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Employee Benefits Survey
EBS EBS Program Links

Standard Errors
Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, State and local government workers, National
Compensation Survey, March 2014

Characteristics

Average
flat monthly
employer
premium

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

$15.55

0.7

$22.56

0.7

$16.49

$8.75

Worker characteristics

            

Management, professional, and related

17.05

0.8

30.08

0.8

17.86

10.78

    Professional and related

18.67

0.9

32.75

0.9

19.47

11.99

        Teachers

20.44

1.0

39.64

1.0

20.90

13.78

            Primary, secondary, and special education
             school teachers

22.68

1.2

43.45

1.2

23.43

14.98

Service

22.42

1.0

28.27

1.0

24.14

11.81

    Protective service

23.96

1.5

49.49

1.5

25.51

12.89

Sales and office

24.29

2.3

36.55

2.3

24.98

12.27

    Office and administrative support

24.60

2.1

40.32

2.1

25.55

12.10

Natural resources, construction, and maintenance

29.79

1.6

64.71

1.6

28.74

22.79

Production, transportation, and material moving

36.40

3.1

48.67

3.1

40.35

22.86

Full time

15.93

0.7

22.52

0.7

16.77

8.83

Part time

58.73

1.7

33.40

1.7

65.03

32.38

Union

12.14

1.2

24.65

1.2

13.51

8.51

Nonunion

23.81

0.4

36.84

0.4

24.24

14.30

Average wage within the following categories1:

            

    Lowest 25 percent

28.92

0.7

47.81

0.7

29.56

15.15

        Lowest 10 percent

44.66

0.7

127.70

0.7

44.31

20.36

    Second 25 percent

18.74

1.0

31.01

1.0

19.76

10.99

    Third 25 percent

20.64

1.0

29.94

1.0

21.38

14.29

    Highest 25 percent

17.43

1.2

29.16

1.2

18.43

11.47

        Highest 10 percent

22.51

1.7

37.98

1.7

26.06

15.97

Establishment characteristics

            

Service-providing industries

15.76

0.6

22.88

0.6

16.70

8.82

    Education and health services

18.31

0.8

33.77

0.8

19.11

11.92

        Educational services

19.09

0.8

33.97

0.8

19.71

12.46

            Elementary and secondary schools

20.12

1.0

37.19

1.0

20.18

12.39

            Junior colleges, colleges, and universities

46.78

1.3

56.49

1.3

48.75

33.39

        Health care and social assistance

33.11

1.6

82.75

1.6

33.91

16.82

            Hospitals

42.44

2.2

95.94

2.2

43.17

18.95

    Public administration

17.97

0.8

35.88

0.8

19.42

10.28

1 to 99 workers

50.89

1.6

47.38

1.6

52.78

23.91

    1 to 49 workers

50.70

2.2

108.23

2.2

53.22

27.34

    50 to 99 workers

73.17

–

–

–

–

–

100 workers or more

15.28

0.7

24.53

0.7

16.29

9.17

    100 to 499 workers

36.49

1.5

82.70

1.5

36.29

16.90

    500 workers or more

15.53

0.7

20.40

0.7

16.97

10.97

State government

29.11

1.1

54.02

1.1

29.90

17.62

Local government

16.70

0.8

23.02

0.8

17.73

8.77

Geographic areas

            

Northeast

15.46

1.7

33.34

1.7

16.93

10.44

    New England

20.38

2.1

203.86

2.1

26.76

18.41

    Middle Atlantic

19.34

2.0

32.79

2.0

19.18

12.64

South

25.53

0.2

42.63

0.2

25.54

16.22

    South Atlantic

31.85

0.1

44.79

0.1

32.02

20.61

    East South Central

59.81

–

–

–

–

–

    West South Central

30.32

–

–

–

–

–

Midwest

30.73

1.8

44.57

1.8

32.33

18.91

    East North Central

30.74

1.9

54.50

1.9

34.34

20.09

    West North Central

46.59

3.4

75.83

3.4

42.47

42.56

West

24.38

1.9

26.82

1.9

26.62

10.00

    Mountain

46.41

0.8

146.51

0.8

46.09

17.98

    Pacific

18.17

2.6

24.81

2.6

21.79

11.39

1Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with
earnings both above and below the threshold.  The categories were formed using percentile estimates generated using ECEC data for March 2014.


Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.