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Employee Benefits Survey
EBS EBS Program Links

Standard Errors
Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement

Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, private industry workers,  National
Compensation Survey, March 2015

Characteristics

Average
flat monthly
employer
premium

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

$2.93

0.6

$7.48

0.6

$2.64

$1.45

Worker characteristics

            

Management, professional, and related

3.80

1.0

11.29

1.0

3.63

1.86

    Management, business, and financial

6.08

0.7

13.05

0.7

6.14

1.97

    Professional and related

4.32

1.5

15.03

1.5

3.86

2.49

Service

9.42

1.6

17.80

1.6

9.17

6.19

    Protective service

25.43

–

–

–

–

–

Sales and office

4.12

0.8

8.72

0.8

4.33

1.34

    Sales and related

6.00

0.8

15.04

0.8

6.04

2.12

    Office and administrative support

4.64

0.9

10.19

0.9

4.94

1.76

Natural resources, construction, and maintenance

10.27

2.2

23.13

2.2

7.65

5.94

    Construction, extraction, farming, fishing, and
     forestry

20.28

3.7

32.17

3.7

16.97

10.43

    Installation, maintenance, and repair

10.14

2.1

31.64

2.1

6.45

7.46

Production, transportation, and material moving

5.25

1.1

14.66

1.1

4.81

2.45

    Production

5.58

1.2

17.06

1.2

5.93

4.05

    Transportation and material moving

8.66

1.8

24.81

1.8

7.03

2.83

Full time

2.98

0.6

7.85

0.6

2.63

1.52

Part time

7.73

1.1

17.01

1.1

7.92

3.58

Union

8.79

2.4

16.07

2.4

6.28

3.36

Nonunion

2.72

0.5

7.38

0.5

2.61

1.55

Average wage within the following categories:1

            

    Lowest 25 percent

5.53

1.1

16.39

1.1

5.58

2.39

        Lowest 10 percent

10.04

1.5

27.06

1.5

9.49

5.35

    Second 25 percent

4.72

0.8

11.36

0.8

4.73

3.96

    Third 25 percent

4.37

1.0

12.76

1.0

3.94

1.66

    Highest 25 percent

3.73

0.9

10.42

0.9

4.04

1.93

        Highest 10 percent

5.04

1.2

12.87

1.2

5.59

2.68

Establishment characteristics

            

Goods-producing industries

5.85

1.3

14.95

1.3

5.10

2.06

    Construction

14.87

3.1

26.04

3.1

13.12

5.26

    Manufacturing

5.36

1.0

15.10

1.0

5.39

2.27

Service-providing industries

3.28

0.6

8.40

0.6

3.05

1.76

    Trade, transportation, and utilities

5.00

0.8

19.46

0.8

4.60

2.17

        Wholesale trade

7.82

1.9

18.92

1.9

7.95

3.70

        Retail trade

5.57

1.0

22.96

1.0

4.96

2.57

        Transportation and warehousing

11.00

2.3

39.13

2.3

8.59

6.18

        Utilities

8.44

3.2

21.56

3.2

9.32

4.53

    Information

11.29

2.7

19.95

2.7

8.99

3.91

    Financial activities

6.84

1.3

28.36

1.3

4.54

1.93

        Finance and insurance

3.29

0.9

14.68

0.9

3.06

2.05

            Credit intermediation and related activities

5.47

1.4

27.17

1.4

4.35

3.31

            Insurance carriers and related activities

5.66

1.7

30.12

1.7

5.36

1.85

        Real estate and rental and leasing

31.47

5.7

56.17

5.7

22.90

6.64

    Professional and business services

7.04

1.6

16.46

1.6

7.43

6.73

        Professional and technical services

9.49

2.6

15.42

2.6

11.01

5.61

        Administrative and waste services

13.40

–

–

–

–

–

    Education and health services

6.74

1.5

22.28

1.5

6.37

2.66

        Educational services

9.08

2.5

32.58

2.5

11.07

5.06

            Junior colleges, colleges, and universities

6.05

1.3

20.72

1.3

6.32

3.07

        Health care and social assistance

7.93

1.8

26.53

1.8

7.35

2.87

    Leisure and hospitality

13.85

3.2

20.07

3.2

15.49

4.69

        Accommodation and food services

15.82

2.6

29.44

2.6

16.99

4.79

    Other services

14.11

4.0

20.90

4.0

14.75

7.57

1 to 99 workers

5.04

0.9

10.64

0.9

4.80

3.18

    1 to 49 workers

5.85

1.2

11.87

1.2

5.88

4.11

    50 to 99 workers

9.22

1.7

25.04

1.7

7.62

3.83

100 workers or more

3.18

0.7

10.88

0.7

2.71

1.31

    100 to 499 workers

4.83

0.9

16.54

0.9

4.06

2.03

    500 workers or more

3.58

1.0

13.67

1.0

3.20

1.76

Geographic areas

            

Northeast

4.94

1.0

16.20

1.0

3.79

2.08

    New England

8.17

2.0

45.22

2.0

6.37

4.46

    Middle Atlantic

6.83

1.1

17.28

1.1

5.24

2.62

South

4.61

0.8

11.01

0.8

4.26

1.92

    South Atlantic

6.42

0.8

17.33

0.8

5.98

2.34

    East South Central

5.90

1.7

23.74

1.7

5.66

5.55

    West South Central

9.12

1.8

15.68

1.8

8.48

3.72

Midwest

5.57

1.2

16.48

1.2

4.36

4.33

    East North Central

6.37

1.4

19.01

1.4

5.33

2.92

    West North Central

10.64

2.1

32.81

2.1

7.25

11.82

West

7.99

1.5

14.62

1.5

8.14

2.55

    Mountain

13.23

3.4

18.85

3.4

14.51

3.99

    Pacific

9.82

1.5

18.38

1.5

9.77

3.26

1Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with
earnings both above and below the threshold.  The categories were formed using percentile estimates generated using wage data for March 2015.


Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.