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Employee Benefits Survey
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Medical care benefits, family coverage: Employee participation by type of contribution

Table 14. Medical care benefits, family coverage: Employee participation by type of
contribution, civilian workers,1 National Compensation Survey, March 2015

(All workers with contributory coverage = 100 percent)

Characteristics

Family coverage

Total with
contributory
coverage

Flat dollar
amount

Varies2

Exists, but
amount
unknown

Other3

All workers

100

72

14

12

2

Worker characteristics

         

Management, professional, and related

100

74

13

10

2

    Management, business, and financial

100

75

12

11

2

    Professional and related

100

73

14

10

3

        Teachers

100

75

15

7

3

            Primary, secondary, and special education
             school teachers

100

76

13

8

3

        Registered nurses

100

67

15

15

3

Service

100

76

12

10

2

    Protective service

100

74

12

9

5

Sales and office

100

67

19

12

2

    Sales and related

100

58

26

14

1

    Office and administrative support

100

70

16

11

2

Natural resources, construction, and maintenance

100

74

11

12

2

    Construction, extraction, farming, fishing, and
     forestry

100

70

14

12

4

    Installation, maintenance, and repair

100

77

10

12

1

Production, transportation, and material moving

100

73

10

16

1

    Production

100

75

10

14

1

    Transportation and material moving

100

71

10

18

2

Full time

100

73

14

12

2

Part time

100

65

21

13

1

Union

100

72

11

12

5

Nonunion

100

72

15

12

1

Average wage within the following categories:4

         

    Lowest 25 percent

100

71

16

12

1

        Lowest 10 percent

100

74

15

    Second 25 percent

100

70

16

12

2

    Third 25 percent

100

72

13

13

2

    Highest 25 percent

100

74

13

11

3

        Highest 10 percent

100

75

13

10

2

Establishment characteristics

         

Goods-producing industries

100

74

11

14

2

Service-providing industries

100

72

15

11

2

    Education and health services

100

74

14

9

2

        Educational services

100

74

18

6

2

            Elementary and secondary schools

100

76

14

8

3

            Junior colleges, colleges, and universities

100

71

25

2

1

        Health care and social assistance

100

74

12

11

3

            Hospitals

100

64

18

14

4

    Public administration

100

71

14

7

8

1 to 99 workers

100

76

9

13

1

    1 to 49 workers

100

75

10

14

1

    50 to 99 workers

100

77

9

12

2

100 workers or more

100

70

17

11

2

    100 to 499 workers

100

73

14

11

2

    500 workers or more

100

68

19

10

3

Geographic areas

         

Northeast

100

73

13

11

3

    New England

100

82

8

10

1

    Middle Atlantic

100

70

15

11

3

South

100

74

15

10

1

    South Atlantic

100

76

16

7

1

    East South Central

100

79

14

    West South Central

100

70

13

15

1

Midwest

100

71

13

15

1

    East North Central

100

71

14

14

1

    West North Central

100

69

17

West

100

69

14

13

4

    Mountain

100

69

15

14

2

    Pacific

100

69

14

12

5

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except
the federal government. See Technical Note for further explanation.

2Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.

3Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.

4Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold.  The categories were formed using percentile estimates generated using
wage data for March 2015.


Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not
meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm .