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Standard Errors
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Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, State and local | |||||||||||||||||||||||
Characteristics |
Fixed percent of annual earnings |
Mean fixed |
Median |
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Less than |
60 percent |
61 to 66 |
67 percent |
Greater |
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All workers |
2.0 |
2.7 |
2.3 |
1.9 |
0.9 |
0.4 |
0.0 |
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Worker characteristics |
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Management, professional, and related |
1.9 |
3.0 |
2.7 |
1.7 |
1.3 |
0.5 |
0.0 |
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Professional and related |
2.0 |
3.2 |
2.8 |
1.8 |
1.6 |
0.5 |
0.0 |
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Teachers |
2.5 |
3.6 |
3.0 |
2.5 |
2.4 |
0.7 |
2.9 |
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Primary, secondary, and special education |
2.8 |
4.2 |
3.4 |
3.1 |
2.3 |
0.9 |
3.2 |
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Service |
3.3 |
3.4 |
2.1 |
2.1 |
1.7 |
0.6 |
0.0 |
||||||||||||||||
Protective service |
4.9 |
5.8 |
3.4 |
– |
– |
0.9 |
0.0 |
||||||||||||||||
Sales and office |
3.2 |
4.1 |
4.2 |
2.1 |
0.4 |
0.5 |
0.0 |
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Office and administrative support |
3.2 |
4.1 |
4.4 |
2.2 |
0.4 |
0.5 |
0.0 |
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Natural resources, construction, and maintenance |
3.3 |
5.3 |
4.7 |
– |
– |
0.7 |
0.0 |
||||||||||||||||
Production, transportation, and material moving |
3.9 |
7.3 |
– |
– |
– |
1.2 |
0.0 |
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Full time |
2.0 |
2.8 |
2.4 |
1.9 |
0.9 |
0.4 |
0.0 |
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Part time |
6.5 |
5.1 |
3.6 |
– |
– |
1.3 |
0.0 |
||||||||||||||||
Union |
2.8 |
2.7 |
1.8 |
2.9 |
1.6 |
0.7 |
0.0 |
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Nonunion |
2.1 |
3.6 |
3.7 |
1.9 |
0.8 |
0.4 |
0.0 |
||||||||||||||||
Average wage within the following categories1: |
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Lowest 25 percent |
3.2 |
5.3 |
4.1 |
– |
– |
0.6 |
0.3 |
||||||||||||||||
Lowest 10 percent |
5.2 |
7.7 |
5.9 |
– |
– |
1.0 |
0.8 |
||||||||||||||||
Second 25 percent |
2.8 |
4.1 |
3.7 |
1.9 |
1.1 |
0.5 |
0.0 |
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Third 25 percent |
2.1 |
3.8 |
2.8 |
2.8 |
1.3 |
0.5 |
0.0 |
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Highest 25 percent |
2.2 |
2.3 |
2.3 |
1.8 |
1.9 |
0.5 |
0.0 |
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Highest 10 percent |
2.7 |
3.8 |
3.2 |
1.8 |
1.6 |
0.5 |
0.0 |
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Establishment characteristics |
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Service-providing industries |
2.1 |
2.7 |
2.4 |
1.9 |
1.0 |
0.4 |
0.0 |
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Education and health services |
2.3 |
3.7 |
2.8 |
2.0 |
1.2 |
0.5 |
0.0 |
||||||||||||||||
Educational services |
2.5 |
3.6 |
3.1 |
2.3 |
1.4 |
0.6 |
0.9 |
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Elementary and secondary schools |
2.9 |
3.8 |
3.6 |
2.9 |
1.7 |
0.7 |
2.6 |
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Junior colleges, colleges, and universities |
3.0 |
6.0 |
3.7 |
– |
– |
0.4 |
0.0 |
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Health care and social assistance |
4.8 |
7.4 |
– |
– |
– |
0.7 |
0.0 |
||||||||||||||||
Hospitals |
– |
10.4 |
– |
– |
– |
1.1 |
0.0 |
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Public administration |
3.4 |
4.0 |
3.6 |
3.2 |
1.2 |
0.6 |
0.0 |
||||||||||||||||
1 to 99 workers |
– |
7.7 |
– |
– |
– |
1.3 |
4.7 |
||||||||||||||||
1 to 49 workers |
– |
9.4 |
– |
– |
– |
1.4 |
7.1 |
||||||||||||||||
50 to 99 workers |
– |
9.6 |
– |
– |
– |
1.7 |
4.1 |
||||||||||||||||
100 workers or more |
1.9 |
2.6 |
2.5 |
2.0 |
1.0 |
0.4 |
0.0 |
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100 to 499 workers |
2.7 |
4.2 |
3.0 |
3.8 |
2.1 |
0.7 |
0.0 |
||||||||||||||||
500 workers or more |
2.0 |
3.0 |
2.9 |
1.8 |
1.1 |
0.4 |
0.0 |
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State government |
2.9 |
7.0 |
4.7 |
– |
– |
0.4 |
0.0 |
||||||||||||||||
Local government |
2.2 |
2.7 |
2.3 |
2.5 |
1.2 |
0.5 |
0.0 |
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Geographic areas |
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Northeast |
2.2 |
6.6 |
– |
4.7 |
– |
0.5 |
0.0 |
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Middle Atlantic |
2.9 |
5.1 |
– |
3.0 |
– |
0.5 |
0.0 |
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South |
2.1 |
4.3 |
4.7 |
– |
– |
0.4 |
1.0 |
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South Atlantic |
2.3 |
4.6 |
5.3 |
– |
– |
0.5 |
0.0 |
||||||||||||||||
East South Central |
– |
12.1 |
– |
– |
– |
1.3 |
0.0 |
||||||||||||||||
West South Central |
– |
7.0 |
– |
– |
– |
0.7 |
0.0 |
||||||||||||||||
Midwest |
5.7 |
6.2 |
2.9 |
1.9 |
2.5 |
1.0 |
0.0 |
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East North Central |
6.7 |
2.1 |
3.1 |
2.6 |
3.2 |
1.7 |
7.6 |
||||||||||||||||
West North Central |
– |
7.4 |
– |
2.9 |
– |
0.5 |
0.0 |
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West |
2.2 |
6.3 |
3.9 |
5.5 |
0.4 |
0.7 |
7.4 |
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Mountain |
– |
– |
7.5 |
8.9 |
– |
1.1 |
0.0 |
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Pacific |
1.9 |
4.3 |
2.3 |
– |
– |
0.3 |
0.0 |
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