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Employee Benefits Survey
EBS EBS Program Links

Medical care benefit combinations: Access

Table 45. Medical care benefit combinations: Access, private industry workers,  National Compensation Survey, March 2014

(All workers = 100 percent)

Characteristics

Medical care and retirement benefits

Medical care and life insurance benefits

Medical care benefits and defined benefit
retirement

Medical care benefits and defined contribution
retirement

Medical
care and
retirement
benefits

Medical
care and no
retirement
benefits

Retirement
benefits
and no
medical
care
benefits

No medical
care and no
retirement
benefits

Medical
care and
life
insurance
benefits

Medical
care and no
life
insurance
benefits

Life
insurance
and no
medical
care
benefits

No medical
care and no
life
insurance
benefits

Medical
care
benefits
and defined
benefit
retirement

Medical
care
benefits
and no
defined
benefit
retirement

Defined
benefit
retirement
and no
medical
care
benefits

No medical
care
benefits
and no
defined
benefit
retirement

Medical
care
benefits
and defined
contribution
retirement

Medical
care
benefits
and no
defined
contribution
retirement

Defined
contribution
retirement
and no
medical
care
benefits

No medical
care
benefits
and no
defined
contribution
retirement

All workers

59

11

6

24

56

14

1

29

18

51

[1]

30

54

15

6

25

Worker characteristics

                               

Management, professional, and related

76

11

3

10

77

10

1

12

26

61

[1]

13

73

14

3

10

    Management, business, and financial

83

12

1

4

86

9

1

5

31

64

81

14

1

4

    Professional and related

73

10

4

13

72

11

1

16

23

59

[1]

17

69

13

4

13

Service

30

10

8

52

26

14

2

58

6

33

[1]

60

26

14

8

52

    Protective service

39

4

23

34

34

44

38

56

38

4

22

36

Sales and office

60

11

9

20

56

15

1

28

16

55

1

29

56

14

9

20

    Sales and related

51

9

16

24

45

16

1

38

10

51

1

38

48

12

15

24

    Office and administrative support

65

12

5

18

63

14

1

22

20

57

1

22

61

16

5

18

Natural resources, construction, and maintenance

64

13

3

21

55

21

1

22

24

53

57

20

3

21

    Construction, extraction, farming, fishing, and
     forestry

56

13

4

27

47

30

44

31

46

23

4

27

    Installation, maintenance, and repair

71

13

2

15

63

21

1

15

23

60

66

17

2

15

Production, transportation, and material moving

66

11

4

19

65

12

1

23

23

54

[1]

23

57

19

4

19

    Production

73

11

2

14

73

12

1

15

22

62

16

68

16

2

14

    Transportation and material moving

59

10

7

25

57

12

1

30

23

45

1

31

47

22

6

25

Full time

72

13

2

12

71

14

1

13

22

64

[1]

14

68

18

2

12

Part time

19

4

18

60

12

11

1

76

7

16

1

76

15

8

17

60

Union

90

4

2

4

85

9

1

5

71

23

1

5

54

40

2

4

Nonunion

55

12

7

26

53

14

1

32

13

54

[1]

33

54

13

6

27

Average wage within the following categories2:

                               

    Lowest 25 percent

25

9

13

53

21

13

1

64

4

30

1

65

23

11

12

53

        Lowest 10 percent

13

7

14

65

11

9

1

78

3

18

1

79

11

9

14

66

    Second 25 percent

61

13

6

20

57

17

1

25

13

61

1

25

56

18

5

21

    Third 25 percent

73

13

3

11

72

14

1

13

24

62

[1]

14

67

19

3

11

    Highest 25 percent

83

10

2

5

84

9

1

7

36

57

[1]

7

78

15

2

5

        Highest 10 percent

86

8

2

4

89

6

1

5

37

58

83

12

2

4

Establishment characteristics

                               

Goods-producing industries

74

13

2

12

72

14

1

13

26

61

[1]

