Department of Labor Logo United States Department of Labor
Dot gov

The .gov means it's official.
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you're on a federal government site.

Https

The site is secure.
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.

Employee Benefits Survey
EBS EBS Program Links

Medical care benefit combinations: Access

Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics

Medical care and retirement benefits

Medical care and life insurance benefits

Medical care benefits and defined benefit
retirement

Medical care benefits and defined contribution
retirement

Medical
care and
retirement
benefits

Medical
care and no
retirement
benefits

Retirement
benefits
and no
medical
care
benefits

No medical
care and no
retirement
benefits

Medical
care and
life
insurance
benefits

Medical
care and no
life
insurance
benefits

Life
insurance
and no
medical
care
benefits

No medical
care and no
life
insurance
benefits

Medical
care
benefits
and defined
benefit
retirement

Medical
care
benefits
and no
defined
benefit
retirement

Defined
benefit
retirement
and no
medical
care
benefits

No medical
care
benefits
and no
defined
benefit
retirement

Medical
care
benefits
and defined
contribution
retirement

Medical
care
benefits
and no
defined
contribution
retirement

Defined
contribution
retirement
and no
medical
care
benefits

No medical
care
benefits
and no
defined
contribution
retirement

All workers

63

9

6

22

59

13

1

27

27

45

1

27

52

20

6

22

Worker characteristics

                               

Management, professional, and related

80

8

3

9

77

10

1

12

41

47

1

12

63

24

3

10

    Management, business, and financial

84

10

1

4

84

10

1

5

37

57

75

19

1

5

    Professional and related

78

7

4

11

74

11

1

14

42

42

1

14

58

27

3

12

        Teachers

81

14

72

11

1

16

69

15

2

15

36

48

1

16

            Primary, secondary, and special education
             school teachers

94

2

82

15

88

9

1

2

31

66

        Registered nurses

79

6

4

11

76

9

1

14

36

49

1

14

70

15

4

11

Service

38

9

8

45

33

13

2

52

16

31

1

53

28

19

7

46

    Protective service

68

2

12

19

64

6

8

23

52

18

2

28

33

37

10

20

Sales and office

62

9

10

19

56

15

1

28

21

50

1

28

54

16

9

20

    Sales and related

50

9

17

24

43

16

1

40

10

49

2

39

47

12

17

25

    Office and administrative support

68

10

6

16

64

14

2

20

27

51

1

21

59

19

5

17

Natural resources, construction, and maintenance

65

12

3

19

58

19

2

21

31

47

[2]

22

53

25

3

19

    Construction, extraction, farming, fishing, and
     forestry

60

13

4

23

52

21

1

26

34

39

[2]

26

43

31

3

23

    Installation, maintenance, and repair

70

11

3

16

64

18

2

16

28

54

62

19

3

16

Production, transportation, and material moving

67

10

5

19

64

12

1

22

24

52

1

23

57

19

4

19

    Production

72

11

3

14

71

13

1

15

22

61

17

67

16

3

14

    Transportation and material moving

62

8

6

24

59

11

1

29

26

44

1

29

48

22

6

24

Full time

77

11

2

10

74

14

1

11

33

55

[2]

12

64

24

2

10

Part time

18

3

19

59

11

10

2

76

8

14

3

75

13

8

17

61

Union

92

3

2

3

85

10

1

4

81

14

2

4

45

50

1

4

Nonunion

58

10

7

25

55

14

1

30

18

50

1

31

53

15

7

25

Average wage within the following categories:3

                               

    Lowest 25 percent

28

9

14

49

23

14

2

61

7

30

2

61

24

13

13

50

        Lowest 10 percent

15

8

15

62

11

12

2

75

3

20

2

75

13

10

14

63

    Second 25 percent

66

11

5

18

62

16

1

21

21

56

1

22

56

21

5

18

    Third 25 percent

78

10

3

9

75

14

1

11

36

53

[2]

11

63

25

2

9

    Highest 25 percent

88

6

2

4

85

9

1

6

50

44

[2]

6

70

24

1

5

        Highest 10 percent

88

6

2

4

88

6

1

5

48

46

[2]

5

73

21

1

4

Establishment characteristics

                               

Goods-producing industries

73

13

2

11

71

16

1

13

26

61

[2]

13

67

19

2

11

Service-providing industries

61

8

7

23

57

13

1

29

27

42

1

29

49

21

6

24

    Education and health services

72

8

5

15

68

12

1

19

40

40

1

19

49

31

4

16

        Educational services

83

2

3

12

75

10

1

14

69

16

3

12

35

50

1

14

            Elementary and secondary schools

85

2

4

9

74

13

1

12

81

7

4

9

25

62

1

12

            Junior colleges, colleges, and universities

85

2

2

11

83

4

1

13

53

34

1

12

60

27

1

12

        Health care and social assistance

64

12

6

18

63

14

1

23

20

56

[2]

23

58

18

6

18

            Hospitals

89

2

3

6

88

3

1

8

45

46

1

9

76

15

3

7

    Public administration

88

[2]

3

9

82

7

1

11

84

4

2

9

33

55

1

11

1 to 99 workers

44

14

8

35

40

18

1

41

10

48

[2]

42

40

18

7

35

    1 to 49 workers

39

15

8

39

35

18

1

46

8

45

[2]

46

36

17

7

39

    50 to 99 workers

60

11

8

21

55

16

1

28

16

55

1

28

52

19

7

22

100 workers or more

81

5

5

10

77

9

1

13

43

43

1

13

62

23

4

10

    100 to 499 workers

74

7

7

12

69

12

2

17

27

54

2

17

62

19

6

12

    500 workers or more

88

2

3

7

85

5

1

9

59

31

1

9

62

28

2

8

Geographic areas

                               

Northeast

64

9

7

21

59

14

1

26

31

41

1

26

50

22

6

22

    New England

64

7

7

22

57

14

2

27

27

44

1

28

51

20

7

22

    Middle Atlantic

64

9

7

20

59

14

1

26

33

40

1

26

50

23

6

21

South

64

9

6

21

61

12

2

26

26

47

1

27

53

20

6

22

    South Atlantic

64

9

6

21

60

13

2

26

27

46

1

27

56

17

6

21

    East South Central

67

8

5

21

63

12

1

24

26

49

52

23

4

21

    West South Central

62

11

5

22

62

10

2

26

25

47

1

27

50

23

5

23

Midwest

65

7

8

20

62

11

1

26

26

46

1

26

55

17

7

21

    East North Central

64

9

7

20

62

11

1

26

26

47

2

26

55

18

7

21

    West North Central

67

5

9

20

61

11

1

27

26

46

1

27

56

15

8

20

West

59

10

5

25

52

17

1

29

26

44

1

29

46

24

4

26

    Mountain

58

10

6

26

56

12

1

31

21

47

1

31

47

21

6

26

    Pacific

60

11

4

25

51

20

1

28

28

43

1

29

46

25

4

26

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation.

2Less than 0.5.

3Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold.  The categories were formed using percentile estimates generated using wage data for March 2015.


Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm .