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Long-term disability plans: Fixed percent of annual earnings

Table 30. Long-term disability plans: Fixed percent of annual earnings, State and local government
workers, National Compensation Survey, March 2015

(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)

Characteristics

Fixed percent of annual earnings

Mean fixed
percent of
annual
earnings

Median
fixed
percent of
annual
earnings

Less than
60 percent

60 percent

61 to 66
percent

67 percent

Greater
than 67
percent

All workers

17

44

22

12

5

60.7

60.0

Worker characteristics

              

Management, professional, and related

15

41

26

12

6

60.9

60.0

    Professional and related

16

39

26

12

7

60.9

60.0

        Teachers

16

36

26

14

8

61.2

60.0

            Primary, secondary, and special education
             school teachers

17

32

27

16

8

61.3

62.0

Service

21

47

17

10

5

60.4

60.0

    Protective service

20

51

14

–

–

60.4

60.0

Sales and office

16

50

18

15

1

60.3

60.0

    Office and administrative support

17

49

18

16

1

60.3

60.0

Natural resources, construction, and maintenance

19

43

21

–

–

60.1

60.0

Production, transportation, and material moving

13

56

–

–

–

61.6

60.0

Full time

15

45

23

12

4

60.8

60.0

Part time

41

21

13

–

–

58.9

60.0

Union

21

43

12

16

7

60.5

60.0

Nonunion

13

45

31

9

2

60.8

60.0

Average wage within the following categories:1

              

    Lowest 25 percent

16

41

26

–

–

60.8

60.0

        Lowest 10 percent

18

39

25

–

–

60.7

60.0

    Second 25 percent

15

47

22

12

4

60.7

60.0

    Third 25 percent

13

46

24

13

3

61.3

60.0

    Highest 25 percent

20

42

19

12

8

60.2

60.0

        Highest 10 percent

18

47

18

10

6

59.8

60.0

Establishment characteristics

              

Service-providing industries

16

44

23

12

5

60.8

60.0

    Education and health services

16

42

24

12

5

60.8

60.0

        Educational services

15

39

26

13

6

61.3

60.0

            Elementary and secondary schools

16

32

29

15

7

61.5

62.0

            Junior colleges, colleges, and universities

12

56

20

–

–

60.6

60.0

        Health care and social assistance

22

59

–

5

–

57.7

60.0

            Hospitals

–

56

–

6

–

57.4

60.0

    Public administration

18

46

20

13

3

60.4

60.0

1 to 99 workers

–

39

–

15

–

61.8

60.0

    1 to 49 workers

–

38

–

–

–

62.4

60.0

    50 to 99 workers

–

40

–

–

–

61.2

60.0

100 workers or more

17

45

22

12

4

60.6

60.0

    100 to 499 workers

20

43

15

17

5

60.4

60.0

    500 workers or more

16

45

25

10

4

60.6

60.0

State government

11

53

24

–

–

60.8

60.0

Local government

18

41

22

13

5

60.7

60.0

Geographic areas

              

Northeast

7

60

–

20

–

61.8

60.0

    Middle Atlantic

9

62

–

18

–

61.4

60.0

South

9

47

37

–

–

60.7

60.0

    South Atlantic

8

37

50

–

–

61.2

62.0

    East South Central

–

60

–

–

–

58.9

60.0

    West South Central

–

79

–

–

–

59.5

60.0

Midwest

30

37

11

11

11

59.5

60.0

    East North Central

46

19

11

13

12

58.2

60.0

    West North Central

–

61

–

8

–

61.4

60.0

West

–

44

22

22

–

62.0

60.0

    Mountain

–

–

25

33

–

63.4

66.0

    Pacific

14

52

20

–

–

60.8

60.0

1Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold.  The categories were formed using percentile estimates generated using wage data for March 2015.


Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.