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Employee Benefits Survey
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Standard Errors
Long-term disability plans: Employee contribution requirement

Table 28. Standard errors for long-term disability plans: Employee
contribution requirement, State and local government workers,
National Compensation Survey, March 2015

Characteristics

Employee
contribution
required

Employee
contribution not
required

All workers

2.7

2.7

Worker characteristics

    

Management, professional, and related

2.4

2.4

    Professional and related

2.5

2.5

        Teachers

3.3

3.3

            Primary, secondary, and special education
             school teachers

4.1

4.1

Service

2.5

2.5

    Protective service

4.0

4.0

Sales and office

4.7

4.7

    Office and administrative support

4.9

4.9

Full time

2.9

2.9

Part time

4.5

4.5

Union

2.3

2.3

Nonunion

3.5

3.5

Average wage within the following categories:1

    

    Second 25 percent

3.3

3.3

    Third 25 percent

2.6

2.6

    Highest 25 percent

1.9

1.9

        Highest 10 percent

3.0

3.0

Establishment characteristics

    

Service-providing industries

2.8

2.8

    Education and health services

3.2

3.2

        Educational services

3.5

3.5

            Elementary and secondary schools

4.7

4.7

            Junior colleges, colleges, and universities

4.3

4.3

    Public administration

3.0

3.0

100 workers or more

1.9

1.9

    100 to 499 workers

3.7

3.7

    500 workers or more

2.1

2.1

State government

4.2

4.2

Local government

3.5

3.5

Geographic areas

    

Northeast

1.4

1.4

    Middle Atlantic

1.7

1.7

South

1.5

1.5

    South Atlantic

1.2

1.2

Midwest

3.4

3.4

    East North Central

3.1

3.1

    West North Central

2.9

2.9

1Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold.  The categories
were formed using percentile estimates generated using wage data for March 2015.


Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.