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Employee Benefits Survey
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Long-term disability plans: Employee contribution requirement

Table 28. Long-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2015

(All workers with long-term disability coverage = 100 percent)

Characteristics

Employee
contribution
required

Employee
contribution not
required

All workers

8

92

Worker characteristics

   

Management, professional, and related

9

91

    Management, business, and financial

6

94

    Professional and related

10

90

        Teachers

17

83

            Primary, secondary, and special education
             school teachers

20

80

        Registered nurses

8

92

Service

9

91

    Protective service

16

84

Sales and office

8

92

    Sales and related

8

92

    Office and administrative support

8

92

Natural resources, construction, and maintenance

10

90

    Installation, maintenance, and repair

10

90

Production, transportation, and material moving

6

94

    Production

6

94

    Transportation and material moving

6

94

Full time

8

92

Part time

7

93

Union

13

87

Nonunion

8

92

Average wage within the following categories:2

   

    Lowest 25 percent

11

89

    Second 25 percent

8

92

    Third 25 percent

8

92

    Highest 25 percent

9

91

        Highest 10 percent

9

91

Establishment characteristics

   

Goods-producing industries

6

94

Service-providing industries

9

91

    Education and health services

10

90

        Educational services

16

84

            Elementary and secondary schools

19

81

            Junior colleges, colleges, and universities

13

87

        Health care and social assistance

5

95

            Hospitals

7

93

    Public administration

16

84

1 to 99 workers

5

95

    1 to 49 workers

4

96

    50 to 99 workers

7

93

100 workers or more

10

90

    100 to 499 workers

8

92

    500 workers or more

11

89

Geographic areas

   

Northeast

7

93

    New England

4

96

    Middle Atlantic

8

92

South

7

93

    South Atlantic

7

93

    East South Central

8

92

    West South Central

6

94

Midwest

10

90

    East North Central

11

89

    West North Central

8

92

West

11

89

    Pacific

7

93

1Includes workers in the private nonfarm economy except those in private households, and workers in
the public sector, except the federal government. See Technical Note for further explanation.

2Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold.  The categories
were formed using percentile estimates generated using wage data for March 2015.


Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans,
key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm .