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Employee Benefits Survey
EBS EBS Program Links

Standard Errors
Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2015

Characteristics

Average
flat monthly
employer
premium

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

$7.99

0.4

$21.42

0.4

$7.78

$5.03

Worker characteristics

           

Management, professional, and related

9.03

0.5

27.13

0.5

9.18

6.15

    Management, business, and financial

13.51

0.5

57.20

0.5

12.77

8.12

    Professional and related

11.13

0.7

32.87

0.7

11.21

7.84

        Teachers

19.87

1.5

51.33

1.5

20.05

12.29

            Primary, secondary, and special education
             school teachers

22.98

1.9

54.98

1.9

23.56

13.48

        Registered nurses

37.36

1.7

128.60

1.7

37.63

20.96

Service

24.40

1.1

41.53

1.1

24.18

12.23

    Protective service

28.75

1.9

90.15

1.9

30.74

18.08

Sales and office

10.43

0.4

37.84

0.4

10.34

8.15

    Sales and related

17.08

0.6

50.59

0.6

16.72

9.92

    Office and administrative support

12.34

0.5

47.88

0.5

12.55

10.93

Natural resources, construction, and maintenance

25.31

1.7

58.29

1.7

22.38

13.70

    Construction, extraction, farming, fishing, and
     forestry

47.34

2.7

95.74

2.7

43.86

24.07

    Installation, maintenance, and repair

26.26

1.8

48.73

1.8

24.17

15.66

Production, transportation, and material moving

14.17

1.1

30.66

1.1

14.56

8.89

    Production

19.04

1.1

22.62

1.1

20.19

12.67

    Transportation and material moving

19.71

1.7

47.56

1.7

19.87

11.69

Full time

8.16

0.4

21.91

0.4

7.98

5.24

Part time

20.87

0.7

37.12

0.7

21.69

13.22

Union

12.28

1.3

27.75

1.3

11.18

8.86

Nonunion

8.05

0.3

24.64

0.3

8.10

5.39

Average wage within the following categories:2

           

    Lowest 25 percent

16.59

0.6

86.49

0.6

16.23

14.47

        Lowest 10 percent

28.91

0.9

81.73

0.9

28.24

30.37

    Second 25 percent

15.47

0.6

33.14

0.6

15.62

7.62

    Third 25 percent

11.57

0.7

32.18

0.7

11.35

7.49

    Highest 25 percent

8.66

0.6

23.25

0.6

9.39

5.82

        Highest 10 percent

13.34

0.8

25.00

0.8

13.70

8.30

Establishment characteristics

           

Goods-producing industries

16.01

1.2

44.26

1.2

15.49

8.41

Service-providing industries

8.76

0.4

19.65

0.4

8.81

5.71

    Education and health services

15.15

0.6

40.92

0.6

15.67

11.29

        Educational services

17.09

0.6

32.54

0.6

17.60

11.12

            Elementary and secondary schools

20.96

0.9

38.61

0.9

20.76

11.95

            Junior colleges, colleges, and universities

28.69

0.9

36.31

0.9

29.88

22.37

        Health care and social assistance

21.39

0.9

88.35

0.9

21.97

17.26

            Hospitals

16.45

0.8

40.72

0.8

16.93

8.96

    Public administration

18.38

0.8

32.58

0.8

19.52

10.43

1 to 99 workers

14.76

0.7

32.38

0.7

14.44

10.49

    1 to 49 workers

17.95

0.9

38.46

0.9

17.54

13.13

    50 to 99 workers

22.99

1.0

54.12

1.0

22.18

13.99

100 workers or more

7.66

0.4

22.21

0.4

7.68

4.60

    100 to 499 workers

11.19

0.5

36.36

0.5

10.80

6.87

    500 workers or more

8.94

0.6

23.91

0.6

9.17

6.07

Geographic areas

           

Northeast

13.91

1.0

46.70

1.0

10.27

7.89

    New England

20.30

1.3

94.54

1.3

18.22

11.52

    Middle Atlantic

19.98

1.2

53.70

1.2

15.02

10.40

South

14.10

0.4

62.53

0.4

13.61

9.26

    South Atlantic

18.83

0.7

96.66

0.7

17.88

12.22

    East South Central

38.12

0.7

67.09

0.7

38.15

27.07

    West South Central

21.50

0.6

82.14

0.6

21.02

16.68

Midwest

17.89

1.0

23.65

1.0

18.06

12.22

    East North Central

14.73

1.2

30.64

1.2

16.37

14.35

    West North Central

43.44

2.0

34.63

2.0

40.62

21.90

West

16.59

0.7

25.54

0.7

16.83

9.45

    Mountain

26.22

1.4

69.30

1.4

26.96

22.44

    Pacific

20.32

0.9

25.29

0.9

20.60

9.27

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.

2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with
earnings both above and below the threshold.  The categories were formed using percentile estimates generated using wage data for March 2015.


Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm .