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Employee Benefits Survey
EBS EBS Program Links

Retirement benefit combinations: Access

Table 3. Retirement benefit combinations: Access, civilian
workers,1 National Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics

Defined
benefit and
defined
contribution

Defined
benefit only

Defined
contribution
only

All workers

16

12

41

Worker characteristics

     

Management, professional, and related

24

17

41

    Management, business, and financial

28

9

48

    Professional and related

22

21

39

        Teachers

23

47

14

            Primary, secondary, and special education
             school teachers

24

65

7

        Registered nurses

27

9

47

Service

6

11

29

    Protective service

17

37

26

Sales and office

14

8

50

    Sales and related

8

4

56

    Office and administrative support

18

10

46

Natural resources, construction, and maintenance

19

12

38

    Construction, extraction, farming, fishing, and
     forestry

17

18

29

    Installation, maintenance, and repair

20

8

45

Production, transportation, and material moving

15

10

47

    Production

17

5

53

    Transportation and material moving

13

15

41

Full time

20

14

46

Part time

4

7

27

Union

34

49

11

Nonunion

13

6

46

Average wage within the following categories:2

     

    Lowest 25 percent

3

5

34

        Lowest 10 percent

1

3

26

    Second 25 percent

11

11

49

    Third 25 percent

20

16

45

    Highest 25 percent

32

18

39

        Highest 10 percent

34

15

41

Establishment characteristics

     

Goods-producing industries

20

6

49

Service-providing industries

15

13

40

    Education and health services

17

24

36

        Educational services

22

50

14

            Elementary and secondary schools

21

63

5

            Junior colleges, colleges, and universities

28

26

33

        Health care and social assistance

14

7

50

            Hospitals

33

13

46

    Public administration

30

57

4

1 to 99 workers

6

4

41

    1 to 49 workers

6

3

38

    50 to 99 workers

9

9

50

100 workers or more

25

19

42

    100 to 499 workers

16

12

52

    500 workers or more

34

27

30

Geographic areas

     

Northeast

18

14

38

    New England

14

14

43

    Middle Atlantic

19

15

36

South

16

11

43

    South Atlantic

19

8

42

    East South Central

11

16

46

    West South Central

13

12

42

Midwest

17

10

45

    East North Central

18

10

44

    West North Central

16

11

48

West

13

14

38

    Mountain

10

12

43

    Pacific

14

15

35

1Includes workers in the private nonfarm economy except those in private households, and
workers in the public sector, except the federal government. See Technical Note for further explanation.

2Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold.  The
categories were formed using percentile estimates generated using wage data for March 2015.


Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm .