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Employee Benefits Survey
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Long-term disability plans: Maximum benefit amounts

Table 31. Long-term disability plans: Maximum benefit amounts, State and local government workers,
National Compensation Survey, March 2014

(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)

Characteristics

With
maximum
benefit
amount

Maximum monthly benefit amount1

With no
maximum
benefit
amount

10th
percentile

25th
percentile

50th
percentile
(median)

75th
percentile

90th
percentile

All workers

66

$3,900

$5,000

$6,000

$10,000

34

Worker characteristics

             

Management, professional, and related

67

3,900

5,000

6,000

9,000

33

    Professional and related

65

3,900

5,000

6,000

8,750

35

        Teachers

65

3,900

5,000

6,000

8,000

35

            Primary, secondary, and special education
             school teachers

62

3,900

5,000

5,500

8,000

38

Service

64

4,000

5,000

7,500

10,000

36

    Protective service

65

4,500

5,000

7,500

10,000

35

Sales and office

61

5,000

6,000

10,000

39

    Office and administrative support

61

5,000

6,000

10,000

39

Natural resources, construction, and maintenance

67

3,900

5,000

6,000

9,400

33

Production, transportation, and material moving

80

3,500

5,000

7,500

10,000

20

Full time

67

3,900

5,000

6,000

10,000

33

Part time

47

5,000

6,000

10,000

53

Union

62

$2,500

4,000

5,000

6,000

10,000

38

Nonunion

69

3,900

5,000

6,000

10,000

31

Average wage within the following categories2:

             

    Lowest 25 percent

62

3,900

5,000

6,000

8,000

38

        Lowest 10 percent

54

3,900

5,000

7,000

10,000

46

    Second 25 percent

66

5,000

7,000

10,000

34

    Third 25 percent

66

3,900

5,000

6,000

10,000

34

    Highest 25 percent

68

4,000

5,000

9,500

32

        Highest 10 percent

73

2,500

4,500

5,000

6,500

8,000

27

Establishment characteristics

             

Service-providing industries

66

3,900

5,000

6,500

10,000

34

    Education and health services

64

3,900

5,000

6,000

9,000

36

        Educational services

65

3,900

5,000

6,000

8,750

35

            Elementary and secondary schools

63

3,900

5,000

6,000

8,000

37

        Health care and social assistance

58

4,500

5,000

7,000

42

    Public administration

67

3,900

5,000

6,500

10,000

33

1 to 99 workers

63

3,000

3,900

5,000

5,000

6,000

37

    50 to 99 workers

54

5,000

5,000

46

100 workers or more

66

3,900

5,000

7,000

10,000

34

    100 to 499 workers

59

4,000

5,000

6,000

10,000

41

    500 workers or more

68

3,900

5,000

7,000

10,000

32

State government

61

3,500

5,000

7,000

10,000

39

Local government

67

3,900

5,000

6,000

9,500

33

Geographic areas

             

Northeast

82

4,000

5,000

6,500

10,000

18

    Middle Atlantic

82

5,000

7,000

10,000

18

South

85

800

3,900

6,000

9,000

15

    South Atlantic

84

800

3,900

5,000

9,000

16

Midwest

51

5,000

5,000

6,500

9,100

49

    East North Central

45

3,000

4,500

5,000

7,500

10,000

55

    West North Central

58

3,500

5,000

5,000

5,250

7,500

42

West

54

3,000

5,000

5,000

6,000

10,000

46

    Mountain

46

5,000

5,000

7,000

10,000

54

    Pacific

61

3,000

5,000

5,000

6,000

10,000

39

1The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit&nb sp;shown. The remaining percentiles follow the same logic.

2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold.  The categories were formed using percentile estimates generated using ECEC data for March 2014.


Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.