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Employee Benefits Survey
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Long-term disability plans: Method of benefit payment

Table 29. Long-term disability plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2015

(All workers with long-term disability coverage = 100 percent)

Characteristics

Fixed
percent of
annual
earnings

Percent
varies by
annual
earnings

Flat dollar
amounts

Other

All workers

95

4

1

[2]

Worker characteristics

       

Management, professional, and related

96

4

[2]

[2]

    Management, business, and financial

95

4

    Professional and related

96

3

        Teachers

97

2

            Primary, secondary, and special education
             school teachers

97

        Registered nurses

98

2

Service

95

3

    Protective service

93

6

Sales and office

95

4

[2]

[2]

    Sales and related

90

10

    Office and administrative support

97

3

[2]

1

Natural resources, construction, and maintenance

90

5

3

1

    Installation, maintenance, and repair

93

4

Production, transportation, and material moving

91

3

4

2

    Production

89

4

5

2

    Transportation and material moving

94

2

2

1

Full time

95

4

1

[2]

Part time

89

9

Union

87

4

6

2

Nonunion

96

4

[2]

[2]

Average wage within the following categories:3

       

    Lowest 25 percent

94

5

    Second 25 percent

96

3

1

[2]

    Third 25 percent

94

4

2

1

    Highest 25 percent

95

4

1

[2]

        Highest 10 percent

94

5

Establishment characteristics

       

Goods-producing industries

89

6

4

1

Service-providing industries

96

3

1

[2]

    Education and health services

97

2

        Educational services

97

2

            Elementary and secondary schools

97

1

            Junior colleges, colleges, and universities

96

4

        Health care and social assistance

98

2

            Hospitals

97

2

    Public administration

93

6

1 to 99 workers

95

4

    1 to 49 workers

94

5

    50 to 99 workers

97

3

100 workers or more

95

4

1

1

    100 to 499 workers

95

4

1

1

    500 workers or more

95

3

1

1

Geographic areas

       

Northeast

96

2

1

1

    New England

96

3

    Middle Atlantic

96

2

2

1

South

96

4

[2]

[2]

    South Atlantic

96

3

    East South Central

92

    West South Central

97

3

Midwest

92

4

2

1

    East North Central

92

4

3

1

    West North Central

94

4

West

95

4

[2]

[2]

    Mountain

95

5

    Pacific

96

3

1

1

1Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.

2Less than 0.5.

3Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold.  The categories were formed using percentile
estimates generated using wage data for March 2015.


Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm .