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Employee Benefits Survey
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Long-term disability plans: Employee contribution requirement

Table 28. Long-term disability plans: Employee contribution
requirement, State and local government workers, National
Compensation Survey, March 2015

(All workers with long-term disability coverage = 100 percent)

Characteristics

Employee
contribution
required

Employee
contribution not
required

All workers

18

82

Worker characteristics

   

Management, professional, and related

18

82

    Professional and related

19

81

        Teachers

22

78

            Primary, secondary, and special education
             school teachers

24

76

Service

17

83

    Protective service

18

82

Sales and office

18

82

    Office and administrative support

19

81

Full time

17

83

Part time

21

79

Union

18

82

Nonunion

17

83

Average wage within the following categories:1

   

    Second 25 percent

15

85

    Third 25 percent

14

86

    Highest 25 percent

20

80

        Highest 10 percent

19

81

Establishment characteristics

   

Service-providing industries

18

82

    Education and health services

19

81

        Educational services

20

80

            Elementary and secondary schools

23

77

            Junior colleges, colleges, and universities

15

85

    Public administration

16

84

100 workers or more

17

83

    100 to 499 workers

19

81

    500 workers or more

17

83

State government

18

82

Local government

17

83

Geographic areas

   

Northeast

7

93

    Middle Atlantic

8

92

South

6

94

    South Atlantic

5

95

Midwest

25

75

    East North Central

38

62

    West North Central

8

92

1Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold.  The categories
were formed using percentile estimates generated using wage data for March 2015.


Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans,
key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20142015.htm.