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Employee Benefits Survey
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Long-term disability plans: Fixed percent of annual earnings

Table 30. Long-term disability plans: Fixed percent of annual earnings, civilian workers,1 National
Compensation Survey, March 2015

(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)

Characteristics

Fixed percent of annual earnings

Mean fixed
percent of
annual
earnings

Median
fixed
percent of
annual
earnings

Less than
60 percent

60 percent

61 to 66
percent

67 percent

Greater
than 67
percent

All workers

24

61

7

6

1

58.2

60.0

Worker characteristics

             

Management, professional, and related

24

58

9

7

1

58.3

60.0

    Management, business, and financial

26

60

7

6

[2]

57.7

60.0

    Professional and related

23

58

10

8

2

58.6

60.0

        Teachers

12

51

19

12

6

61.0

60.0

            Primary, secondary, and special education
             school teachers

14

44

22

14

7

61.1

60.0

        Registered nurses

40

53

4

55.8

60.0

Service

23

63

8

4

2

58.6

60.0

    Protective service

18

59

13

60.0

60.0

Sales and office

26

62

6

6

1

58.0

60.0

    Sales and related

22

67

4

5

2

58.1

60.0

    Office and administrative support

27

60

6

6

1

57.9

60.0

Natural resources, construction, and maintenance

21

66

7

4

1

58.2

60.0

    Installation, maintenance, and repair

19

70

5

4

1

58.5

60.0

Production, transportation, and material moving

21

69

4

5

1

58.2

60.0

    Production

22

67

5

58.0

60.0

    Transportation and material moving

20

71

4

58.5

60.0

Full time

24

62

8

6

1

58.2

60.0

Part time

27

56

6

8

2

58.3

60.0

Union

26

53

9

9

4

59.0

60.0

Nonunion

24

63

7

6

1

58.1

60.0

Average wage within the following categories:3

             

    Lowest 25 percent

19

70

6

5

1

58.5

60.0

    Second 25 percent

24

63

7

5

1

58.0

60.0

    Third 25 percent

23

62

8

6

1

58.4

60.0

    Highest 25 percent

25

58

8

7

2

58.1

60.0

        Highest 10 percent

26

58

8

7

1

58.1

60.0

Establishment characteristics

             

Goods-producing industries

21

65

7

6

1

58.3

60.0

Service-providing industries

24

61

8

6

1

58.2

60.0

    Education and health services

24

59

9

6

2

58.4

60.0

        Educational services

12

52

20

12

5

61.1

60.0

            Elementary and secondary schools

14

40

24

16

6

61.4

60.0

            Junior colleges, colleges, and universities

8

69

13

7

3

60.6

60.0

        Health care and social assistance

33

64

2

56.5

60.0

            Hospitals

47

49

2

54.9

60.0

    Public administration

18

46

20

13

3

60.4

60.0

1 to 99 workers

19

68

6

6

1

58.8

60.0

    1 to 49 workers

20

69

5

6

1

58.7

60.0

    50 to 99 workers

17

68

8

6

2

58.9

60.0

100 workers or more

26

58

8

6

1

58.0

60.0

    100 to 499 workers

22

66

5

6

1

58.2

60.0

    500 workers or more

30

52

10

6

1

57.8

60.0

Geographic areas

             

Northeast

24

66

3

7

1

58.2

60.0

    New England

25

63

7

5

1

58.1

60.0

    Middle Atlantic

23

67

2

7

1

58.3

60.0

South

24

63

8

4

1

57.7

60.0

    South Atlantic

24

59

12

4

1

58.0

60.0

    East South Central

22

69

4

57.5

60.0

    West South Central

25

67

4

3

1

57.4

60.0

Midwest

22

63

6

6

3

58.7

60.0

    East North Central

26

60

6

5

2

58.1

60.0

    West North Central

16

67

7

8

3

59.7

60.0

West

26

53

12

9

1

58.5

60.0

    Mountain

25

53

12

58.7

60.0

    Pacific

26

52

11

9

1

58.4

60.0

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.

2Less than 0.5.

3Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold.  The categories were formed using percentile estimates generated using wage data for March 2015.


Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm .