6

14

69

12

2

18

27

54

1

19

61

19

5

14

    500 workers or more

87

2

3

8

85

5

1

10

60

29

1

9

61

28

2

8

Geographic areas

                               

Northeast

62

10

5

23

58

14

1

27

31

41

1

27

49

23

5

23

    New England

62

8

4

25

57

13

1

28

27

43

1

29

49

21

4

26

    Middle Atlantic

62

10

6

22

58

15

1

26

32

40

1

26

48

24

5

23

South

63

10

5

21

62

11

1

25

26

47

[2]

26

53

20

5

22

    South Atlantic

63

10

6

21

61

12

1

26

26

47

[2]

27

55

18

5

22

    East South Central

66

8

4

22

64

25

28

46

50

25

4

22

    West South Central

62

11

6

21

62

11

2

25

24

49

[2]

27

50

22

6

21

Midwest

65

8

7

20

62

10

1

26

28

45

1

26

55

18

7

21

    East North Central

64

9

7

20

63

10

1

25

29

45

1

25

55

19

6

21

    West North Central

65

5

9

20

59

11

1

28

26

45

1

28

54

16

8

21

West

59

11

5

25

53

17

1

29

26

43

1

29

46

24

4

26

    Mountain

56

11

6

26

58

10

1

32

46

32

46

21

6

27

    Pacific

61

10

4

25

51

20

1

28

29

42

1

28

45

26

4

25

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation.

2Less than 0.5.

3Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold.  The categories were formed using percentile estimates generated using ECEC data for March 2014.


Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.