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Employee Benefits Survey
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Standard Errors
Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, private industry workers,  National
Compensation Survey, March 2014

Characteristics

Average
flat monthly
employer
premium

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

$9.81

0.5

$18.11

0.5

$10.00

$4.83

Worker characteristics

           

Management, professional, and related

10.51

0.8

52.71

0.8

10.40

8.29

    Management, business, and financial

17.07

1.1

120.65

1.1

14.12

8.94

    Professional and related

13.14

0.9

38.26

0.9

12.98

11.38

Service

42.48

1.8

36.91

1.8

40.40

16.12

    Protective service

55.97

Sales and office

10.18

0.6

44.47

0.6

10.28

6.47

    Sales and related

15.64

0.8

80.90

0.8

14.56

9.32

    Office and administrative support

12.23

0.9

50.77

0.9

12.68

8.82

Natural resources, construction, and maintenance

27.66

1.8

69.93

1.8

28.18

13.19

    Construction, extraction, farming, fishing, and
     forestry

59.57

3.0

126.99

3.0

58.35

21.84

    Installation, maintenance, and repair

31.59

1.9

49.43

1.9

31.69

18.35

Production, transportation, and material moving

15.81

1.0

28.03

1.0

16.90

8.76

    Production

21.34

1.0

31.71

1.0

22.64

11.20

    Transportation and material moving

21.78

1.6

38.24

1.6

22.49

13.26

Full time

9.98

0.5

17.80

0.5

10.12

5.06

Part time

21.84

1.1

110.75

1.1

22.30

13.40

Union

26.55

2.4

44.54

2.4

21.42

10.01

Nonunion

9.45

0.5

41.48

0.5

10.14

5.05

Average wage within the following categories1:

           

    Lowest 25 percent

19.68

0.8

99.01

0.8

19.67

14.89

        Lowest 10 percent

29.48

1.6

161.00

1.6

28.73

36.29

    Second 25 percent

16.46

0.7

35.56

0.7

16.43

10.16

    Third 25 percent

15.46

0.8

39.55

0.8

15.47

7.23

    Highest 25 percent

9.14

0.9

22.76

0.9

9.08

7.12

        Highest 10 percent

15.44

1.2

57.03

1.2

14.16

10.68

Establishment characteristics

           

Goods-producing industries

17.55

0.9

48.31

0.9

17.16

9.06

    Construction

45.12

2.7

112.40

2.7

45.41

16.12

    Manufacturing

17.66

0.9

28.30

0.9

18.44

8.18

Service-providing industries

10.74

0.6

24.78

0.6

11.31

5.74

    Trade, transportation, and utilities

10.85

0.8

41.47

0.8

10.42

7.07

        Wholesale trade

20.75

1.8

58.77

1.8

21.52

15.79

        Retail trade

11.31

1.2

99.46

1.2

10.14

10.41

        Transportation and warehousing

18.21

2.2

43.57

2.2

20.05

12.67

        Utilities

34.32

    Information

29.67

2.9

32.71

2.9

26.14

17.91

    Financial activities

10.66

0.8

73.13

0.8

11.05

8.07

        Finance and insurance

9.61

0.4

89.57

0.4

9.94

7.36

            Credit intermediation and related activities

12.70

0.7

79.11

0.7

13.07

9.68

            Insurance carriers and related activities

17.61

0.8

86.86

0.8

17.95

10.71

        Real estate and rental and leasing

46.64

    Professional and business services

29.18

1.7

81.37

1.7

25.82

15.54

        Professional and technical services

35.94

2.6

117.97

2.6

27.04

19.03

        Administrative and waste services

60.88

2.9

73.09

2.9

56.92

38.53

    Education and health services

24.48

0.9

60.20

0.9

24.18

14.48

        Educational services

19.09

1.2

70.08

1.2

19.35

14.50

            Junior colleges, colleges, and universities

15.73

        Health care and social assistance

28.37

1.1

65.92

1.1

28.12

17.11

    Leisure and hospitality

44.63

3.1

32.27

3.1

48.45

25.12

        Accommodation and food services

55.95

    Other services

42.27

2.9

89.71

2.9

45.68

30.61

1 to 99 workers

16.20

0.9

32.15

0.9

17.73

9.45

    1 to 49 workers

20.00

1.2

40.27

1.2

20.18

12.61

    50 to 99 workers

29.52

1.1

64.79

1.1

29.16

13.79

100 workers or more

8.67

0.6

29.34

0.6

8.47

4.27

    100 to 499 workers

13.02

0.7

42.72

0.7

13.44

5.67

    500 workers or more

9.37

0.9

33.07

0.9

9.64

6.85

Geographic areas

           

Northeast

26.68

1.2

30.53

1.2

29.77

8.67

    New England

15.56

1.7

75.22

1.7

18.59

10.91

    Middle Atlantic

38.03

1.5

36.47

1.5

42.86

11.29

South

13.23

0.6

63.87

0.6

14.02

9.44

    South Atlantic

15.48

1.1

106.52

1.1

17.98

15.46

    East South Central

22.69

1.5

28.92

1.5

22.07

17.09

    West South Central

30.80

0.6

89.34

0.6

30.65

11.75

Midwest

20.52

1.1

37.37

1.1

19.69

11.42

    East North Central

17.83

1.4

42.92

1.4

17.05

8.32

    West North Central

50.00

1.6

78.30

1.6

46.54

30.07

West

22.44

1.1

30.02

1.1

21.73

6.87

    Mountain

23.51

2.2

79.19

2.2

24.99

10.61

    Pacific

30.90

1.2

29.84

1.2

29.82

9.21

1Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with
earnings both above and below the threshold.  The categories were formed using percentile estimates generated using ECEC data for March 2014.


Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.