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Employee Benefits Survey
EBS EBS Program Links

Standard Errors
Medical care benefits, family coverage: Employee participation by type of contribution

Table 14. Standard errors for medical care benefits, family coverage: Employee
participation by type of contribution, private industry workers,  National Compensation
Survey, March 2015

Characteristics

Family coverage

Total with
contributory
coverage

Flat dollar
amount

Varies1

Exists, but
amount
unknown

Other2

All workers

0.0

0.8

0.5

0.6

0.2

Worker characteristics

         

Management, professional, and related

0.0

1.2

0.9

0.9

0.4

    Management, business, and financial

0.0

1.5

0.9

1.3

0.2

    Professional and related

0.0

1.5

1.2

1.0

0.5

Service

0.0

2.1

1.1

1.8

0.2

    Protective service

0.0

9.2

2.9

Sales and office

0.0

1.2

0.8

0.9

0.3

    Sales and related

0.0

1.9

1.6

1.5

0.4

    Office and administrative support

0.0

1.6

1.0

1.0

0.3

Natural resources, construction, and maintenance

0.0

2.4

1.3

1.6

0.7

    Construction, extraction, farming, fishing, and
     forestry

0.0

4.4

2.7

2.7

1.7

    Installation, maintenance, and repair

0.0

2.3

1.1

1.8

0.3

Production, transportation, and material moving

0.0

1.7

1.1

1.2

0.4

    Production

0.0

1.6

1.1

1.3

0.2

    Transportation and material moving

0.0

2.9

1.7

2.0

0.8

Full time

0.0

0.9

0.5

0.7

0.2

Part time

0.0

2.3

1.9

1.5

0.6

Union

0.0

2.2

1.2

1.7

0.9

Nonunion

0.0

0.9

0.6

0.7

0.2

Average wage within the following categories:3

         

    Lowest 25 percent

0.0

1.8

1.4

1.4

0.2

        Lowest 10 percent

0.0

3.5

2.8

    Second 25 percent

0.0

1.4

1.1

0.9

0.3

    Third 25 percent

0.0

1.2

0.8

0.8

0.4

    Highest 25 percent

0.0

1.2

0.8

0.9

0.4

        Highest 10 percent

0.0

1.6

1.2

1.3

0.3

Establishment characteristics

         

Goods-producing industries

0.0

1.4

1.1

1.3

0.3

    Construction

0.0

3.3

1.5

2.3

1.5

    Manufacturing

0.0

1.6

1.3

1.5

0.2

Service-providing industries

0.0

1.0

0.6

0.7

0.3

    Trade, transportation, and utilities

0.0

1.7

1.1

1.1

0.3

        Wholesale trade

0.0

2.8

2.0

        Retail trade

0.0

1.9

1.9

1.4

0.4

        Transportation and warehousing

0.0

4.5

3.5

        Utilities

0.0

4.6

    Information

0.0

3.4

1.8

    Financial activities

0.0

1.9

1.5

1.1

0.6

        Finance and insurance

0.0

1.7

1.6

1.1

0.7

            Credit intermediation and related activities

0.0

2.8

2.4

            Insurance carriers and related activities

0.0

3.0

2.6

1.7

1.1

        Real estate and rental and leasing

0.0

5.0

    Professional and business services

0.0

2.7

1.9

        Professional and technical services

0.0

2.8

2.1

        Administrative and waste services

0.0

5.8

3.7

    Education and health services

0.0

2.1

1.3

1.7

0.8

        Educational services

0.0

2.0

1.1

            Junior colleges, colleges, and universities

0.0

2.3

1.9

1.4

0.3

        Health care and social assistance

0.0

2.5

1.5

1.9

0.9

    Leisure and hospitality

0.0

3.9

2.6

3.0

        Accommodation and food services

0.0

4.8

3.5

    Other services

0.0

5.4

3.7

1 to 99 workers

0.0

1.3

0.8

0.9

0.3

    1 to 49 workers

0.0

1.6

1.1

1.1

0.2

    50 to 99 workers

0.0

2.2

1.4

1.5

1.0

100 workers or more

0.0

1.0

0.8

0.8

0.3

    100 to 499 workers

0.0

1.2

0.9

1.0

0.3

    500 workers or more

0.0

1.8

1.2

1.2

0.5

Geographic areas

         

Northeast

0.0

1.4

0.8

1.4

0.4

    New England

0.0

3.1

2.9

    Middle Atlantic

0.0

1.6

1.0

1.5

0.5

South

0.0

1.3

0.9

0.9

0.3

    South Atlantic

0.0

1.7

1.2

1.0

0.6

    East South Central

0.0

2.9

2.4

    West South Central

0.0

2.5

1.8

2.1

0.2

Midwest

0.0

2.1

1.1

1.7

0.3

    East North Central

0.0

1.8

1.3

1.7

0.4

    West North Central

0.0

5.3

3.7

West

0.0

1.9

1.3

1.1

0.7

    Mountain

0.0

2.9

1.6

1.9

1.0

    Pacific

0.0

2.4

1.8

1.4

1.0

1Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.

2Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings.

3Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold.  The categories were formed using percentile estimates generated using
wage data for March 2015.


Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.