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Employee Benefits Survey
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Defined contribution retirement plans: Selected attributes

Table 8. Defined contribution retirement plans: Selected attributes, civilian
workers,1 National Compensation Survey, March 2015

(All workers participating in defined contribution plans = 100 percent)

Characteristics

Employee contribution

Employee contribution
option

Required

Not required

Pretax

Not pretax

All workers

67

33

82

18

Worker characteristics

       

Management, professional, and related

69

31

84

16

    Management, business, and financial

72

28

85

15

    Professional and related

67

33

83

17

        Teachers

60

40

81

19

            Primary, secondary, and special education
             school teachers

59

41

        Registered nurses

60

40

81

19

Service

61

39

78

22

    Protective service

76

24

87

13

Sales and office

68

32

82

18

    Sales and related

74

26

83

17

    Office and administrative support

66

34

81

19

Natural resources, construction, and maintenance

63

37

78

22

    Construction, extraction, farming, fishing, and
     forestry

50

50

70

30

    Installation, maintenance, and repair

71

29

82

18

Production, transportation, and material moving

68

32

83

17

    Production

69

31

83

17

    Transportation and material moving

67

33

82

18

Full time

68

32

82

18

Part time

63

37

80

20

Union

63

37

80

20

Nonunion

68

32

82

18

Average wage within the following categories:2

       

    Lowest 25 percent

70

30

81

19

        Lowest 10 percent

67

33

77

23

    Second 25 percent

65

35

80

20

    Third 25 percent

66

34

82

18

    Highest 25 percent

69

31

84

16

        Highest 10 percent

71

29

85

15

Establishment characteristics

       

Goods-producing industries

67

33

80

20

Service-providing industries

67

33

82

18

    Education and health services

59

41

80

20

        Educational services

62

38

83

17

            Elementary and secondary schools

62

38

            Junior colleges, colleges, and universities

62

38

82

18

        Health care and social assistance

58

42

79

21

            Hospitals

64

36

79

21

    Public administration

56

44

83

17

1 to 99 workers

65

35

80

20

    1 to 49 workers

63

37

79

21

    50 to 99 workers

69

31

85

15

100 workers or more

69

31

83

17

    100 to 499 workers

71

29

85

15

    500 workers or more

67

33

81

19

Geographic areas

       

Northeast

67

33

86

14

    New England

71

29

89

11

    Middle Atlantic

66

34

85

15

South

71

29

82

18

    South Atlantic

69

31

81

19

    East South Central

71

29

83

17

    West South Central

74

26

84

16

Midwest

64

36

80

20

    East North Central

63

37

80

20

    West North Central

67

33

79

21

West

66

34

82

18

    Mountain

67

33

83

17

    Pacific

66

34

81

19

1Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.

2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold.  The categories were formed using percentile estimates
generated using wage data for March 2015.


Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm .