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Employee Benefits Survey
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Defined contribution retirement plans: Selected attributes

Table 8. Defined contribution retirement plans: Selected attributes, private
industry workers,  National Compensation Survey, March 2014

(All workers participating in defined contribution plans = 100 percent)

Characteristics

Employee contribution

Employee contribution
option

Required

Not required

Pretax

Not pretax

All workers

68

32

82

18

Worker characteristics

       

Management, professional, and related

70

30

84

16

    Management, business, and financial

71

29

84

16

    Professional and related

69

31

84

16

Service

66

34

78

22

    Protective service

83

17

Sales and office

69

31

81

19

    Sales and related

75

25

84

16

    Office and administrative support

66

34

80

20

Natural resources, construction, and maintenance

64

36

79

21

    Construction, extraction, farming, fishing, and
     forestry

50

50

75

25

    Installation, maintenance, and repair

72

28

82

18

Production, transportation, and material moving

68

32

83

17

    Production

69

31

83

17

    Transportation and material moving

67

33

83

17

Full time

68

32

82

18

Part time

68

32

82

18

Union

64

36

81

19

Nonunion

69

31

82

18

Average wage within the following categories1:

       

    Lowest 25 percent

72

28

82

18

        Lowest 10 percent

72

28

81

19

    Second 25 percent

67

33

80

20

    Third 25 percent

67

33

82

18

    Highest 25 percent

69

31

84

16

        Highest 10 percent

71

29

85

15

Establishment characteristics

       

Goods-producing industries

67

33

81

19

    Construction

50

50

74

26

    Manufacturing

70

30

82

18

Service-providing industries

69

31

82

18

    Trade, transportation, and utilities

73

27

85

15

        Wholesale trade

74

26

86

14

        Retail trade

74

26

83

17

        Transportation and warehousing

66

34

84

16

        Utilities

87

13

92

8

    Information

81

19

92

8

    Financial activities

66

34

78

22

        Finance and insurance

65

35

78

22

            Credit intermediation and related activities

60

40

73

27

            Insurance carriers and related activities

75

25

86

14

        Real estate and rental and leasing

69

31

85

15

    Professional and business services

67

33

80

20

        Professional and technical services

67

33

80

20

        Administrative and waste services

65

35

    Education and health services

63

37

81

19

        Educational services

62

38

84

16

            Junior colleges, colleges, and universities

60

40

84

16

        Health care and social assistance

64

36

81

19

    Leisure and hospitality

82

18

91

9

        Accommodation and food services

91

9

    Other services

66

34

88

12

1 to 99 workers

66

34

80

20

    1 to 49 workers

65

35

80

20

    50 to 99 workers

69

31

83

17

100 workers or more

70

30

83

17

    100 to 499 workers

72

28

84

16

    500 workers or more

67

33

82

18

Geographic areas

       

Northeast

68

32

87

13

    New England

73

27

89

11

    Middle Atlantic

66

34

86

14

South

71

29

83

17

    South Atlantic

69

31

81

19

    East South Central

78

22

89

11

    West South Central

71

29

84

16

Midwest

65

35

79

21

    East North Central

63

37

80

20

    West North Central

67

33

76

24

West

69

31

81

19

    Mountain

70

30

83

17

    Pacific

68

32

80

20

1Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold.  The categories were formed using percentile estimates
generated using ECEC data for March 2014.


Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.