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Employee Benefits Survey
EBS EBS Program Links

Standard Errors
Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, State and local government workers, National
Compensation Survey, March 2015

Characteristics

Average
flat monthly
employer
premium

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

$16.57

0.7

$20.44

0.7

$17.67

$9.38

Worker characteristics

            

Management, professional, and related

18.31

0.8

30.89

0.8

18.79

11.49

    Professional and related

20.10

0.8

34.01

0.8

20.62

12.52

        Teachers

21.53

1.0

41.20

1.0

21.87

13.94

            Primary, secondary, and special education
             school teachers

23.70

1.2

45.33

1.2

24.58

14.26

Service

24.10

1.1

27.14

1.1

26.17

12.85

    Protective service

24.43

1.7

50.76

1.7

26.12

13.88

Sales and office

26.06

2.4

26.51

2.4

27.24

12.32

    Office and administrative support

26.61

2.2

27.94

2.2

28.10

12.58

Natural resources, construction, and maintenance

32.85

1.6

71.21

1.6

33.64

30.30

Production, transportation, and material moving

35.58

2.9

44.99

2.9

38.88

22.76

Full time

16.94

0.7

20.39

0.7

17.97

9.37

Part time

54.52

1.7

35.57

1.7

59.29

35.07

Union

12.27

1.2

22.87

1.2

13.57

8.39

Nonunion

25.90

0.4

29.25

0.4

26.17

15.52

Average wage within the following categories:1

            

    Lowest 25 percent

33.48

0.7

40.77

0.7

34.29

17.56

        Lowest 10 percent

49.66

0.6

130.42

0.6

49.30

25.22

    Second 25 percent

20.54

1.3

28.54

1.3

21.16

11.99

    Third 25 percent

21.07

0.9

24.41

0.9

22.05

13.17

    Highest 25 percent

17.19

1.3

30.81

1.3

17.68

11.96

        Highest 10 percent

25.74

1.8

43.97

1.8

28.72

14.77

Establishment characteristics

            

Service-providing industries

16.77

0.6

20.68

0.6

17.87

9.47

    Education and health services

18.54

0.8

30.06

0.8

19.44

12.72

        Educational services

19.34

0.8

33.32

0.8

19.91

13.34

            Elementary and secondary schools

21.18

1.0

39.05

1.0

21.03

12.61

            Junior colleges, colleges, and universities

41.52

1.3

37.07

1.3

43.58

34.79

        Health care and social assistance

36.08

1.6

42.88

1.6

37.56

21.63

            Hospitals

47.36

2.3

49.31

2.3

49.25

24.77

    Public administration

18.38

0.8

32.58

0.8

19.52

10.43

1 to 99 workers

45.10

1.6

45.95

1.6

48.02

25.38

    1 to 49 workers

50.66

2.6

85.46

2.6

54.57

24.21

    50 to 99 workers

67.18

–

–

–

–

–

100 workers or more

16.29

0.7

21.18

0.7

17.42

9.70

    100 to 499 workers

38.21

1.3

91.52

1.3

37.25

18.07

    500 workers or more

16.02

0.7

17.40

0.7

17.55

11.60

State government

27.93

1.1

19.71

1.1

29.09

18.42

Local government

17.49

0.8

23.15

0.8

18.47

9.54

Geographic areas

            

Northeast

17.45

1.7

32.73

1.7

20.84

13.13

    New England

29.99

2.0

168.40

2.0

32.94

23.75

    Middle Atlantic

20.04

2.1

32.74

2.1

22.37

15.81

South

27.87

0.1

48.79

0.1

27.86

17.41

    South Atlantic

33.26

0.1

52.61

0.1

33.31

21.15

    East South Central

61.25

–

–

–

–

–

    West South Central

36.54

–

–

–

–

–

Midwest

30.34

1.7

34.06

1.7

31.86

19.55

    East North Central

31.76

1.6

61.20

1.6

32.93

20.37

    West North Central

45.26

3.4

33.82

3.4

42.32

43.24

West

24.41

1.9

37.44

1.9

25.71

9.78

    Mountain

48.38

1.6

98.20

1.6

46.56

17.21

    Pacific

17.85

2.6

40.26

2.6

19.64

12.34

1Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with
earnings both above and below the threshold.  The categories were formed using percentile estimates generated using wage data for March 2015.


Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.