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Standard Errors
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Table 18. Standard errors for life insurance plans: Method of benefit payment, civilian | |||||||||||||||||||||||
Characteristics |
Basic life insurance method of payment |
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Fixed |
Variable |
Flat dollar |
Variable |
Other |
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All workers |
0.8 |
0.2 |
0.7 |
0.2 |
0.1 |
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Worker characteristics |
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Management, professional, and related |
1.2 |
0.2 |
1.1 |
0.2 |
0.2 |
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Management, business, and financial |
1.4 |
0.3 |
1.3 |
0.3 |
0.3 |
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Professional and related |
1.5 |
0.3 |
1.4 |
0.3 |
0.2 |
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Teachers |
2.4 |
0.3 |
2.3 |
0.7 |
0.6 |
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Primary, secondary, and special education |
2.7 |
0.4 |
2.6 |
0.9 |
0.7 |
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Registered nurses |
3.4 |
– |
3.4 |
0.6 |
– |
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Service |
1.8 |
0.2 |
1.7 |
0.5 |
0.2 |
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Protective service |
3.0 |
0.7 |
3.1 |
1.2 |
0.2 |
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Sales and office |
1.0 |
0.3 |
1.0 |
0.3 |
0.2 |
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Sales and related |
1.6 |
0.4 |
1.5 |
0.6 |
0.3 |
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Office and administrative support |
1.2 |
0.3 |
1.2 |
0.2 |
0.2 |
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Natural resources, construction, and maintenance |
1.8 |
0.3 |
1.7 |
0.7 |
0.2 |
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Construction, extraction, farming, fishing, and |
2.5 |
– |
2.5 |
1.3 |
– |
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Installation, maintenance, and repair |
2.4 |
0.4 |
2.3 |
0.8 |
0.1 |
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Production, transportation, and material moving |
1.6 |
0.2 |
1.7 |
0.6 |
0.1 |
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Production |
2.0 |
0.3 |
2.1 |
1.0 |
0.1 |
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Transportation and material moving |
2.2 |
– |
2.3 |
0.6 |
– |
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Full time |
0.8 |
0.2 |
0.7 |
0.2 |
0.1 |
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Part time |
2.7 |
– |
2.6 |
0.9 |
– |
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Union |
1.4 |
0.2 |
1.3 |
0.7 |
0.2 |
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Nonunion |
0.8 |
0.2 |
0.8 |
0.2 |
0.2 |
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Average wage within the following categories:2 |
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Lowest 25 percent |
1.8 |
0.2 |
1.8 |
0.4 |
0.1 |
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Lowest 10 percent |
4.3 |
– |
4.3 |
0.8 |
– |
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Second 25 percent |
1.4 |
0.2 |
1.4 |
0.4 |
0.2 |
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Third 25 percent |
1.1 |
0.2 |
1.0 |
0.3 |
0.2 |
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Highest 25 percent |
1.1 |
0.3 |
1.0 |
0.3 |
0.1 |
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Highest 10 percent |
1.6 |
0.6 |
1.4 |
0.4 |
0.1 |
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Establishment characteristics |
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Goods-producing industries |
1.8 |
0.3 |
1.8 |
0.6 |
0.2 |
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Service-providing industries |
0.9 |
0.2 |
0.8 |
0.2 |
0.2 |
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Education and health services |
1.9 |
0.2 |
1.7 |
0.4 |
0.3 |
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Educational services |
2.2 |
0.4 |
2.1 |
0.5 |
0.7 |
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Elementary and secondary schools |
2.2 |
0.3 |
2.2 |
0.6 |
0.8 |
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Junior colleges, colleges, and universities |
4.0 |
1.0 |
3.9 |
0.9 |
0.5 |
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Health care and social assistance |
2.5 |
– |
2.3 |
0.6 |
– |
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Hospitals |
2.1 |
– |
2.0 |
0.5 |
– |
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Public administration |
2.6 |
0.6 |
2.7 |
0.6 |
0.5 |
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1 to 99 workers |
1.4 |
0.1 |
1.4 |
0.3 |
0.1 |
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1 to 49 workers |
1.5 |
0.2 |
1.4 |
0.4 |
0.2 |
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50 to 99 workers |
2.7 |
0.2 |
2.7 |
0.4 |
0.1 |
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100 workers or more |
0.9 |
0.2 |
0.8 |
0.3 |
0.2 |
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100 to 499 workers |
1.3 |
0.3 |
1.2 |
0.4 |
0.1 |
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500 workers or more |
1.1 |
0.4 |
1.0 |
0.4 |
0.3 |
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Geographic areas |
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Northeast |
1.2 |
– |
1.3 |
0.5 |
– |
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New England |
2.0 |
0.6 |
2.0 |
0.9 |
– |
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Middle Atlantic |
1.5 |
– |
1.7 |
0.5 |
– |
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South |
1.3 |
0.3 |
1.2 |
0.3 |
0.3 |
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South Atlantic |
2.0 |
0.4 |
1.7 |
0.4 |
0.6 |
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East South Central |
3.3 |
– |
3.0 |
0.8 |
– |
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West South Central |
2.1 |
0.4 |
2.0 |
0.4 |
0.1 |
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Midwest |
1.9 |
0.3 |
1.8 |
0.6 |
0.1 |
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East North Central |
2.4 |
0.3 |
2.4 |
0.5 |
0.1 |
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West North Central |
2.9 |
0.3 |
2.5 |
1.4 |
0.1 |
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West |
1.5 |
0.3 |
1.4 |
0.3 |
0.1 |
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Mountain |
2.7 |
0.5 |
2.7 |
– |
– |
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Pacific |
1.9 |
– |
1.6 |
0.4 |
– |
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