14

69

18

2

12

    Construction

53

17

4

26

44

29

51

30

45

25

4

26

    Manufacturing

81

11

1

6

82

10

1

7

28

64

77

15

1

6

Service-providing industries

56

11

7

27

53

13

1

33

17

49

[1]

33

51

15

7

27

    Trade, transportation, and utilities

62

9

11

18

55

16

1

28

18

53

1

28

53

18

10

19

        Wholesale trade

73

14

3

11

69

18

1

13

74

13

69

17

3

11

        Retail trade

52

8

16

23

42

18

1

38

12

48

1

38

45

16

15

24

        Transportation and warehousing

76

9

3

13

76

15

35

50

57

28

3

13

        Utilities

98

1

96

1

79

20

92

6

    Information

86

6

2

6

88

8

43

49

84

8

2

6

    Financial activities

81

8

3

9

81

7

1

10

41

47

80

9

3

9

        Finance and insurance

89

4

3

4

88

4

1

6

51

42

88

4

3

4

            Credit intermediation and related activities

91

3

3

3

91

4

50

43

90

3

3

3

            Insurance carriers and related activities

86

4

3

7

85

5

1

9

48

41

85

5

3

7

        Real estate and rental and leasing

53

21

4

23

56

25

64

26

50

23

4

23

    Professional and business services

55

12

5

28

55

12

3

30

53

33

53

14

5

28

        Professional and technical services

68

16

4

13

72

16

14

70

16

67

16

4

13

        Administrative and waste services

34

11

8

48

29

15

4

51

39

55

32

12

8

48

    Education and health services

63

12

6

19

60

15

1

24

17

58

[1]

25

58

17

6

19

        Educational services

70

8

1

20

65

21

64

21

63

16

1

20

            Junior colleges, colleges, and universities

88

3

1

9

86

4

[1]

10

15

75

84

6

1

9

        Health care and social assistance

62

13

7

19

59

15

2

24

17

57

[1]

25

57

17

7

19

    Leisure and hospitality

21

10

7

62

19

68

3

29

[1]

69

19

12

7

62

        Accommodation and food services

20

10

6

64

18

70

28

70

18

12

6

64

    Other services

38

11

9

42

33

49

43

50

35

14

8

43

1 to 99 workers

42

15

7

35

39

18

1

42

8

49

[1]

43

40

17

7

36

    1 to 49 workers

38

15

7

39

35

19

1

46

6

47

[1]

46

37

17

7

39

    50 to 99 workers

55

14

8

23

53

16

1

30

12

57

1

30

50

18

8

23

100 workers or more

77

6

5

12

75

8

2

15

30

53

1

16

71

13

5

12

    100 to 499 workers

71

8

6

14

68

11

2

18

19

60

1

20

66

14

6

14

    500 workers or more

86

3

3

8

85

4

1

10

46

44

[1]

10

78

12

2

8

Geographic areas

                               

Northeast

58

11

6

25

54

15

1

29

23

47

1

30

52

18

5

25

    New England

59

9

5

28

55

13

1

31

49

32

55

12

4

28

    Middle Atlantic

58

12

6

24

54

16

1

29

24

46

1

29

50

20

6

24

South

59

11

6

24

58

12

2

29

15

55

[1]

30

56

14

6

24

    South Atlantic

59

11

6

23

57

13

1

28

16

55

[1]

30

56

14

6

24

    East South Central

60

10

4

26

59

29

56

30

56

14

4

26

    West South Central

58

12

7

24

60

10

2

28

55

30

55

14

7

24

Midwest

62

9

8

21

60

11

1

28

20

51

1

29

57

14

7

22

    East North Central

62

10

7

21

61

11

1

27

22

50

1

27

57

16

7

21

    West North Central

62

6

9

23

56

12

1

31

51

32

59

9

9

23

West

55

12

5

28

50

17

1

32

17

50

[1]

33

50

17

5

28

    Mountain

52

12

7

29

55

35

52

35

50

15

6

29

    Pacific

56

12

5

27

47

21

1

31

19

49

[1]

32

50

18

4

28

1Less than 0.5.

2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold.  The categories were formed using percentile estimates generated using ECEC data for March 2014.


Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.