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Employee Benefits Survey
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Long-term disability plans: Method of benefit payment

Table 29. Long-term disability plans: Method of benefit payment, State and
local government workers, National Compensation Survey, March 2015

(All workers with long-term disability coverage = 100 percent)

Characteristics

Fixed
percent of
annual
earnings

Percent
varies by
annual
earnings

Flat dollar
amounts

Other

All workers

96

3

–

–

Worker characteristics

        

Management, professional, and related

96

3

–

–

    Professional and related

96

3

–

–

        Teachers

97

–

–

–

            Primary, secondary, and special education
             school teachers

96

–

–

–

Service

95

4

–

–

    Protective service

93

6

–

–

Sales and office

95

5

–

–

    Office and administrative support

95

5

–

–

Natural resources, construction, and maintenance

98

–

–

–

Production, transportation, and material moving

96

–

–

–

Full time

96

3

–

–

Part time

95

–

–

–

Union

96

2

–

–

Nonunion

95

5

–

–

Average wage within the following categories:1

        

    Lowest 25 percent

94

5

–

–

        Lowest 10 percent

98

2

–

–

    Second 25 percent

95

4

–

–

    Third 25 percent

95

4

–

–

    Highest 25 percent

97

–

1

–

        Highest 10 percent

96

–

–

–

Establishment characteristics

        

Service-providing industries

96

4

–

–

    Education and health services

96

3

–

–

        Educational services

96

3

–

–

            Elementary and secondary schools

97

–

1

–

            Junior colleges, colleges, and universities

95

–

–

–

        Health care and social assistance

95

–

–

–

            Hospitals

95

–

–

–

    Public administration

93

6

–

–

1 to 99 workers

92

6

2

–

    1 to 49 workers

91

5

–

–

    50 to 99 workers

93

–

–

–

100 workers or more

96

3

–

–

    100 to 499 workers

97

–

–

–

    500 workers or more

96

3

–

–

State government

89

–

–

–

Local government

98

1

–

–

Geographic areas

        

Northeast

97

–

–

–

    New England

100

–

–

–

    Middle Atlantic

97

–

–

–

South

97

–

–

–

    South Atlantic

98

–

–

–

    East South Central

89

–

–

–

    West South Central

100

–

–

–

Midwest

93

6

–

–

    East North Central

91

8

–

–

    West North Central

96

–

–

–

West

97

–

1

–

    Mountain

100

–

–

–

    Pacific

94

–

2

–

1Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold.  The categories were formed using percentile
estimates generated using wage data for March 2015.


Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.